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Mortgages that fit your home loan needs

Prequalify for a mortgage or apply with an accepted home purchase contract. We offer:

  • Fixed- and adjustable-rate mortgages
  • Pre-purchase homeownership counseling
  • Welcome Home Grant down payment assistance

Apply now

Here's what you'll need

Here's what you'll need

Mortgage, Home Equity and Equity Line of Credit

  • SSN or ITIN
  • Date of Birth
  • Address
  • Employment information and income
  • Approximate total debt

Here are some of the things we may ask for later in the process:

  • Paystubs for the last 30 days
  • 2 most recent W-2s
  • 2 most recent tax returns
  • 2 most recent bank statements
  • Homeowners insurance declarations page

For a detailed list of documentation, see our Mortgage Application Document Checklist.

Mortgages that fit your home loan needs

Prequalify for a mortgage or apply with an accepted home purchase contract. We offer:

  • Fixed- and adjustable-rate mortgages
  • Pre-purchase homeownership counseling
  • Welcome Home Grant down payment assistance

Apply now

Here's what you'll need

Fixed Rate |   FHA Loans |   Jumbo Loan |   VA Loans |   Adjustable Rate

Make home buying easier.

Talk to a Home Loan Officer

Our experts help you understand your options so you can be confident in your decision.

Meet our team

Home loan education

Read more about mortgages and other factors that affect home purchase decisions.

Discover helpful info

Mortgage calculators

Estimate home loan affordability or monthly payments for a specific loan.

Calculate estimates

Fixed Rate Mortgages

Fixed-rate mortgages are among the most common types of home loans.

  • Great for buyers who have a sizeable down payment
  • Longer term lengths typically mean lower monthly payments
  • Shorter term lengths typically mean lower interest rates

Fixed Rate Mortgage Rates

30-Year Fixed Rate

6.625%
Interest rate The amount you'll pay each year to borrow the money, expressed as a percentage.
6.763%
APR Annual Percentage Rate: The cost of the loan, including interest and fees.
Apply now
Payment example
Here's what you'll need

20-Year Fixed Rate

6.375%
Interest rate The amount you'll pay each year to borrow the money, expressed as a percentage.
6.554%
APR Annual Percentage Rate: The cost of the loan, including interest and fees.
Apply now
Payment example
Here's what you'll need

15-Year Fixed Rate

5.750%
Interest rate The amount you'll pay each year to borrow the money, expressed as a percentage.
5.950%
APR Annual Percentage Rate: The cost of the loan, including interest and fees.
Apply now
Payment example
Here's what you'll need

Rates subject to change at any time. These mortgage rates are based on assumptions and conditions including but not limited to property type, occupancy, loan-to-value and credit score. Your interest rate will be based on loan specifics and your credit history. Once your rate is locked, a float-down option may be available.

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $300000.00 and an estimated property value of $375000.00 (80.0000% LTV). The property is located in Olympia, WA and is within Thurston County. The property is an existing single-family home and will be used as a primary residence. The assumed credit score is 750 and includes discount points of 0.5000 with $2713.00 in finance charges.

At a 6.625% interest rate, the APR for this loan type is 6.763%. Payments do not include taxes and insurance premiums, if applicable. The monthly payment schedule would be:

360 payments of $1920.93

Here's what you'll need

Here's what you'll need

Mortgage, Home Equity and Equity Line of Credit

  • SSN or ITIN
  • Date of Birth
  • Address
  • Employment information and income
  • Approximate total debt

Here are some of the things we may ask for later in the process:

  • Paystubs for the last 30 days
  • 2 most recent W-2s
  • 2 most recent tax returns
  • 2 most recent bank statements
  • Homeowners insurance declarations page

For a detailed list of documentation, see our Mortgage Application Document Checklist.

to get started.

Estimate your monthly payment with our Mortgage Calculator.

Here's what you'll need

Mortgage, Home Equity and Equity Line of Credit

  • SSN or ITIN
  • Date of Birth
  • Address
  • Employment information and income
  • Approximate total debt

Here are some of the things we may ask for later in the process:

  • Paystubs for the last 30 days
  • 2 most recent W-2s
  • 2 most recent tax returns
  • 2 most recent bank statements
  • Homeowners insurance declarations page

For a detailed list of documentation, see our Mortgage Application Document Checklist.

