If your education costs exceed any other financial aid you have received, you might want to consider the Unsubsidized Stafford Loan.

This loan is essentially the same as the Subsidized Stafford. With unsubsidized loans, you are always responsible for interest payments, even while you are in school. In lieu of interest payments, you may choose to have the interest added to your loan principal.

Repayment of the interest and principal begins six months after graduation or your enrollment drops below half time.