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Credit Cards

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Introducing 3 New Visa Credit Cards

From automatic cash back to building credit, our new Visa credit cards give you exactly what you want out of a credit card. Find the right one for you and apply online today!

Cash Back Visa
Earn up to 1.5% cash back automatically.

Low Rate Visa
No gimmicks, just a seriously low rate.

WSECU Create Visa
Get rewarded for on-time payments.

Apply Now

Compare Cards

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Card Comparison Snapshot

cash back visa card

Cash Back Visa Signature

Earn up to 1.5% cash back automatically.

Perfect if you're seeking cash rewards for everyday purchases and typically pay off most or all of your balance monthly.

Account Attributes

More Information

  • Up to 1.5% cash back automatically*.
  • Visa Signature Perks.
  • Visa Standard Perks.
  • Skip-A-Pay availability.
  • No annual fee.
*1% cash back on purchases. Half percent (.50%) cash back on payments.
^See Important Credit Card Disclosures for complete details.  
low rate visa card

Low Rate Visa

No gimmicks. Just a seriously low rate.

Great if you typically pay more than the minimum monthly payment but less than the full balance.

Account Attributes

More Information

  • Low introductory rate for balance transfers for six months^.
  • Visa Standard Perks.
  • Skip-A-Pay availability.
  • No annual fee.

^See Important Credit Card Disclosures for complete details.

cash back visa card

WSECU Create Visa

Get rewarded for on-time payments.

Designed for students and new borrowers looking to build credit.

Account Attributes

More Information

  • 0.25% rate decrease with on-time payments1.
  • Tiered late fees: first late fee is $10.00, second is $20.00, all others are $25.00^.
  • Visa Standard Perks.
  • No annual fee.
1Rate will decrease by 0.25% every six consecutive on-time payments, up to 2%. ^See Important Credit Card Disclosures for complete details.  
^See Important Credit Card Disclosures for complete details.  
rewards visa card

Platinum Rewards Visa

Rewards points earned on purchases.

Ideal if you appreciate redeemable rewards for things like merchandise, gift cards and airline tickets.

Account Attributes

More Information

  • 1 point per dollar charged.
  • Identity theft protection.
  • Visa Standard Perks.
  • No balance transfer fee.
  • Skip-A-Pay availability.
  • No annual fee.
^See Important Credit Card Disclosures for complete details about Rewards cards opened after 8/20/18.

Rates effective October 18, 2018.

cash visa card

Cash Back Visa Signature

Earn Cash Back Automatically

With up to 1.5% cash back automatically, the new Cash Back Visa Signature credit card is a great choice if you tend to use your credit card frequently for many different types of purchases. Plus, it's a Tungsten metal card! In addition to earning money every time you spend, you can also take advantage of Visa Signature Perks like identity theft protection and special discounts.

Features include...

  • Up to 1.5% cash back automatically*. 
  • $5,000 - $50,000 limit.
  • Annual Percentage Rate 14.75% - 26.25%^.
  • Visa Signature Perks.
  • Visa Standard Perks. 
  • Skip-A-Pay availability.
  • No annual fee.

Apply Now

*1% cash back on purchases. Half percent (.50%) cash back on payments.

^See Important Credit Card Disclosures for complete details.  

low rate visa

Low Rate Visa

No Gimmicks Here. Just a Seriously Low Rate.

The new Low Rate Visa is the perfect credit card to use on large purchases that you want to pay off over time without accruing a lot of interest. With no balance transfer fee or annual fee, this card gives you a low rate without a lot of strings attached.

Features include...

  • Low introductory rate for balance transfers for six months^. 
  • $250 - $50,000 limit.
  • Annual PercentagRate 8.25% - 19.75%^.
  • Visa Standard Perks.
  • Skip-A-Pay availability.
  • No annual fee.

Apply Now

^See Important Credit Card Disclosures for complete details.  

wsecu create visa

WSECU Create Visa

Get Rewarded for On-Time Payments

The new WSECU Create Visa credit card is the perfect card if you're just starting to build credit. After six months of on-time payments, you'll be rewarded with a lower interest rate. It's our way of helping you as you begin your financial journey.

Features include...

  • 0.25% rate decrease with on-time payments1.
  • Tiered late fees: first late fee is $10.00, second is $20.00, all others are $25.00^.
  • $250 - $2,500 limit.
  • Annual Percentage Rate is 17.25%^.
  • Visa Standard Perks.
  • No annual fee.

Apply Now

1Rate will decrease by 0.25% every six consecutive on-time payments, up to 2%. See Important Credit Card Disclosures for complete details.

^See Important Credit Card Disclosures for complete details.  

platinum visa

Rewards Visa

Rewards Points Earned on Purchases

With 1 point per dollar earned on every purchase, the Rewards Visa is a great option if you enjoy redeeming rewards for gift cards, travel or other great stuff. You can also take advantage of standard Visa benefits including identity theft. 

Features include...

  • 1 point per dollar charged.
  • $250 - $50,000 limit.
  • Annual Percentage Rate 12.75% - 24.25%^.
  • Identity theft protection.
  • Standard Visa Perks.
  • No balance transfer fee.
  • Skip-A-Pay Availability.
  • No annual fee.

Apply Now

^See Important Credit Card Disclosures for complete details about Rewards cards opened after 8/20/18. 

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