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3.50% APY.* Only $250 to open. Yes! 3.50% APY*. Only $250 to open. Yes!

Our 6-Month Add-On Certificate: Watch your savings grow.

Open certificate

3.50% APY.* Only $250 to open. Yes! 3.50% APY*. Only $250 to open. Yes!

Our 6-Month Add-On Certificate: Watch your savings grow.

Open certificate

A kid wearing red boots, watering a plant with a red watering can.

Take advantage of our 6-Month Add-On Certificate featuring:

  • 3.50% APY*.
  • Low opening deposit of $250.
  • The ability to make unlimited additional deposits throughout the term.† Deposits can be made via transfer in Online Banking or at any branch.

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Saving with a share certificate

Share certificates are a safe and reliable way to grow your savings. Here’s why:

  • Returns are typically higher than a savings or money market account.
  • A variety of terms are available, giving you control over your savings.
  • The rate is fixed for the term of the certificate, providing reliable growth.
  • Like all deposits, certificates are federally insured by the NCUA.

Learn more about the benefits of share certificates.

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Additional ways to open a share certificate, including our 6-Month Add-On Certificate:

Please note: IRA certificates must be opened at a branch or by calling our Contact Center at 800.562.0999.

Certificate Savings Calculator

Summary

Savings Summary

Starting balance The initial deposit used to open your certificate. Annual Percentage Yield (APY) The percentage rate reflecting the total amount of dividends paid over a year. Term Length The number of months it takes for the certificate to mature. Starting Balance Dividends Earned Additional Deposits Total Saved

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When using the calculator, please remember the dollar amounts displayed aren’t guaranteed, and what you actually save may be different. The estimates you receive are for illustrative and educational purposes only. The results of any savings calculator are not intended to be and should not be considered a guarantee of the amount for which you may save.

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Add-On Options

Resources

The benefits of saving with share certificates

Strategic laddering with share certificates

Personal Savings Calculator

* Annual Percentage Yield. See Certificate Rate and Fee Schedule for details.

† Unlimited additional deposits with the aggregate of all 6-month certificate balances capped at a maximum of $5 million. Add-on deposits are not available for IRA certificates.

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