Auto Loans
New or used, purchase or refinance
Here’s what we offer:
- New financing rates and terms for vehicles up to two years old
- Used financing rates and terms for older vehicles
- Apply online through our mobile or desktop application
- Fixed rates and flexible terms
- Maximum loan amount of $250,000
- Payment period up to 84 months
- Apply on the spot at participating CUDL dealers
Check the status of your auto loan application
Auto Loan Calculator
Auto Loan Rates
Rates and terms listed are current as of March 10, 2023. Rates and terms are subject to change at WSECU's discretion.
FAQ
Anyone who is eligible for membership with WSECU may apply for an auto loan.
No.
Click any of the Get my rate buttons on this page to sign in to Online Banking and apply online, schedule an appointment to meet with a loan officer, stop by a branch or call the Contact Center. You can also apply directly at a Credit Union Direct Lending dealer.
Yes. If you haven not yet chosen a vehicle yet, you can still request to be preapproved or your target loan amount. If you have already chosen a vehicle, the application will ask for specific information such as year, make, model and VIN.
At the end of the auto loan application, you’ll see a message stating that WSECU will be in contact in the next couple of business days. The next steps could vary depending on if you’re refinancing a vehicle, purchasing from a private party or purchasing from a dealer.
What Our Members are Saying
"After trying to refinance two auto loans that were financed at another bank and it taking them over two weeks to provide me a rate and term, I walked into WSECU and got approved for both refinances at half the rate and a better term within one hour. WSECU completely met my needs. It was relief to me and the staff are fabulous!"LeslieWSECU Member