Home insurance
Find the best insurance to protect your residence and belongings in the event of a fire, storm, theft or other unfortunate event.
Home insurance
Find the best insurance to protect your residence and belongings in the event of a fire, storm, theft or other unfortunate event.
Three Home Insurance Questions
How does WSECU help me save?
We find the best plan — and rates — for you.
How you'll save Find out how you'll save when you use WSECU for home insurance
Why do I need home insurance?
Whether you rent, or own, protect your home.
What factors might impact my rate?
A range of factors means a range of rates.
See key factors See key factors that affect your home insurance rate
Homeowners Insurance
If you’re a Washington state homeowner, you’ll want to protect your home and valuables against fire, theft, storms and other disasters. Homeowners insurance is also required to get approved for a mortgage.
- WSECU helps you save an average of $670 per year.*
- Receive a homeowners insurance quote online within 15 minutes.
- Compare rates from multiple carriers.
- Bundle with auto insurance for potential discounts.
Renters Insurance
Your landlord’s insurance policy may protect your building from damage or loss, but safeguarding what’s inside your home is up to you. Protect your valuables against fire, theft or other unfortunate events.
- Renters insurance is highly affordable.
- Pay only for coverage of personal belongings and liability.
- Receive a renters insurance quote online within 15 minutes.
- Compare rates from multiple carriers.
Condo Insurance
Similar to homeowners insurance, condo insurance protects your home and valuables against unexpected damage or loss. But premiums tend to be lower since any property outside of your unit is usually covered by the condo association’s master policy.
- Pay lower premiums compared to typical homeowners insurance.
- Coverage level is dependent on the extent of your building’s master policy.
- Receive a condo insurance quote online within 15 minutes.
- Compare rates from multiple carriers.
Mobile Home Insurance
Just because your home is constructed differently doesn't mean it needs protection any less. While mobile homes don't usually qualify for homeowners insurance, the right mobile home insurance policy will ensure your investment is protected.
- Protect your mobile home against fire, theft and other disasters.
- Customize your policy with flood and earthquake insurance.
- Receive a mobile home insurance quote online within 15 minutes.
- Compare rates from multiple carriers.
Frequently Asked Questions
Homeowners insurance protects your home and personal possessions from fire, theft, storms and other unexpected events, reimbursing you for any damage or loss. It typically covers your home and any attachments, such as patios, garages or decks. Optional coverage is available for unattached structures, including sheds, fences or workshops.
Renters insurance protects the contents of your apartment or rental unit — i.e., your personal possessions. Typically, the building and its property will be covered by your landlord’s policy. This makes rental insurance less expensive than homeowners insurance but equally valuable when faced with fire, theft, storms or other unexpected events.
It’s easy! You can request a quote online or call 855.811.5331 to talk to one of our professional insurance agents. We’ll have a quote back to you in 15 minutes.
Home insurance typically covers the costs associated with the replacement or repair of your home and personal belongings due to damage from storms, fire, vandalism, theft or other unfortunate events. Personal liabilityInsurance protecting you against claims resulting from injuries and damages to other persons on their property. and medical coverage are also part of most plans — in case others make a claim against you or are accidentally injured on the property. Coverage may vary, so be sure to review your policy to confirm coverage.
Renters insurance typically covers the personal belongings you keep in your apartment or rental unit. This can include anything from furniture to electronics to jewelry. Reimbursement is usually for the cash value of the items at the time of loss. Personal liabilityInsurance protecting you against claims resulting from injuries and damages to other persons on their property. and medical coverage are also part of most plans — in case others make a claim against you or are accidentally injured on the property. Coverage may vary, so be sure to review your policy to confirm coverage.