Student Loans


Smart Option Student Loan

If you’re faced with college expenses not covered by scholarships and federal loans, we’ve partnered with Sallie Mae to bring you the Smart Option Student Loan® with great repayment options and competitive rates, for borrowers attending degree-granting institutions.

Smart Option Student Loan Features & Benefits
  • Multiple repayment options
  • A choice of competitive fixed and variable interest rates
  • No origination fees and no prepayment penalty
  • Rewards and interest rate reductions available
  • Rates that reward creditworthy borrowers
  • A creditworthy cosigner may help you qualify and/or receive a lower rate

Paying for College: the 1-2-3 Approach

There are some great resources out there to help with higher education costs. Student loans are just one of them – there are other options to consider first. Sallie Mae's 1-2-3 approach offers some great clues – take a couple of minutes and see what they are.

Ready to apply?

Photo of Laurie B.
Member Story
Laurie B.

There is no doubt you are always there to help. I have been a member since 1976 and you have not disappointed me yet. I sing the praises of WSECU whenever possible.