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Let’s credit union.

WSECU Cash Back Visa Signature®

  • 1% - 1.5% automatic cash back*
  • 16.25% - 27.75% APR†
  • $5,000 - $50,000 credit limit

Get my card

Here's what you'll need

Here's what you'll need:

  • SSN or ITIN
  • Date of Birth
  • Address
  • Employment information and income
  • Monthly rent or mortgage payment
  • Additional expenses, e.g. monthly child support, childcare, alimony, etc. 

Let’s credit union.

WSECU Cash Back Visa Signature®

  • 1% - 1.5% automatic cash back*
  • 16.25% - 27.75% APR†
  • $5,000 - $50,000 credit limit

Get my card

Here's what you'll need

Here's what you'll need:

  • SSN or ITIN
  • Date of Birth
  • Address
  • Employment information and income
  • Monthly rent or mortgage payment
  • Additional expenses, e.g. monthly child support, childcare, alimony, etc. 

  Washington’s only Forbes Best-In-State Credit Union five years in a row!

  Washington’s only Forbes Best-In-State Credit Union five years in a row!

Let’s earn cash back with every purchase.

Love getting cash back on all your purchases? Then this is your card. With automatic cash rewards and Visa Signature benefits, the WSECU Cash Back Visa Signature card is great if you typically pay off your monthly balance.

Earn cash rewards with every purchase — and payment!

Automatic cash back*

1% - 1.5%

Annual percentage rate†

16.25% - 27.75%

Credit limit

$5,000 - $50,000

Get my card

Frequently asked questions

No. Cash back is not considered taxable income and will not be included on any tax form received from WSECU.

While the Cash Back Visa Signature card does not offer the kind of travel-related rewards that are usually associated with the term “travel card,” it does include Signature concierge, a service that provides 24/7 assistance with travel, entertainment and dining reservations, travel and emergency assistance, and the standard global customer assistance services.

Yes, as a Visa Signature cardholder you also receive purchase security which covers purchased items against theft or damage due to eligible circumstances for the first 90 days. Some goods purchased with the card are also eligible for extended warranties. When you receive your card in the mail, you will also receive a guide to other benefits.

Why WSECU?

Being a member of Washington’s only Forbes Best-In-State Credit Union five years in a row has its perks. Enjoy favorable rates on everything from credit cards to savings accounts. Insured deposits. A great mobile app. Access to your money from ATMs anywhere in the world. And since you’ll be part of a member-owned cooperative that gives 4% of its net income back to your local community, you’ll see the good happening all around you. Every day.

Forbes 2025 Best-In-State Credit Unions - 5 Years Running

Earn cash rewards with every purchase.

Cash back. Price protection. Get your WSECU Cash Back Visa today.

Apply now

* Cash Back

  • 1% cash back will be paid on purchases made on your card. 1% cash back will not be earned on cash advances from an ATM, convenience checks, finance charges, or any fees assessed on your account, including foreign transaction fees. One-half percent (.50%) cash back will be paid on all payments to your account. Cash back earned on eligible transactions during a billing cycle will be applied as a credit to your account on the last day of the same billing cycle in which the transactions post to your account. Billing cycles typically end on the seventeenth (17th) of each month.

† Interest Rates and Interest Charges

  • Annual Percentage Rate (APR) for Purchases & Cash Advances
    16.25% - 27.75% depending on your credit history. This APR will vary with the market based on the Prime Rate‡.
  • APR for Balance Transfers
    17.75% - 29.25% depending on your credit history. This APR will vary with the market based on the Prime Rate‡.
  • Paying Interest
    Your due date is at least 21 days after we mail your billing statement. We will not charge you interest on purchases or balance transfers if you pay your entire new purchase or balance transfer balance by the due date each month. We will begin charging interest on cash advances on the date the cash advance is posted to your account.
  • Minimum Interest Charge: None

Fees

  • Fees to Open or Maintain your Account
    • Annual Fee: None
    • Application Fee: None
  • Transaction Fees
    • Balance Transfer: None
    • Cash Advance: 2% of the amount advanced up to $25.00
    • Foreign Transaction: None
  • Penalty Fees
    • Over-the-Credit Limit: None
    • Returned Payment: None
    • Late Payments: $25.00 or your minimum payment required, whichever is less. Balances of $25.00 or less must be paid in full.

‡ Variable Rates: The Annual Percentage Rate may increase or decrease if the highest rate of interest is identified as the "Prime Rate" in the "Money Rates" column of the Wall Street Journal increases or decreases. The Annual Percentage Rate will be equal to the Prime Rate plus a margin of 3.00%-21.00% depending on your credit history. The interest rate can change monthly on the 18th day of the month following a change in the Prime Rate. The Annual Percentage Rate will never be more than 29.99%. Any increase will take the form of more payments of the same amount.

Skip Payment: If we make a skip payment option available, you may skip making your payment(s) for certain month(s). If you choose this option, interest will continue to accrue, but no late payment charges will be imposed during the skip period. All credit terms applicable immediately prior to the skip period will again apply once the skip period has expired. A Skip a Pay fee of $15.00 will apply.

See Important Credit Card Disclosures for complete details.

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