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $300000.00 and an estimated property value of $375000.00 (80.0000% LTV). The property is located in Olympia, WA and is within Thurston County. The property is an existing single-family home and will be used as a primary residence. The assumed credit score is 750 and includes discount points of 0.5000 with $2713.00 in finance charges.

At a 6.375% interest rate, the APR for this loan type is 6.554%. Payments do not include taxes and insurance premiums, if applicable. The monthly payment schedule would be:

240 payments of $2214.70

Here's what you'll need

Here's what you'll need

Mortgage, Home Equity and Equity Line of Credit

  • SSN or ITIN
  • Date of Birth
  • Address
  • Employment information and income
  • Approximate total debt

Here are some of the things we may ask for later in the process:

  • Paystubs for the last 30 days
  • 2 most recent W-2s
  • 2 most recent tax returns
  • 2 most recent bank statements
  • Homeowners insurance declarations page

For a detailed list of documentation, see our Mortgage Application Document Checklist.

to get started.

Estimate your monthly payment with our Mortgage Calculator.

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $300000.00 and an estimated property value of $375000.00 (80.0000% LTV). The property is located in Olympia, WA and is within Thurston County. The property is an existing single-family home and will be used as a primary residence. The assumed credit score is 750 and includes discount points of 0.3750 with $2713.00 in finance charges.

At a 5.750% interest rate, the APR for this loan type is 5.950%. Payments do not include taxes and insurance premiums, if applicable. The monthly payment schedule would be:

180 payments of $2491.23

Here's what you'll need

Here's what you'll need

Mortgage, Home Equity and Equity Line of Credit

  • SSN or ITIN
  • Date of Birth
  • Address
  • Employment information and income
  • Approximate total debt

Here are some of the things we may ask for later in the process:

  • Paystubs for the last 30 days
  • 2 most recent W-2s
  • 2 most recent tax returns
  • 2 most recent bank statements
  • Homeowners insurance declarations page

For a detailed list of documentation, see our Mortgage Application Document Checklist.

to get started.

Estimate your monthly payment with our Mortgage Calculator.

FHA Loans

WSECU’s Federal Housing Administration loan may be a great option for buyers who don’t have a large down payment.

  • FICO credit score of 580 needed
  • Minimum down payment of 3.5% needed
  • Less restrictive debt-to-income guidelines

FHA Loan Rates

30-Year Fixed Rate

5.875%
Interest rate The amount you'll pay each year to borrow the money, expressed as a percentage.
6.677%
APR Annual Percentage Rate: The cost of the loan, including interest and fees.
Apply now
Payment example
Here's what you'll need

20-Year Fixed Rate

5.875%
Interest rate The amount you'll pay each year to borrow the money, expressed as a percentage.
6.757%
APR Annual Percentage Rate: The cost of the loan, including interest and fees.
Apply now
Payment example
Here's what you'll need

15-Year Fixed Rate

5.500%
Interest rate The amount you'll pay each year to borrow the money, expressed as a percentage.
6.390%
APR Annual Percentage Rate: The cost of the loan, including interest and fees.
Apply now
Payment example
Here's what you'll need

Rates subject to change at any time. These mortgage rates are based on assumptions and conditions including but not limited to property type, occupancy, loan-to-value and credit score. Your interest rate will be based on loan specifics and your credit history. Once your rate is locked, a float-down option may be available.

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $337750.00 and an estimated property value of $350000.00 (96.5000% LTV). The property is located in Olympia, WA and is within Thurston County. The property is an existing single-family home and will be used as a primary residence. The assumed credit score is 720 and includes a 1.75% upfront mortgage insurance, and includes discount points of 0.0000 with $2713.00 in finance charges.

At a 5.875% interest rate, the APR for this loan type is 6.677%. Payments do not include taxes and insurance premiums. The monthly payment schedule would be:

360 payments of $1997.92

Here's what you'll need

Here's what you'll need

Mortgage, Home Equity and Equity Line of Credit

  • SSN or ITIN
  • Date of Birth
  • Address
  • Employment information and income
  • Approximate total debt

Here are some of the things we may ask for later in the process:

  • Paystubs for the last 30 days
  • 2 most recent W-2s
  • 2 most recent tax returns
  • 2 most recent bank statements
  • Homeowners insurance declarations page

For a detailed list of documentation, see our Mortgage Application Document Checklist.

to get started.

