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Let's get you the right credit card Let's talk credit cards

Cash back.  Lower rates. Credit building. We've got you covered.

  • Cash Back Visa Signature®
  • Low Rate Visa®
  • Create® Visa®

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Forbes #1

  A Forbes Best-in-State Credit Union in Washington 4 years running

  A Forbes Best-in-State Credit Union in Washington 4 years running

Which WSECU credit card is right for you?

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Cash Back Visa Signature
Low Rate Visa
WSECU Create Visa
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Cash Back Visa Image
Low Rate Visa Image
WSECU Create Visa Image
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You want cash rewards and you typically pay off your monthly balance.

You typically pay more than the minimum monthly payment but less than the full balance.

You're a student or new borrower looking to build credit.

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Earn up to 1.5% cash back automatically*

0% introductory rate for six months on balance transfers made within 60 days of account opening, then standard APR applies

0.25% rate decrease with on-time payments

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17.25% - 28.75% APR

10.75% - 22.25% APR

19.75% APR

Benefits for Cash Back Visa Signature
1% automatic cash back on purchases*
0.5% automatic cash back on payments*
Skip-a-Pay availability
Visa Signature benefits
Metal card
Benefits for Low Rate Visa
Low standard APR
0% introductory rate for six months on balance transfers made within 60 days of account opening, then standard APR applies
Skip-a-Pay availability
Benefits for WSECU Create Visa
0.25% rate decrease with on-time payments
Tiered late fees: First late fee is $10, second is $20, all others are $25

Included with all WSECU Visa credit cards

  • No annual fee
  • No balance transfer fee
  • Auto rental insurance
  • Roadside Dispatch® service
  • Standard Visa card benefits
  • Emergency cash/card disbursement
  • Global customer assistance services

Why WSECU?

WSECU membership has its perks. Enjoy favorable rates on everything from credit cards to savings accounts. Insured deposits. A great mobile app. Access to your money from ATMs anywhere in the world. Unparalleled member service. It's no wonder Forbes ranked WSECU a Best-in-State Credit Union in Washington 4 years running. And since you'll be part of a member-owned cooperative that gives 4% of its net income back to your local community, you'll see the good happening all around you. Every day.

Forbes 2023 Best-in-State Credit Unions

Get a credit card that rewards you the way you want.

Cash Back Visa, Low Rate Visa or WSECU Create Visa — choose your rewards, and then choose your card.

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Disclosure

* 1% cash back on purchases. Half percent (.50%) cash back on payments. See Important Credit Card Disclosures for complete details and exclusions. † See Important Credit Card Disclosures for complete details. ‡ Rate will decrease by 0.25% every six consecutive on-time payments, up to 2%. See Important Credit Card Disclosures for complete details and exclusions.

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