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Certificate Accounts

Certificate Accounts overview

Put your money to work 24/7

Certificate Accounts (also called certificates of deposit) are a type of savings account that lets you lock in a fixed rate for a future return, usually at higher rates than regular savings accounts.

How much you’ll earn, known as the APY (Annual Percentage Yield), varies based on the terms. Choose from short run, long haul, or everywhere in between.

It’s easy and there are no fees. Simply deposit a minimum of $250 and pick your terms. Then sit back, relax and watch the savings roll in.

  • Terms ranging from 6 to 84 months
  • Zero fees
  • Get started with as little as $250
  • Federally insured by NCUA

View Rate and Fee Schedule

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Special competitive rates

7 Months

3.50% APY*

13 Months

4.00% APY*

18 Months

4.25% APY*

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Open today

Digital Services

Mobile Banking

  • Manage your account settings and profile.
  • Sign in securely using biometrics.
  • Deposit checks from your mobile device.
  • Transfer money to your external accounts.
  • Temporarily lock and unlock your cards.
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Digital Services

  • Manage your account settings and profile.
  • Sign in securely using biometrics.
  • Deposit checks from your mobile device.
  • Transfer money to your external accounts.
  • Temporarily lock and unlock your cards.
App StoreGoogle Play Store
  • Transfers to other member accounts
  • Transfer to accounts you have at other financial institutions
  • Customized account alerts
  • View e-statements
  • Manage and pay bills

Create My Account

  • Easy setup and management of payees
  • Schedule payments through Online or Mobile Banking
  • Receive e-bills from participating payees
  • Set payment reminders
  • Schedule automatic payments

Sign up for Bill Pay

Disclosure

* Annual Percentage Yield. APY accurate as of January 18, 2023. Fees may reduce earnings. A penalty may be charged for early withdrawal. See important terms and conditions.

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