Estimate your monthly payment with our Mortgage Calculator.

Here's what you'll need

Mortgage, Home Equity and Equity Line of Credit

  • SSN or ITIN
  • Date of Birth
  • Address
  • Employment information and income
  • Approximate total debt

Here are some of the things we may ask for later in the process:

  • Paystubs for the last 30 days
  • 2 most recent W-2s
  • 2 most recent tax returns
  • 2 most recent bank statements
  • Homeowners insurance declarations page

For a detailed list of documentation, see our Mortgage Application Document Checklist.

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $337750.00 and an estimated property value of $350000.00 (96.5000% LTV). The property is located in Olympia, WA and is within Thurston County. The property is an existing single-family home and will be used as a primary residence. The assumed credit score is 720 and includes a 1.75% upfront mortgage insurance, and includes discount points of 0.0000 with $2713.00 in finance charges.

At a 5.875% interest rate, the APR for this loan type is 6.757%. Payments do not include taxes and insurance premiums. The monthly payment schedule would be:

240 payments of $2395.45

Here's what you'll need

Here's what you'll need

Mortgage, Home Equity and Equity Line of Credit

  • SSN or ITIN
  • Date of Birth
  • Address
  • Employment information and income
  • Approximate total debt

Here are some of the things we may ask for later in the process:

  • Paystubs for the last 30 days
  • 2 most recent W-2s
  • 2 most recent tax returns
  • 2 most recent bank statements
  • Homeowners insurance declarations page

For a detailed list of documentation, see our Mortgage Application Document Checklist.

to get started.

Estimate your monthly payment with our Mortgage Calculator.

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $337750.00 and an estimated property value of $350000.00 (96.5000% LTV). The property is located in Olympia, WA and is within Thurston County. The property is an existing single-family home and will be used as a primary residence. The assumed credit score is 720 and includes a 1.75% upfront mortgage insurance, and includes discount points of 0.5000 with $2713.00 in finance charges.

At a 5.500% interest rate, the APR for this loan type is 6.390%. Payments do not include taxes and insurance premiums. The monthly payment schedule would be:

180 payments of $2759.70

Here's what you'll need

Here's what you'll need

Mortgage, Home Equity and Equity Line of Credit

  • SSN or ITIN
  • Date of Birth
  • Address
  • Employment information and income
  • Approximate total debt

Here are some of the things we may ask for later in the process:

  • Paystubs for the last 30 days
  • 2 most recent W-2s
  • 2 most recent tax returns
  • 2 most recent bank statements
  • Homeowners insurance declarations page

For a detailed list of documentation, see our Mortgage Application Document Checklist.

to get started.

Estimate your monthly payment with our Mortgage Calculator.

Jumbo 30-Year Fixed Rate

6.375%
Interest rate The amount you'll pay each year to borrow the money, expressed as a percentage.
6.452%
APR Annual Percentage Rate: The cost of the loan, including interest and fees.
Apply now
Payment example
Here's what you'll need

Rates subject to change at any time. These mortgage rates are based on assumptions and conditions including but not limited to property type, occupancy, loan-to-value and credit score. Your interest rate will be based on loan specifics and your credit history. Once your rate is locked, a float-down option may be available.

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $900000.00 and an estimated property value of $1200000.00 (75.0000% LTV). The property is located in Olympia, WA and is within Thurston County. The property is an existing single-family home and will be used as a primary residence. The assumed credit score is 740 and includes discount points of 0.5000 with $2753.00 in finance charges.

At a 6.375% interest rate, the APR for this loan type 6.452%. Payments do not include taxes and insurance premiums, if applicable. The monthly payment schedule would be:

360 payments of $5614.83

Here's what you'll need

Here's what you'll need

Mortgage, Home Equity and Equity Line of Credit

  • SSN or ITIN
  • Date of Birth
  • Address
  • Employment information and income
  • Approximate total debt

Here are some of the things we may ask for later in the process:

  • Paystubs for the last 30 days
  • 2 most recent W-2s
  • 2 most recent tax returns
  • 2 most recent bank statements
  • Homeowners insurance declarations page

For a detailed list of documentation, see our Mortgage Application Document Checklist.

to get started.

Estimate your monthly payment with our Mortgage Calculator.

