Personal Loan Rates

All fixed rate loan information below is quoted at a discounted rate. For more information on qualifying for discounted rates, call our Contact Center at 800.562.0999. All non-discounted rates are 0.25% more excluding variable rate consumer loans. Variable rate loans are calculated at the rate specified, then adjusted quarterly based on the index plus a margin indicated in the Truth-In-Lending Disclosure.

Personal Loan Rates
Personal LoansAPR*Maximum AmountPayment Period
Fixed Rate 9.00% - 15.65% $100 - $50,000 Repayment term varies
A minimum payment applies
Line of Credit – Variable Rate 8.29% $50,000 Payment based on 4% of balance
A minimum payment applies
Share/Certificate Loans
Share/CertificateAPR*Maximum AmountPayment Period
Share – Variable Rate 3.10% Compensating Share balance required Up to 96 months
Certificate – Variable Rate Earning rate plus 3.00% Compensating Certificate balance required Up to 96 months
Share Line of Credit – Variable Rate 3.10% Compensating Share balance equal to limit Payment based on 4% of balance

Rates and terms indicated are for loans offered on February 1, 2015. Loans after that day may have different rates or terms.