IRAs

Happy Retirement...

Tax Breaks...

IRA Overview

IRAs have long been a popular choice for building the proverbial nest egg. They come in all shapes and sizes with varying tax benefits depending on your situation. Overall, they’re pretty cooperative when it comes to helping you work toward your retirement savings goals and we’re happy to make them available to you. We suggest having a chat with your tax advisor to see what’s best for you.

IRA Features & Benefits
  • IRA Savings Accounts
  • IRA Certificates
  • Roth and Traditional IRAs
  • Potential tax benefits
  • Catch-up contributions (for those 50 and above)
  • E-Statements
    E-Statements

    We’re all about eco-friendly, and e-statements help keep things a little tidier all the way around. You can sign up for them under the Documents tab in Online Banking, be notified by e-mail when they’re available for viewing and know they’re securely stored for you. No more hard copies to file and shred!

  • Mobile Banking
    Mobile Banking

    Mobile Banking is account management on the go. Having the ability to check balances, keep tabs on activity and transfer funds on the spot – along with several other features – is very handy and pretty much the norm these days. We’re happy to oblige.

    You have a choice – browser or app – but you'll want the app because...wait for it...you get Mobile Deposit!

  • Online Banking
    Online Banking

    Online Banking is one of the ways we help you make banking the most enjoyable hassle of your day. And when there’s access to check balances and activity, transfer funds, pay bills and more whenever you need it, banking really isn’t a hassle at all, right?

  • Payroll Deduction
    Payroll Deduction

    What is payroll deduction? It’s a way to have part of your paycheck deposited into an account or applied as a loan payment. We’re happy to accept payroll deductions if your employer offers it – check with your company’s payroll department for more information.

  • Telephone Banking
    Telephone Banking

    If you’d rather use a good old-fashioned phone to access your accounts, meet Telephone Banking. Our automated system lets you check account, loan and credit card balances, make transfers, check withdrawals and more. A quick call to our Contact Center for an access code will get you started. We also offer a guide with a detailed list of available services.

Stop by your nearest branch or call 800.562.0999

FIND MY BRANCH
Check Out Our IRA Rates
TermMinimum DepositAPY*Rate
6 months $1,000.00 0.26% 0.25%
12 months $1,000.00 0.35% 0.35%
24 months $1,000.00 0.56% 0.55%
More Rates & Disclosures

*Annual Percentage Yield      Effective Date: January 21, 2015

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Member Story
Robert H.

My seven-year-old son was nervous about giving up all his hard-earned cash that he’d been dutifully adding to his Spiderman bank…he was really okay depositing his money to a savings account knowing that he would get a “stuffie” (Munny Bunny) in return…