* Cash bonus offer:

Beginning January 21, 2026, for a limited time only, eligible new WSECU members can earn a $300 cash bonus by meeting all the following requirements:

1. Open a Cash Back Checking account within 14 days of becoming a member.
2. Set up direct deposit in the first 90 days to receive $1,000 or more per month. Direct deposit must be an electronic deposit of payroll, government benefits or retirement income. Transfers from other accounts, mobile deposits or person-to-person payments do not qualify.
3. Complete 15 eligible debit card transactions in the first 90 days of account opening.

Eligible debit card transactions:

Any tap, chip insert, swipe, manual card entry, online point-of-sale purchase or subscription payment using your Cash Back Checking debit card.

Ineligible debit card transactions:

Cash advances, balance transfers, checks, funds transfers across accounts, ACH transfers, ATM deposits, Bill Pay and other non-purchase transactions.

Bonus payment:

The $300 bonus will be deposited into your account within 14 days after you meet all promotion requirements within the 90-day qualification period. Your checking account must remain open and in good standing to receive the bonus.

Eligibility restrictions:

• Offer available to new WSECU members who open a Cash Back Checking account within 14 days of becoming a member.
• Existing WSECU members, or those who closed a WSECU checking account within the last 24 months, are not eligible.
• Limit one bonus per member.
• Offer cannot be combined with other promotions.
• Offer may be modified or withdrawn at any time without notice.

† Early access to direct deposit funds is based on the timing in which we receive notice of impending deposit, which is typically up to two days before the scheduled payment date.

‡ Person 2 Person Transfer is not available for small businesses or organizations.

See Rate and Fee Schedule for complete details.