How Cash Advances Work

One of the benefits of a WSECU credit card is the option to take a cash advance when a transaction requires cash. It's important to keep in mind that cash advances from your credit card don't work exactly like purchases.

How Cash Advances are Different from Credit Card Purchases

Cash advances from WSECU credit cards are subject to a fee. View our current rate and fee schedule. Interest on cash advances begins to accrue immediately and accrues on a daily basis.

Common Cash Advance Transactions
  • Withdrawing cash from your credit card at an ATM or in a branch.
  • Advancing funds from your Visa line of credit through Online Banking, Mobile Banking or in person at one of our branches or another financial institution.
  • Purchasing WSECU gift cards with your credit card.
  • Using your Visa line of credit as overdraft protection for your checking account.