Maximum advance may include sales tax, license, and warranty, depending on your credit history. Your rate and the financing terms (such as Loan-To-Value, Maximum Amount and Payment Period) that you qualify for will be determined by your personal credit history, vehicle mileage, loan term, collateral and vehicle age. Proof of income may be required. All loans are subject to our lending policies.
Financing available for vehicles 20 years in age or older. Call our Contact Center or visit a branch for details.
Equity Take-Outs: We will finance up to the LTV listed for purchases per loan type.
Payment examples:
New Auto: $15.38 per $1,000 at 3.39% APR for 72 months
Used Auto: $15.53 per $1,000 at 3.74% APR for 72 months
Classic Auto: $16.11 per $1,000 at 4.99% APR for 72 months
Rates and terms listed are current as of June 15, 2022. Rates and terms are subject to change at WSECU's discretion.
Here's What You'll Need
Auto, Recreational Vehicle, Personal Loan or Line of Credit
- SSN or ITIN
- Date of Birth
- Address
- Employment information and income
- Monthly rent or mortgage payment
- Additional expenses; e.g., monthly child support, child card, alimony, etc.
- Loan information (if refinancing a loan from another institution)