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Mother and daughters eating donuts in back of their SUF

New or used, purchase or refinance

Here’s what we offer:

  • New financing rates and terms for vehicles up to two years old
  • Used financing rates and terms for older vehicles
  • Apply online through our mobile or desktop application
  • Fixed rates and flexible terms
  • Apply on the spot at participating CUDL dealers   

Apply  Now

Check the status of your auto loan application

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Auto Loan Rate Tables

Maximum advance may include sales tax, license, and warranty, depending on your credit history. Your rate and the financing terms (such as Loan-To-Value, Maximum Amount and Payment Period) that you qualify for will be determined by your personal credit history, vehicle mileage, loan term, collateral and vehicle age. Proof of income may be required. All loans are subject to our lending policies.

*Rates quoted are for loans with automatic payment. Rates for all loans without automatic payment will be 0.25% more.

Financing available for vehicles 20 years in age or older. Call our Contact Center or visit a branch for details.

Equity Take-Outs: We will finance up to the LTV listed for purchases per loan type.

Payment examples:

New Auto: $16.46 per $1,000 at 5.74% APR for 72 months
Used Auto: $16.64 per $1,000 at 6.14% APR for 72 months
Classic Auto: $17.27 per $1,000 at 7.44% APR for 72 months

Rates and terms listed are current as of November 19, 2018. Rates and terms are subject to change at WSECU's discretion.

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Car Loan Calculator

Use this calculator to help you determine your monthly car loan payment or your car purchase price. After you have entered your current information, use the graph options to see how different loan terms or down payments can impact your monthly payment.
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Lease vs Buy Calculator

Should you lease or buy your car? Use this calculator to find out! It calculates your monthly payments and your total net cost. By comparing these amounts, you can determine which is the better value for you.
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Loan Prequalification Calculator

Use this calculator as your first step in determining your ability to qualify for a loan. While this calculator can't guarantee you will qualify for your new loan, it is a good check point to see if it is within your means.
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