Skip to main content

Main Header

Let's get you the right credit card Let's talk credit cards

Cash back.  Lower rates. Credit building. We've got you covered.

  • Cash Back Visa Signature®
  • Low Rate Visa®
  • Create® Visa®

Get my card

Forbes #1

WSECU — #1 ranked credit union in Washington state for 2023 — Forbes

WSECU — #1 ranked credit union in Washington state for 2023 — Forbes

Which WSECU credit card is right for you?

Product Selector Select a different card Select a different card Select a different card
Cash Back Visa Signature
Low Rate Visa
WSECU Create Visa
Hide this rowShow this row Image
Cash Back Visa Image
Low Rate Visa Image
WSECU Create Visa Image
Hide this rowShow this row Recommended If

You want cash rewards and you typically pay off your monthly balance.

You typically pay more than the minimum monthly payment but less than the full balance.

You're a student or new borrower looking to build credit.

Hide this rowShow this row Key Benefit

Earn up to 1.5% cash back automatically*

0% introductory rate for six months on balance transfers made within 60 days of account opening, then standard APR applies

0.25% rate decrease with on-time payments

Hide this rowShow this row Rate

18.00% - 29.50% APR

11.50% - 23.00% APR

20.50% APR

Benefits for Cash Back Visa Signature
1% automatic cash back on purchases*
0.5% automatic cash back on payments*
Skip-a-Pay availability
Visa Signature benefits
Metal card
Benefits for Low Rate Visa
Low standard APR
0% introductory rate for six months on balance transfers made within 60 days of account opening, then standard APR applies
Skip-a-Pay availability
Benefits for WSECU Create Visa
0.25% rate decrease with on-time payments
Tiered late fees: First late fee is $10, second is $20, all others are $25

Included with all WSECU Visa cards

  • No annual fee
  • Auto rental insurance
  • No balance transfer fee
  • Emergency cash/card disbursement
  • Standard Visa card benefits
  • Roadside Dispatch® service
  • Global customer assistance services

Why WSECU?

WSECU membership has its perks. Enjoy favorable rates on everything from credit cards to savings accounts. Insured deposits. A great mobile app. Access to your money from ATMs anywhere in the world. Unparalleled member service. It’s no wonder Forbes ranked WSECU as the #1 Washington state credit union in 2023. And since you’ll be part of a member-owned cooperative that gives 4% of its net income back to your local community, you’ll see the good happening all around you. Every day.

Forbes 2023 Best-in-State Credit Unions

Get a credit card that rewards you the way you want.

Cash Back Visa, Low Rate Visa or WSECU Create Visa — choose your rewards, and then choose your card.

Get my card

Disclosure

* 1% cash back on purchases. Half percent (.50%) cash back on payments. See Important Credit Card Disclosures for complete details and exclusions. † See Important Credit Card Disclosures for complete details. ‡ Rate will decrease by 0.25% every six consecutive on-time payments, up to 2%. See Important Credit Card Disclosures for complete details and exclusions.

Your perspective is important to us and helps us see where we’re hitting the mark and where there might be areas to improve.