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How to make a payment

Online and Mobile Banking

Online and Mobile Banking

Make one-time or recurring loan payments, review transactions, schedule bill payments or transfer funds. Enjoy the convenience of banking at your fingertips.

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One-time Loan Payment

One-Time Loan Payment

Quickly make a payment on a variety of WSECU loans, including auto, personal, credit card, home equity and HELOCs. No WSECU account required.

Make a payment

How to make a payment

It's never been easier to manage your loans, from scheduling payments to transferring funds from other financial institutions — it's a snap. Enroll in Online and Mobile Banking or use One-Time Loan Payment above to get started.

Schedule payments with Online and Mobile Banking

Transfer funds from your WSECU checking or savings account to your WSECU loan or credit card account or set up a recurring payment by selecting the Transfers & Payments tab. Learn more.

Link an account from another financial institution, then set up a one-time or recurring payment to your WSECU loan or credit card account. To get started, select “My Accounts” from the Accounts tab in Online Banking or from the home screen in Mobile Banking. Then, select “Link an Account.” Learn more.

Deposit a check into your WSECU checking or savings account using Mobile Deposit. Once the funds are available, you can transfer a payment to your loan or credit card account using Online or Mobile Banking.* Learn more.

Make a payment using a debit card issued by another financial institution. Select “Pay a Loan” from the Transfers & Payments tab and enter your payment information.

Make a payment using One-Time Loan Payment

Just provide the last four digits of your Social Security number, date of birth and ZIP code. It’s that easy.

You can make payments on WSECU auto loans, personal loans, credit cards, Home Equity loans and Home Equity Lines of Credit (HELOCs).

To make a mortgage, small business loan, commercial loan or Q-Cash payment, please use Online or Mobile Banking.

You can make payments with a non-WSECU debit card, electronic check, PayPal, Venmo, Google Pay and Apple Pay.

There’s no fee to make your payment.

Payments submitted after 6:00 pm Pacific Time will be processed on the next business day.

You will receive an email confirming that your loan payment has been received.

Make a payment using an external account

Set up automatic transfers in Online and Mobile Banking for the following account types: Visa® credit cards, Q-Cash® Loans, auto loans, personal loans, Easy Equity Lines of Credit and Home Equity Loans.

Set up automatic transfers using an account at another financial institution. To do this electronically, submit a Pre-Authorized Debit form via DocuSign at least 15 days prior to your payment due date. Learn more.

If your financial institution offers bill payment services, add WSECU as a payee and schedule your payment to arrive before its due date to ensure timely delivery.

Make a payment in person

Visit your nearest WSECU branch to make a payment in person.

Visit a participating shared branching credit union to make a payment.*

Make a payment outside of business hours using our night depository. Deposits are processed the next business day.

Other payment options

If you prefer to pay your bills by mail, we gladly accept payments made by check or money order. Send your payment to:

Olympia, WA 98507

Call us at 800.562.0999 and select option 2 to make a free payment using a non-WSECU Visa, Mastercard® or Discover® debit card, or Check by Phone (with routing and account numbers). To make a payment, you’ll need the last four digits of either the primary or joint account member’s Social Security number for authentication purposes. Note that fees may apply for payments made from an account at another financial institution.

Avoid fees and wait times by making a payment through our 24/7 automated telephone banking system. Call 800.562.0999, option 1, to access Telephone Banking. Next, enter your account number and four-digit access code. To make a credit card payment, select the “credit card information” option from the main menu. For loan payments, select the “transfers and check withdrawals” option. Need an access code? Call us at 800.562.0999 to speak to a representative who can help.

Having difficulty making a payment? We're here to help.

Missed payments can lead to more than just late fees; they can negatively impact your credit score. If you’re having difficulty making a payment, our Member Solutions team is committed to working with you to find options that safeguard your financial health. Call 800.893.7689 to speak with us today.


* Shared branching and Mobile Deposit services are restricted on new accounts for the first 30 days.

† First mortgages, home equity lines of credit and easy equity lines of credit cannot be paid using credit or debit over the phone or in Online and Mobile Banking.

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