Mortgage Rates

Below are some of our mortgage loan options. If you don't see the loan type you're looking for, contact one of our Home Loan Consultants at 800.562.0999.

Mortgage Loan
Loan Rate Points APR* Assumptions
30 Year Fixed Rate 4.125 0 4.233 Assumptions

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $300,000 and an estimated property value of $667,000. The property is located in Olympia, WA and is within Thurston county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 740.

At a 4.125% interest rate, the APR for this loan type is 4.233%. The monthly payment schedule would be:

  • 359 payments of $1,453.95 at an interest rate of 4.125%
  • 1 payment of $1,453.69 at an interest rate of 4.125%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

20 Year Fixed Rate 3.875 0 4.023 Assumptions

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $300,000 and an estimated property value of $667,000. The property is located in Olympia, WA and is within Thurston county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 740.

At a 3.875% interest rate, the APR for this loan type is 4.023%. The monthly payment schedule would be:

  • 239 payments of $1,798.24 at an interest rate of 3.875%
  • 1 payment of $1,798.65 at an interest rate of 3.875%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

15 Year Fixed Rate 3.375 0 3.562 Assumptions

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $300,000 and an estimated property value of $667,000. The property is located in Olympia, WA and is within Thurston county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 740.

At a 3.375% interest rate, the APR for this loan type is 3.562%. The monthly payment schedule would be:

  • 179 payments of $2,126.28 at an interest rate of 3.375%
  • 1 payment of $2,126.20 at an interest rate of 3.375%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

10 Year Fixed Rate 3.250 0 3.521 Assumptions

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $300,000 and an estimated property value of $667,000. The property is located in Olympia, WA and is within Thurston county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 740.

At a 3.250% interest rate, the APR for this loan type is 3.521%. The monthly payment schedule would be:

  • 119 payments of $2,931.57 at an interest rate of 3.250%
  • 1 payment of $2,931.67 at an interest rate of 3.250%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

*Annual Percentage Rate
Rates are subject to change at any time
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Jumbo Loan
Loan Rate Points APR* Assumptions
30 Year Fixed Jumbo 4.500 0 4.515 Assumptions

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $500,000 and an estimated property value of $667,000. The property is located in Olympia, WA and is within Thurston county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 740.

At a 4.500% interest rate, the APR for this loan type is 4.515%. The monthly payment schedule would be:

  • 359 payments of $2,533.43 at an interest rate of 4.500%
  • 1 payment of $2,532.08 at an interest rate of 4.500%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

*Annual Percentage Rate
Rates are subject to change at any time
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Adjustable Loan
Loan Rate Points APR* Assumptions
7 Year Adjustable Rate 3.375 0 3.811 Assumptions

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $300,000 and an estimated property value of $667,000. The property is located in Olympia, WA and is within Thurston county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 740.

At a 3.375% initial interest rate, the APR for this loan type is 3.811%, subject to increase. Based on current market conditions, the monthly payment schedule would be:

  • 84 payments of $1,326.29 at an interest rate of 3.375%
  • 275 payments of $1,411.01 at an interest rate of 4.000%
  • 1 payment of $1,410.93 at an interest rate of 4.000%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

5 Year Adjustable Rate 3.250 0 3.837 Assumptions

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $300,000 and an estimated property value of $667,000. The property is located in Olympia, WA and is within Thurston county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 740.

At a 3.250% initial interest rate, the APR for this loan type is 3.837%, subject to increase. Based on current market conditions, the monthly payment schedule would be:

  • 60 payments of $1,305.62 at an interest rate of 3.250%
  • 299 payments of $1,414.18 at an interest rate of 4.000%
  • 1 payment of $1,414.66 at an interest rate of 4.000%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

3 Year Adjustable Rate 3.125 0 3.905 Assumptions

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $300,000 and an estimated property value of $667,000. The property is located in Olympia, WA and is within Thurston county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 740.

At a 3.125% initial interest rate, the APR for this loan type is 3.905%, subject to increase. Based on current market conditions, the monthly payment schedule would be:

  • 36 payments of $1,285.13 at an interest rate of 3.125%
  • 323 payments of $1,419.68 at an interest rate of 4.000%
  • 1 payment of $1,419.28 at an interest rate of 4.000%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

*Annual Percentage Rate
Rates are subject to change at any time
I'm Ready to Apply
Home Equity Loan
Loan Rate Points APR* Assumptions
20 Year Closed End Fixed 3.990 0 4.094 Assumptions

The information provided is based on a $50,000 home equity loan. The property is located in Olympia, Thurston county in the State of WA. The property is an existing single family home and will be used as a primary residence. The rate lock period is 0 days and the assumed credit score is 740.This assumes that the total of all existing mortgages does not exceed 80.00 of the property value.

At a 3.990% interest rate, the APR for this loan type is 4.094%. The monthly payment schedule would be:

  • 239 payments of $302.73 at an interest rate of 3.990%
  • 1 payment of $301.95 at an interest rate of 3.990%
15 Year Closed End Fixed 3.990 0 4.124 Assumptions

The information provided is based on a $50,000 home equity loan. The property is located in Olympia, Thurston county in the State of WA. The property is an existing single family home and will be used as a primary residence. The rate lock period is 0 days and the assumed credit score is 740.This assumes that the total of all existing mortgages does not exceed 80.00 of the property value.

At a 3.990% interest rate, the APR for this loan type is 4.124%. The monthly payment schedule would be:

  • 179 payments of $369.59 at an interest rate of 3.990%
  • 1 payment of $370.28 at an interest rate of 3.990%
10 Year Closed End Fixed 3.990 0 4.183 Assumptions

The information provided is based on a $50,000 home equity loan. The property is located in Olympia, Thurston county in the State of WA. The property is an existing single family home and will be used as a primary residence. The rate lock period is 0 days and the assumed credit score is 740.This assumes that the total of all existing mortgages does not exceed 80.00 of the property value.

At a 3.990% interest rate, the APR for this loan type is 4.183%. The monthly payment schedule would be:

  • 119 payments of $505.99 at an interest rate of 3.990%
  • 1 payment of $505.78 at an interest rate of 3.990%
*Annual Percentage Rate
Rates are subject to change at any time
I'm Ready to Apply
Home Equity Line Of Credit
LoanAPR*Maximum Loan-to-ValueMaximum Amount
Variable Line of Credit 3.99% - 7.50% 100% $250,000.00
I'm Ready to Apply     Effective Date: February 1, 2017