Let's get you the right credit card Let's talk credit cards
Cash back. Lower rates. Credit building. We've got you covered.
- Cash Back Visa Signature®
- Low Rate Visa®
- Create® Visa®
Forbes #1
WSECU — #1 ranked credit union in Washington state for 2023 — Forbes
WSECU — #1 ranked credit union in Washington state for 2023 — Forbes
Which WSECU credit card is right for you?
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Cash Back Visa Signature
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Low Rate Visa
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WSECU Create Visa
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You want cash rewards and you typically pay off your monthly balance. |
You typically pay more than the minimum monthly payment but less than the full balance. |
You're a student or new borrower looking to build credit. |
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Earn up to 1.5% cash back automatically* |
0% introductory rate for six months on balance transfers made within 60 days of account opening, then standard APR applies† |
0.25% rate decrease with on-time payments‡ |
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18.00% - 29.50% APR† |
11.50% - 23.00% APR† |
20.50% APR† |
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Benefits for Cash Back Visa Signature
1% automatic cash back on purchases*
0.5% automatic cash back on payments*
Skip-a-Pay availability
Visa Signature benefits
Metal card
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Benefits for Low Rate Visa
Low standard APR
0% introductory rate for six months on balance transfers made within 60 days of account opening, then standard APR
Skip-a-Pay availability
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Benefits for WSECU Create Visa
0.25% rate decrease with on-time payments‡
Tiered late fees: First late fee is $10, second is $20, all others are $25†
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Included with all WSECU Visa cards
- No annual fee†
- Auto rental insurance
- No balance transfer fee†
- Emergency cash/card disbursement
- Standard Visa card benefits
- Roadside Dispatch® service
- Global customer assistance services
Why WSECU?
WSECU membership has its perks. Enjoy favorable rates on everything from credit cards to savings accounts. Insured deposits. A great mobile app. Access to your money from ATMs anywhere in the world. Unparalleled member service. It’s no wonder Forbes ranked WSECU as the #1 Washington state credit union in 2023. And since you’ll be part of a member-owned cooperative that gives 4% of its net income back to your local community, you’ll see the good happening all around you. Every day.