Here's what you'll need

Mortgage, Home Equity and Equity Line of Credit

  • SSN or ITIN
  • Date of Birth
  • Address
  • Employment information and income
  • Approximate total debt

Here are some of the things we may ask for later in the process:

  • Paystubs for the last 30 days
  • 2 most recent W-2s
  • 2 most recent tax returns
  • 2 most recent bank statements
  • Homeowners insurance declarations page

For a detailed list of documentation, see our Mortgage Application Document Checklist.

Jumbo Loan

Keeping up with housing market trends may mean taking out a jumbo loan. A jumbo loan is a home loan that exceeds $1,063,750 in King, Pierce or Snohomish counties. In other Washington state counties, jumbo loans exceed $832,750.

  • Flexible down payment options
  • May require higher credit scores
  • Home must be primary residence

Zero Down Mortgage

If you have a strong credit score, you may qualify for a zero-down fixed- or adjustable-rate loan. WSECU offers 100% financing on primary residence purchases, making homeownership possible for many first-time homebuyers.

Please call 800.562.0999 for our current rates.

Become a homeowner

Here's what you'll need

Here's what you'll need

Mortgage, Home Equity and Equity Line of Credit

  • SSN or ITIN
  • Date of Birth
  • Address
  • Employment information and income
  • Approximate total debt

Here are some of the things we may ask for later in the process:

  • Paystubs for the last 30 days
  • 2 most recent W-2s
  • 2 most recent tax returns
  • 2 most recent bank statements
  • Homeowners insurance declarations page

For a detailed list of documentation, see our Mortgage Application Document Checklist.

VA Loans

WSECU proudly offers VA loans backed by the Department of Veterans Affairs. Qualified military borrowers include active-duty personnel, veterans, reservists, National Guard members, and their surviving spouses.

  • No down payment required on eligible loans
  • No private mortgage insurance (PMI) required
  • Home must be primary residence
  • One-time VA funding fee can be financed into loan
  • Fixed- and adjustable-rate options

VA Loan Rates

30-Year Fixed Rate

5.990%
Interest rate The amount you'll pay each year to borrow the money, expressed as a percentage.
6.284%
APR Annual Percentage Rate: The cost of the loan, including interest and fees.
Apply now
Payment example
Here's what you'll need

20-Year Fixed Rate

5.990%
Interest rate The amount you'll pay each year to borrow the money, expressed as a percentage.
6.381%
APR Annual Percentage Rate: The cost of the loan, including interest and fees.
Apply now
Payment example
Here's what you'll need

15-Year Fixed Rate

5.875%
Interest rate The amount you'll pay each year to borrow the money, expressed as a percentage.
6.446%
APR Annual Percentage Rate: The cost of the loan, including interest and fees.
Apply now
Payment example
Here's what you'll need

Rates subject to change at any time. These mortgage rates are based on assumptions and conditions including but not limited to property type, occupancy, loan-to-value and credit score. Your interest rate will be based on loan specifics and your credit history. Once your rate is locked, a float-down option may be available.

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $350000.00 and an estimated property value of $350000.00 (100.0000% LTV). The property is located in Olympia, WA and is within Thurston County. The property is an existing single-family home and will be used as a primary residence. The assumed credit score is 720 and includes discount points of 0.0000 with a VA funding fee of 2.3% and $2713.00 in finance charges.

At a 5.990% interest rate, the APR for this loan type is 6.284%. Payments do not include taxes and insurance premiums, if applicable. The monthly payment schedule would be:

360 payments of $2096.18

Here's what you'll need

Here's what you'll need

Mortgage, Home Equity and Equity Line of Credit

  • SSN or ITIN
  • Date of Birth
  • Address
  • Employment information and income
  • Approximate total debt

Here are some of the things we may ask for later in the process:

  • Paystubs for the last 30 days
  • 2 most recent W-2s
  • 2 most recent tax returns
  • 2 most recent bank statements
  • Homeowners insurance declarations page

For a detailed list of documentation, see our Mortgage Application Document Checklist.

to get started.

Estimate your monthly payment with our Mortgage Calculator.

Here's What You'll Need

Mortgage, Home Equity and Equity Line of Credit

Here are some of the things we may ask for later in the process:

  • Paystubs for the last 30 days
  • 2 most recent W-2s
  • 2 most recent tax returns
  • 2 most recent bank statements
  • Homeowners insurance declarations page

For a detailed list of documentation, see our Mortgage Application Document Checklist.

