Credit Cards

Find the Right Visa® Credit Card for You
With options for everything from earning cash back to building your credit, WSECU has you covered. Compare our cards and apply today for the one that fits your lifestyle and spending habits.
Here are your options:
Cash Back Visa Signature
Earn up to 1.5% cash back automatically.*
Low Rate Visa
No gimmicks, just a seriously low rate.
WSECU Create Visa
Get rewarded for on-time payments.
Cash Back Visa Signature Cards

Cash Back Visa Signature
Earn Cash Back Automatically
Do you love earning cash back rewards on everything from travel to everyday purchases? So do we. That’s why our Cash Back Visa Signature credit card is perfect for all kinds of spending, especially if you typically pay off your balance every month. It gives you up to 1.5% cash back automatically every time you use it. Plus, you’ll love the Signature benefits and the sleek tungsten metal card.
Features include:
- Up to 1.5% cash back automatically*
- $5,000 - $50,000 limit
- Annual Percentage RateThe annual cost of the loan, including interest and fees, expressed as a percentage. 12.75% - 24.25%*
- Visa Signature Perks
- Tungsten metal
- Skip-A-Pay availability
- No annual fee
Cash Back Visa Signature Details


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Key BenefitEarn up to 1.5% cash back automatically*
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definition for Annual Percentage Rate (APR) : Annual Percentage Rate (APR)12.75% - 24.25%*
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definition for Annual fee : Annual fee
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definition for Available Credit Range : Available Credit Range$5,000 - $50,000
- Tungsten metal card
- Identity theft protection
- 1% automatic cash back on purchases
- Visa Signature benefits
- 0.5% automatic cash back on payments
- Skip-A-Pay availability
- Auto rental insurance
- Emergency cash/card disbursement
- Roadside dispatch
- No balance transfer fee
- Standard Visa benefits
Low Rate Visa Cards

Low Rate Visa
No Gimmicks Here. Just a Seriously Low Rate.
Do you like keeping your finances simple and easy? The Low Rate Visa credit card can help you do just that. There’s no balance transfer fee or annual fee, and your interest rate will start low and stay low. It’s a great card to have in your wallet for purchases you want to pay off over time without accruing too much interest.
Features include:
- Low introductory rate on balance transfers for six months^
- $250 - $50,000 limit
- Annual Percentage Rate The annual cost of the loan, including interest and fees, expressed as a percentage. 6.25% - 17.75%^
- Visa Standard Perks
- Skip-A-Pay availability
- No annual fee
Low Rate Visa Details


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Key Benefit0% introductory rate on balance transfers for six months^
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definition for Annual Percentage Rate (APR) : Annual Percentage Rate (APR)6.25% - 17.75%^
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definition for Annual fee : Annual fee
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definition for Available Credit Range : Available Credit Range$250 - $50,000
- Low introductory rate on balance transfers for six months^
- Low standard APR
- Skip-A-Pay availability
- Auto rental insurance
- Emergency cash/card disbursement
- Roadside dispatch
- No balance transfer fee
- Standard Visa benefits
WSECU Create Visa Cards

WSECU Create Visa
Get Rewarded for On-Time Payments
Are you ready to start building your credit? The WSECU Create Visa credit card is a great option. With no annual fee and a low-interest reward program for on-time payments, you can establish healthy credit habits and set yourself up for a successful financial future.
Features include:
- 0.25% rate decrease with on-time payments1
- Tiered late fees: First late fee is $10, second is $20, all others are $25^
- $250 - $2,500 limit
- Annual Percentage Rate The annual cost of the loan, including interest and fees, expressed as a percentage. 15.25%^
- Visa Standard Perks
- No annual fee
WSECU Create Visa Details


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Key BenefitGet rewarded for making on-time monthly payments1
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definition for Annual Percentage Rate (APR) : Annual Percentage Rate (APR)15.25%^
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definition for Annual fee : Annual fee
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definition for Available Credit Range : Available Credit Range$250 - $2,500
- 0.25% rate decrease with on-time payments1
- Tiered late fees: First late fee is $10, second is $20, all others are $25^
- Auto rental insurance
- Emergency cash/card disbursement
- Roadside dispatch
- No balance transfer fee
- Standard Visa benefits
Rewards Visa Cards

Rewards Visa
Rewards Points Earned on Purchases
With one point per dollar earned on every purchase, the Rewards Visa credit card is a great option if you enjoy redeeming rewards for gift cards, travel or other great stuff. You can also take advantage of standard Visa benefits including identity theft protection.
Features include:
- 1 point per dollar charged*
- $250 - $50,000 limit
- Annual Percentage Rate The annual cost of the loan, including interest and fees, expressed as a percentage. 10.75% - 22.25%^
- Identity theft protection
- Standard Visa Perks
- No balance transfer fee
- Skip-A-Pay Availability
- No annual fee
Platinum Rewards Visa Details


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Key BenefitEarn rewards points on purchases
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definition for Annual Percentage Rate (APR) : Annual Percentage Rate (APR)10.75% - 22.25%^
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definition for Annual fee : Annual fee
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definition for Available Credit Range : Available Credit Range$250 - $50,000
- Earn 1 point per dollar charged^
- 0% introductory rate on balance transfers for six months*
- Identity theft protection
- Skip-A-Pay availability
- Auto rental insurance
- Emergency cash/card disbursement
- Roadside dispatch
- No balance transfer fee
- Standard Visa benefits