Certificate Accounts

Short-Term Savings

Long-Term Savings

Certificate Accounts Overview

If you’re all about setting savings goals or tucking money away in a secure place for the future, you’ve come to the right place. Our certificate accounts feature a range of terms that help you save for the short run, the long haul and everywhere in between. And your money is safe and sound, too.

Certificate Accounts Features & Benefits
  • $1,000.00 minimum opening deposit
  • Terms from 6-84 months
  • Automatic renewal upon maturity
  • E-Statements

    We’re all about eco-friendly, and e-statements help keep things a little tidier all the way around. You can sign up for them under the Documents tab in Online Banking, be notified by e-mail when they’re available for viewing and know they’re securely stored for you. No more hard copies to file and shred!

  • Mobile Banking
    Mobile Banking

    Mobile Banking is account management on the go. Having the ability to check balances, keep tabs on activity and transfer funds on the spot – along with several other features – is very handy and pretty much the norm these days. We’re happy to oblige.

    You have a choice – browser or app – but you'll want the app because...wait for it...you get Mobile Deposit!

  • Online Banking
    Online Banking

    Online Banking is one of the ways we help you make banking the most enjoyable hassle of your day. And when there’s access to check balances and activity, transfer funds, pay bills and more whenever you need it, banking really isn’t a hassle at all, right?

  • Telephone Banking
    Telephone Banking

    If you’d rather use a good old-fashioned phone to access your accounts, meet Telephone Banking. Our automated system lets you check account, loan and credit card balances, make transfers, check withdrawals and more. A quick call to our Contact Center for an access code will get you started. We also offer a guide with a detailed list of available services.

Ready to open a Certificate Account?

Sign in to Online Banking, visit your nearest branch or call 800.562.0999

Online Banking Sign In
Check Out Our Certificate Account Rates
TermMinimum DepositAPY*Rate
6 months $1,000.00 0.86% 0.85%
12 months $1,000.00 1.16% 1.15%
18 months $1,000.00 1.31% 1.30%
More Rates and Disclosures

Effective Date: October 17, 2018

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Member Story
Andrew U.

I just wanted to say that I love WSECU. They have some of the BEST customer service. Even if I am "freaking out" they're always calm and friendly, no "attitude" when you call a day (or two) late on a payment; they always give you the feeling that they're just happy to help.