No matter how remote, there’s always the possibility that your property could be damaged through acts of nature, vandalism and other events. Why take chances when a commercial property insurance policy can protect you? And the definition of property is pretty broad. It can include lost income, business disruption, buildings, computers and company papers. Even if you run your business out of your home, it’s a good idea to look into this coverage – homeowners insurance doesn’t usually cover home-based business losses.