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $350000.00  and an estimated property value of $350000.00 (100.0000% LTV). The property is located in Olympia, WA and is within Thurston County. The property is an existing single-family home and will be used as a primary residence. The assumed credit score is 720 and includes discount points of 0.0000 with a VA funding fee of 2.3% and $2713.00 in finance charges.

At a 5.990% interest rate, the APR for this loan type is 6.381%. Payments do not include taxes and insurance premiums, if applicable. The monthly payment schedule would be:

240 payments of $2505.49

Here's what you'll need

Here's what you'll need

Mortgage, Home Equity and Equity Line of Credit

  • SSN or ITIN
  • Date of Birth
  • Address
  • Employment information and income
  • Approximate total debt

Here are some of the things we may ask for later in the process:

  • Paystubs for the last 30 days
  • 2 most recent W-2s
  • 2 most recent tax returns
  • 2 most recent bank statements
  • Homeowners insurance declarations page

For a detailed list of documentation, see our Mortgage Application Document Checklist.

to get started.

Estimate your monthly payment with our Mortgage Calculator.

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $350000.00 and an estimated property value of $350000.00 (100.0000% LTV). The property is located in Olympia, WA and is within Thurston County. The property is an existing single-family home and will be used as a primary residence. The assumed credit score is 720 and includes discount points of 0.5000 with a VA funding fee of 2.3% and $2713.00 in finance charges.

At a 5.875% interest rate, the APR for this loan type is 6.446%. Payments do not include taxes and insurance premiums, if applicable. The monthly payment schedule would be:

180 payments of $2929.91

Here's what you'll need

Here's what you'll need

Mortgage, Home Equity and Equity Line of Credit

  • SSN or ITIN
  • Date of Birth
  • Address
  • Employment information and income
  • Approximate total debt

Here are some of the things we may ask for later in the process:

  • Paystubs for the last 30 days
  • 2 most recent W-2s
  • 2 most recent tax returns
  • 2 most recent bank statements
  • Homeowners insurance declarations page

For a detailed list of documentation, see our Mortgage Application Document Checklist.

to get started.

Estimate your monthly payment with our Mortgage Calculator.

Adjustable Rate Mortgages (ARM)

If you don’t expect to keep your home long, an ARM might be a good choice.

  • Interest rates are fixed for an initial period, then adjusted periodically
  • Ex: a 7/6 ARM has a fixed rate for seven years, then adjusted every six months after
  • WSECU offers 30-year terms with 5/6, 7/6, 10/6, and 15/1 options

Adjustable Rate Mortgage Rates

15/1 ARM

7.000%
Interest rate The amount you'll pay each year to borrow the money, expressed as a percentage.
7.088%
APR Annual Percentage Rate: The cost of the loan, including interest and fees.
Apply now
Payment example
Here's what you'll need

7/6 ARM

5.875%
Interest rate The amount you'll pay each year to borrow the money, expressed as a percentage.
6.361%
APR Annual Percentage Rate: The cost of the loan, including interest and fees.
Apply now
Payment example
Here's what you'll need

5/6 ARM

6.625%
Interest rate The amount you'll pay each year to borrow the money, expressed as a percentage.
6.750%
APR Annual Percentage Rate: The cost of the loan, including interest and fees.
Apply now
Payment example
Here's what you'll need

Rates subject to change at any time. These mortgage rates are based on assumptions and conditions including but not limited to property type, occupancy, loan-to-value and credit score. Your interest rate will be based on loan specifics and your credit history. Once your rate is locked, a float-down option may be available.

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $300000.00 and an estimated property value of $375000.00 (80.0000% LTV). The property is located in Olympia, WA and is within Thurston County. The property is an existing single-family home and will be used as a primary residence. The assumed credit score is 750 and includes discount points of 0.3750, with $2713.00 in finance charges.

  • After the initial fixed rate period ends, your interest rate may change. Your rate will be based on the current index (1 Year Treasury) and margin (3.00%) stated on your loan NOTE. Ex. 1 Year Treasury CMT Weekly was 5.05% as of 2/24/2023. If your rate changed on 2/24/2023, it would adjust to 8.05% (5.05% 1 Year Treasury + 3.00% margin).

