Checking Accounts

So easy...

Simple, Streamlined

Checking Account Overview

Flexibility – check. No monthly fees – check. Good solid choices without complications – check. If you’re in the camp of an easy, streamlined way to manage your finances, you’ve come to the right place. Our checking accounts are all about making it easy.

Checking Account Features & Benefits
  • Three checking choices
  • Debit card with Reward points and no foreign transaction fees
  • Access through Online Banking and Mobile Banking 
  • Payroll deduction and direct deposit available
  • Bill Pay
    Bill Pay

    Paying bills quickly and easily is one of the things you'll love about Bill Pay. The other things are managing your monthly bills and payees when and where you need to. Set everything up in Online Banking, then set up payments from there or through Mobile Banking.'ll need a WSECU checking account too.

  • Direct Deposit
    Direct Deposit

    As much as we love to see you in person, we understand that coming in to make a deposit takes time away from your day. So why not set up direct deposit for those checks you receive on a regular basis? Contact your employer's payroll department. They can provide you with any forms necessary to get started. You can always call us with any questions too.

  • E-Statements

    We’re all about eco-friendly, and e-statements help keep things a little tidier all the way around. You can sign up for them under the Documents tab in Online Banking, be notified by e-mail when they’re available for viewing and know they’re securely stored for you. No more hard copies to file and shred!

  • Mobile Banking
    Mobile Banking

    Mobile Banking is account management on the go. Having the ability to check balances, keep tabs on activity and transfer funds on the spot – along with several other features – is very handy and pretty much the norm these days. We’re happy to oblige.

    You have a choice – browser or app – but you'll want the app because...wait for get Mobile Deposit!

  • Online Banking
    Online Banking

    Online Banking is one of the ways we help you make banking the most enjoyable hassle of your day. And when there’s access to check balances and activity, transfer funds, pay bills and more whenever you need it, banking really isn’t a hassle at all, right?

  • Payroll Deduction
    Payroll Deduction

    What is payroll deduction? It’s a way to have part of your paycheck deposited into an account or applied as a loan payment. We’re happy to accept payroll deductions if your employer offers it – check with your company’s payroll department for more information.

  • Shared Branching
    Shared Branching

    Shared Branching is the cooperative spirit in action. Thanks to a partnership with several of our fellow credit unions, you have WSECU branches away from home at over 5,000 participating credit unions. You can search for Shared Branches on our Locations page.

  • Telephone Banking
    Telephone Banking

    If you’d rather use a good old-fashioned phone to access your accounts, meet Telephone Banking. Our automated system lets you check account, loan and credit card balances, make transfers, check withdrawals and more. A quick call to our Contact Center for an access code will get you started. We also offer a guide with a detailed list of available services.

Want to open a checking account?

Yes I do

Want to open a checking account?

Yes I Do
Check Out Our Checking Account Rates
AccountMinimum BalanceAPY*RateAccount Limitations
Money Mover -- N/A N/A
Money Mover II -- 0.11% 0.10% Qualifying Certificate Account
Interest Checking $2,000.00 0.11% 0.10% $2,000.00 Minimum Average Daily Balance
More Rates and Disclosures

Effective Date: February 21, 2018

Photo of Sheila M.
Member Story
Sheila M.

Last week, we were notified that our Visa® account was compromised and new cards were issued immediately. Thank you, WSECU, for looking out for us!