Vehicle Loan Rates

We'd love to be your lender of choice for buying or refinancing your vehicle. 

Auto Loan Rates
LoanAPR*Purchase Maximum Loan-to-ValueExternal Refinance Maximum Loan-to-ValueMaximum AmountPayment Period
New Auto  2.99% - 13.49% 125% 130% $250,000 Up to 84 months
Used Auto  3.29% - 15.04% 125% 130% $250,000 Up to 84 months
Classic Auto (Autos that are 20 years old or older) 4.54% - 9.30% 80% 80% $250,000 Up to 72 months
Motorcycle 4.74% - 14.34% 100% 100% $250,000 Up to 84 months

RV Loan Rates
LoanAPR*Purchase Maximum Loan-to-ValueExternal Refinance Maximum Loan-to-ValueMaximum AmountPayment Period
New/Used RV  4.24% - 14.84% 95% 115% $250,000 Up to 180 months

Boat Loan Rates
LoanAPR*Purchase Maximum Loan-to-ValueExternal Refinance Maximum Loan-to-ValueMaximum AmountPayment Period
New/Used Boats  4.74% - 14.34% 100% 100% $250,000 Up to 180 months

Maximum advance may include sales tax, license, and warranty, depending on your credit history. Your rate and the financing terms (such as Loan-To-Value, Maximum Amount and Payment Period) that you qualify for will be determined by your personal credit history, vehicle mileage, loan term, collateral and vehicle age.

Proof of income may be required. All loans are subject to our lending policies.

Rates quoted are for loans with automatic payment. Rates for all loans without automatic payment will be 0.25% more.

Equity Take-Outs: We will finance up to the LTV listed per loan type.

Rates and terms listed are current as of July 1, 2016. Rates and terms are subject to change at WSECU's discretion.