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Hey, Cougs!

Why CougarCard when you can CougarCard Plus?

Get your card

Open an account,
get $30 Cougar CASH*

Sharing is caring! Refer-a-friend and get another $30 cash when they open an account and get the card that doubles as a WSECU debit card and university ID.*

  • Use it on-campus and off.
  • Swipe to access Cougar CASH or WSU meal plan.
  • If you lose your card, we’ll replace it for free. (That's right. $0.)
Kait posing with her CougarCard Plus

Join in 3 easy steps

  • 1

    Confirm your eligibility.

    Are you a student, faculty member or staff member at WSU? If so, you’re in.

  • 2

    Tell us about yourself.

    We'll ask you some basic questions and for a government-issued ID such as a driver’s license.

  • 3

    Choose a checking account.

    Cash Back, Balanced or Basic? Opt for the checking account that works best for you.

Join now

See Rate and Fee Schedule for complete details.
Forbes 2023 Best-in-State Credit Unions

Why WSECU, anyway?

What’s the difference between a bank and a credit union? Banks are owned by shareholders; credit unions are owned by their members. So instead of benefiting stockholders, you get better rates, fewer fees and great service. What’s not to like?

WSU, let’s grow together

Whether you’re looking to build credit, get a new car or learn more about managing your finances, we have the tools you need.

Develop financial literacy.

Learn about money management and how you can achieve financial goals at the Financial Learning Center.

Get started

Build credit for the long term.

Set yourself up for success by establishing a healthy credit history with a WSECU Create® Visa® card.

Create credit history

Apply for scholarships.

Apply for one of our annual scholarships for up to $3,000 toward your undergraduate or graduate degree.

Learn more

Bank nationwide

WSECU gives you access to a network of over 5,000 shared branches and more than 30,000 ATMs. Even when traveling, there’s a location near you.

Find WSECU banking services near you.

24
WSECU branches
5,000+
Shared branches
30,000+
ATM locations
Auto Loans
Home Loans
Credit Cards
Checking Accounts

Benefits of being a member

Being a member has its perks. Enjoy favorable rates on everything from credit cards to savings accounts. Insured deposits. A great mobile app. Access to your money from ATMs anywhere in the world. No wonder Forbes ranked WSECU as the #1 Washington state credit union in 2023. And since you’ll be part of a member-owned cooperative that gives 4% of its net income back to your local community, you’ll see the good happening all around you. Every day.

Join now

student using a mobile phone

* Open your CougarCard Plus account by September 1, 2024, and get $30.00 Cougar CASH added to your CougarCard Plus. Referral bonus offer is available until September 1, 2024, to eligible CougarCard Plus account holders and will be deposited approximately 30 days after referee account opening. The referrer and the referee's CougarCard Plus accounts must be active at time of payout. To join WSECU and receive a CougarCard Plus you will need to open a savings account with a minimum of $5.00. The $30.00 Cougar CASH will be credited to your account within 30 business days of the CougarCard Plus being opened. The $30.00 in Cougar CASH and/or the $30.00 cash may be tax reportable. Offer is subject to being discontinued at any time.

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