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Let's get you the right credit card

Cash back.  Lower rates. Credit building. We've got you covered.

  • Cash Back Visa Signature®
  • Low Rate Visa®
  • Create® Visa®

Get my card

Let's get you the right credit card

Cash back.  Lower rates. Credit building. We've got you covered.

  • Cash Back Visa Signature®
  • Low Rate Visa®
  • Create® Visa®

Get my card

  Washington’s only Forbes Best-In-State Credit Union five years in a row!

  Washington’s only Forbes Best-In-State Credit Union five years in a row!

WSECU Cash Back Visa Signature® card

Recommended if you want cash rewards and you typically pay off your monthly balance.

Front view of the WSECU Cash Back Visa credit card

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Here's what you'll need

Here's what you'll need:

  • SSN or ITIN
  • Date of Birth
  • Address
  • Employment information and income
  • Monthly rent or mortgage payment
  • Additional expenses, e.g. monthly child support, childcare, alimony, etc. 

WSECU Low Rate Visa® card

Recommended if you typically pay more than the minimum monthly payment but less than the full balance.

Front view of the WSECU Low Rate Visa credit card

Get my card

Here's what you'll need

Here's what you'll need:

  • SSN or ITIN
  • Date of Birth
  • Address
  • Employment information and income
  • Monthly rent or mortgage payment
  • Additional expenses, e.g. monthly child support, childcare, alimony, etc. 

WSECU Create® Visa® card

Recommended if you’re a student or new borrower looking to build credit.

Front view of the WSECU Create Visa credit card

Get my card

Here's what you'll need

Here's what you'll need:

  • SSN or ITIN
  • Date of Birth
  • Address
  • Employment information and income
  • Monthly rent or mortgage payment
  • Additional expenses, e.g. monthly child support, childcare, alimony, etc. 

Included with all WSECU Visa credit cards

  • No annual fee†
  • No balance transfer fee†
  • Auto rental insurance
  • Roadside Dispatch® service
  • Standard Visa card benefits
  • Emergency cash/card disbursement
  • Global customer assistance services

Why WSECU?

Being a member of Washington’s only Forbes Best-In-State Credit Union five years in a row has its perks. Enjoy favorable rates on everything from credit cards to savings accounts. Insured deposits. A great mobile app. Access to your money from ATMs anywhere in the world. And since you’ll be part of a member-owned cooperative that gives 4% of its net income back to your local community, you’ll see the good happening all around you. Every day.

Forbes 2025 Best-In-State Credit Unions - 5 Years Running

Get a credit card that rewards you the way you want.

Cash Back Visa, Low Rate Visa or WSECU Create Visa — choose your rewards, and then choose your card.

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* 1% cash back on purchases. Half percent (.50%) cash back on payments. See Important Credit Card Disclosures for complete details and exclusions. † See Important Credit Card Disclosures for complete details. ‡ Rate will decrease by 0.25% every six consecutive on-time payments, up to 2%. See Important Credit Card Disclosures for complete details and exclusions.

FEES:

  • Fees to Open or Maintain your Account:
    • Annual Fee: None
    • Application Fee: None
  • Transaction Fees:
    • Balance Transfer: None
    • Cash Advance: 2% of the amount advanced up to $25.00
    • Foreign Transaction: None
  • Penalty Fees
    • Over-the-Credit Limit: None
    • Returned Payment: None
    • Late Payment:
      • Applies to WSECU Create only: First time payment is late: $10.00 or your minimum payment required, whichever is less. Second time payment is late: $20.00 or your minimum payment required, whichever is less. All subsequent late payments: $25.00 or your minimum payment required, whichever is less.
      • Applies to all other cards: $25.00 or your minimum payment required. whichever is Jess. Balances of $25.00 or less must be paid in full.

Skip Payment (Applies to all cards except WSECU Create): If we make a skip payment option available, you may skip making your payment(s) for cwrtain month(s). If you choose this option, interest will continute to accrue, but no late payment charges will be imposed during the skip period. All credit terms applicable immediately prior to the skip period will again applt once the skip period has expired. A Skip a Pay fee of $15.00 will apply.

See Important Credit Card Disclosures for complete details and exclusions.

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