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Cash back. Lower rates. Credit building. We've got you covered.
- Cash Back Visa Signature®
- Low Rate Visa®
- Create® Visa®
Forbes #1
A Forbes Best-in-State Credit Union in Washington 4 years running
A Forbes Best-in-State Credit Union in Washington 4 years running
Which WSECU credit card is right for you?
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Cash Back Visa Signature
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Low Rate Visa
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WSECU Create Visa
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You want cash rewards and you typically pay off your monthly balance. |
You typically pay more than the minimum monthly payment but less than the full balance. |
You're a student or new borrower looking to build credit. |
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Earn up to 1.5% cash back automatically* |
0% introductory rate for six months on balance transfers made within 60 days of account opening, then standard APR applies† |
0.25% rate decrease with on-time payments‡ |
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17.00% - 28.50% APR† |
10.50% - 22.00% APR† |
19.50% APR† |
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Benefits for Cash Back Visa Signature
1% automatic cash back on purchases*
0.5% automatic cash back on payments*
Skip-a-Pay availability
Visa Signature benefits
Metal card
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Benefits for Low Rate Visa
Low standard APR
0% introductory rate for six months on balance transfers made within 60 days of account opening, then standard APR
Skip-a-Pay availability
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Benefits for WSECU Create Visa
0.25% rate decrease with on-time payments‡
Tiered late fees: First late fee is $10, second is $20, all others are $25†
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Included with all WSECU Visa credit cards
- No annual fee†
- No balance transfer fee†
- Auto rental insurance
- Roadside Dispatch® service
- Standard Visa card benefits
- Emergency cash/card disbursement
- Global customer assistance services
Why WSECU?
WSECU membership has its perks. Enjoy favorable rates on everything from credit cards to savings accounts. Insured deposits. A great mobile app. Access to your money from ATMs anywhere in the world. Unparalleled member service. It's no wonder Forbes ranked WSECU a Best-in-State Credit Union in Washington 4 years running. And since you'll be part of a member-owned cooperative that gives 4% of its net income back to your local community, you'll see the good happening all around you. Every day.
Disclosures
FEES:
- Fees to Open or Maintain your Account:
- Annual Fee: None
- Application Fee: None
- Transaction Fees:
- Balance Transfer: None
- Cash Advance: 2% of the amount advanced up to $25.00
- Foreign Transaction: None
- Penalty Fees
- Over-the-Credit Limit: None
- Returned Payment: None
- Late Payment:
- Applies to WSECU Create only: First time payment is late: $10.00 or your minimum payment required, whichever is less. Second time payment is late: $20.00 or your minimum payment required, whichever is less. All subsequent late payments: $25.00 or your minimum payment required, whichever is less.
- Applies to all other cards: $25.00 or your minimum payment required. whichever is Jess. Balances of $25.00 or less must be paid in full.
Skip Payment (Applies to all cards except WSECU Create): If we make a skip payment option available, you may skip making your payment(s) for cwrtain month(s). If you choose this option, interest will continute to accrue, but no late payment charges will be imposed during the skip period. All credit terms applicable immediately prior to the skip period will again applt once the skip period has expired. A Skip a Pay fee of $15.00 will apply.
See Important Credit Card Disclosures for complete details and exclusions.