Vehicle Loans
New or used, purchase or refinance
Here’s what we offer:
- New financing rates and terms for vehicles up to two years old
- Used financing rates and terms for older vehicles
- Apply online through our mobile or desktop application
- Fixed rates and flexible terms
- Maximum loan amount of $250,000
- Payment period up to 84 months
- Apply on the spot at participating CUDL dealers
Check the status of your auto loan application
Auto Loan Calculator
Auto Loans
New Auto Loan
(2018 and newer)
2.83% - 12.29%
definition for Annual Percentage Rate (APR) :
Annual Percentage Rate (APR)
120%
definition for Purchase max loan-to-value :
Purchase max loan-to-value
125%
definition for External refinance max loan-to-value :
External refinance max loan-to-value
Used Auto Loan
(2014 - 2017)
3.38% - 12.39%
definition for Annual Percentage Rate (APR) :
Annual Percentage Rate (APR)
120%
definition for Purchase max loan-to-value :
Purchase max loan-to-value
125%
definition for External refinance max loan-to-value :
External refinance max loan-to-value
Used Auto Loan
(2001 - 2013)
3.44% - 12.49%
definition for Annual Percentage Rate (APR) :
Annual Percentage Rate (APR)
120%
definition for Purchase max loan-to-value :
Purchase max loan-to-value
125%
definition for External refinance max loan-to-value :
External refinance max loan-to-value
Rates and terms listed are current as of July 13, 2020. Rates and terms are subject to change at WSECU's discretion.
What Our Members are Saying
"After trying to refinance two auto loans that were financed at another bank and it taking them over two weeks to provide me a rate and term, I walked into WSECU and got approved for both refinances at half the rate and a better term within one hour. WSECU completely met my needs. It was relief to me and the staff are fabulous!"LeslieWSECU Member