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$300 sign-up bonus with Cash Back Checking

  • Join WSECU and open a Cash Back Checking account within 14 days.
  • Receive $1,000/month in direct deposits.
  • Swipe your debit card 15 times in the first 90 days.
  • Enjoy an extra $300 bonus after three months.

Use Promo Code: SPRING300 when opening your account.

Open today

Here's what you'll need

Here's What You'll Need

Checking, Savings, Share Certificate or Money Market Account

  • Valid photo ID
  • SSN or ITIN
  • Date of Birth
  • Address
  • Money for an opening deposit

Minor Accounts

  • Valid Photo ID (if minor doesn't have an ID, an adult must be a joint signer)
  • SSN or ITIN
  • Date of Birth
  • Address
  • Money for an opening deposit

New member? For security, WSECU verifies identity with a soft credit pull, which does not affect credit scores. Please remove any credit freezes by contacting the relevant credit bureaus.

$300 sign-up bonus with Cash Back Checking

  • Join WSECU and open a Cash Back Checking account within 14 days.
  • Receive $1,000/month in direct deposits.
  • Swipe your debit card 15 times in the first 90 days.
  • Enjoy an extra $300 bonus after three months.

Use Promo Code: SPRING300 when opening your account.

Open today

Here's what you'll need

It's as easy as one, two, $300*

Become a member

Use the code SPRING300 and add a Cash Back Checking within 14 days.

Sign up for direct deposit

Set up $1,000/month in qualifying direct deposits in first 90 days.

Swipe your debit card

Make 15 eligible debit card transactions in first 90 days.

Cash Back Checking benefits

  • Earn money with every swipe — up to 1% on debit card purchases
  • Get paid up to two days early with Early Direct Deposit†
  • Free Person 2 Person Transfer‡
  • No monthly service fee

Open today

Included with all WSECU checking accounts

  • WSECU debit card
  • Overdraft Protection
  • Online Banking & Bill Pay
  • Early Direct Deposit†
  • Person 2 Person Transfer‡
  • Free eStatements

Why WSECU?

Being a member of Washington’s only Forbes Best-In-State Credit Union five years in a row has its perks. Enjoy favorable rates on everything from credit cards to savings accounts. Insured deposits. A great mobile app. Access to your money from ATMs anywhere in the world. And since you’ll be part of a member-owned cooperative that gives 4% of its net income back to your local community, you’ll see the good happening all around you. Every day.

Forbes 2025 Best-In-State Credit Unions - 5 Years Running

* Cash bonus offer:

Beginning April 14, 2026, for a limited time only, eligible new WSECU members can earn a $300 cash bonus by meeting all the following requirements:

  1. Open a Cash Back Checking account within 14 days of becoming a member.
  2. Set up direct deposit in the first 90 days to receive $1,000 or more per month. Direct deposit must be an electronic deposit of payroll, government benefits or retirement income. Transfers from other accounts, mobile deposits or person-to-person payments do not qualify.
  3. Complete 15 eligible debit card transactions in the first 90 days of account opening.

Eligible debit card transactions:

Any tap, chip insert, swipe, manual card entry, online point-of-sale purchase or subscription payment using your Cash Back Checking debit card.

Ineligible debit card transactions:

Cash advances, balance transfers, checks, funds transfers across accounts, ACH transfers, ATM deposits, Bill Pay and other non-purchase transactions.

Bonus payment:

The $300 bonus will be deposited into your account within 14 days after you meet all promotion requirements within the 90-day qualification period. Your checking account must remain open and in good standing to receive the bonus.

Eligibility restrictions:

  • Offer available to new WSECU members who open a Cash Back Checking account within 14 days of becoming a member.
  • Existing WSECU members, or those who closed a WSECU checking account within the last 24 months, are not eligible.
  • Limit one bonus per member.
  • Offer cannot be combined with other promotions.
  • Offer may be modified or withdrawn at any time without notice
  • All accounts must be in good standing in accordance with our Consumer Account Agreement to receive the bonus.

† Early access to direct deposit funds is based on the timing in which we receive notice of impending deposit, which is typically up to two days before the scheduled payment date.

‡ Person 2 Person Transfer is not available for small businesses or organizations.

See Rate and Fee Schedule for complete details.

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