At a 7.000% interest rate, the APR for this loan type is 7.088%. Payments do not include amounts for taxes and insurance premiums, if applicable. The monthly payment schedule would be:

180 payments of $1,995.91

180 payments of $1,964.99

Here's what you'll need

Here's what you'll need

Mortgage, Home Equity and Equity Line of Credit

  • SSN or ITIN
  • Date of Birth
  • Address
  • Employment information and income
  • Approximate total debt

Here are some of the things we may ask for later in the process:

  • Paystubs for the last 30 days
  • 2 most recent W-2s
  • 2 most recent tax returns
  • 2 most recent bank statements
  • Homeowners insurance declarations page

For a detailed list of documentation, see our Mortgage Application Document Checklist.

to get started.

Estimate your monthly payment with our Mortgage Calculator.

Here's what you'll need

Mortgage, Home Equity and Equity Line of Credit

  • SSN or ITIN
  • Date of Birth
  • Address
  • Employment information and income
  • Approximate total debt

Here are some of the things we may ask for later in the process:

  • Paystubs for the last 30 days
  • 2 most recent W-2s
  • 2 most recent tax returns
  • 2 most recent bank statements
  • Homeowners insurance declarations page

For a detailed list of documentation, see our Mortgage Application Document Checklist.

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $300000.00 and an estimated property value of $375000.00 (80.0000% LTV). The property is located in Olympia, WA and is within Thurston County. The property is an existing single-family home and will be used as a primary residence. The assumed credit score is 750 and includes discount points of 0.3750, with $2713.00 in finance charges.

  • After the initial fixed rate period ends, your interest rate may change every six months. Your rate will be based on the current index (SOFR) and margin (3.00%) stated on your loan NOTE. Ex. SOFR was 4.50% as of 2/24/23. If your rate changed on 2/24/23, it would adjust to 7.50% (4.50% SOFR index + 3.00% margin).

At a 5.875% interest rate, the APR for this loan type is 6.361%. Payments do not include amounts for taxes and insurance premiums, if applicable. The monthly payment schedule would be:

84 payments of $1,774.61

276 payments of $1,896.23

Here's what you'll need

Here's what you'll need

Mortgage, Home Equity and Equity Line of Credit

  • SSN or ITIN
  • Date of Birth
  • Address
  • Employment information and income
  • Approximate total debt

Here are some of the things we may ask for later in the process:

  • Paystubs for the last 30 days
  • 2 most recent W-2s
  • 2 most recent tax returns
  • 2 most recent bank statements
  • Homeowners insurance declarations page

For a detailed list of documentation, see our Mortgage Application Document Checklist.

to get started.

Estimate your monthly payment with our Mortgage Calculator.

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $300000.00 and an estimated property value of $375000.00 (80.0000% LTV). The property is located in Olympia, WA and is within Thurston County. The property is an existing single-family home and will be used as a primary residence. The assumed credit score is 750 and includes discount points of 0.3750, with $2713.00 in finance charges.

  • After the initial fixed rate period ends, your interest rate may change every six months. Your rate will be based on the current index (SOFR) and margin (3.00%) stated on your loan NOTE. Ex. SOFR was 4.50% as of 2/24/23. If your rate changed on 2/24/23, it would adjust to 7.50% (4.50% SOFR index + 3.00% margin).

At a 6.625% interest rate, the APR for this loan type is 6.750%. Payments do not include taxes and insurance premiums, if applicable. The monthly payment schedule would be:

360 payments of $1,920.93

Here's what you'll need

Here's what you'll need

Mortgage, Home Equity and Equity Line of Credit

  • SSN or ITIN
  • Date of Birth
  • Address
  • Employment information and income
  • Approximate total debt

Here are some of the things we may ask for later in the process:

  • Paystubs for the last 30 days
  • 2 most recent W-2s
  • 2 most recent tax returns
  • 2 most recent bank statements
  • Homeowners insurance declarations page

For a detailed list of documentation, see our Mortgage Application Document Checklist.

to get started.

Estimate your monthly payment with our Mortgage Calculator.

Make an appointment with your personal home loan helper

WSECU Home Loan Officers offer personalized 1:1 mortgage support. They’ll help you determine the loan type, term length, or amount that suits you best.

Schedule an appointment

Resources

What type of home loan is right for you?

What's the difference between mortgage prequalification and conditional approval?

What is private mortgage insurance (PMI)?

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