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Vacay all the way

Here we grow

Apply now for a Low Rate credit card

Pile up tacos, not debt.

Make sure your dream vacay doesn’t come with unwanted debt. With the WSECU Low Rate Visa® card get fraud protection, lower fees and better exchange rates, built in. Plus, your interest rate starts low and stays low — with no annual fees.*

Apply now

Here's what you'll need

A corgi holding up a giant WSECU Low-rate Visa card

Let’s talk money.

WSECU can help you find answers to all your financial what-ifs. Answers that can affect your life not only today, but years from now. How do I talk to my partner about money? Is now the right time to combine our finances? Should I focus on paying off debt first? Can my credit impact my partner’s interest rates? No question is too basic. Or complex. Because we’re here to help. Not judge.

Become a member

Get answers, not judgment.

Don’t know where to start? How about here.

We’ve got tons of great articles to help you start talking the talk and making smarter financial moves in no time.

Why WSECU, anyway?

What’s the difference between a bank and a credit union? Banks are owned by shareholders; credit unions are owned by people like you (aka members). So instead of sending profits back to stockholders, we reinvest 4% of our profits into local organizations that help make our communities stronger, and the rest goes back into the credit union so that you get better rates, fewer fees and great service. And we’ve got all the services you need. What’s not to like?

Tell me more

All you need to get growing now

Establish your credit.

Build healthy credit habits — and get rewarded for on-time payments — with the WSECU Create® Visa® card.

Build your credit

Let’s talk car loans.

Don’t let the dealer decide for you. Get your first auto loan with payments and a rate you can afford.

Get an auto loan

Get a seriously low rate.

Buying something big? Want to ditch high rates? We’ve got you. Check out the WSECU Low Rate Visa card.

Save with a low rate

The benefits of membership

The benefits of membership

Being a WSECU member has its perks. Like more favorable rates on everything from credit cards to savings. Insured deposits. A great mobile app. And did we mention access to your money from ATMs all around the world? And since you’ll be part of a member-owned cooperative that gives 4% of its net income back to your local community, you’ll see the good happening all around you too. We’re all about the benefits of membership.

Join today

Disclosures

* See Important Credit Card Disclosures for complete details.

Your perspective is important to us and helps us see where we’re hitting the mark and where there might be areas to improve.