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Simple Employee Pension Plans

WSECU offers Simple Employee Pension Plans (SEPs) for small businesses and those who are self-employed. Here is an overview of how a SEP works:

  • Allows small business employers to contribute to their employees’ retirement.1
  • Allows those who are self-employed to contribute to their own retirement.
  • Contributions are made directly to an Individual Retirement Account (called a SEP-IRA) that is set up for each employee.1
  • There is maximum contribution limit allowed with specified tax advantages.
  • For detailed SEP information, visit the IRS website and type in IRS Pub 560 in the search link.

Looking for information about traditional or Roth IRAs? Click here.


1
Employee must be a WSECU member and have an established WSECU IRA.

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