Skip to main content

Main Header

Sign in Locations

Credit Cards

lady with dog buying something

Find the Right Visa® Credit Card for You

With options for everything from earning cash back to building your credit, WSECU has you covered. Compare our cards and apply today for the one that fits your lifestyle and spending habits.

Here are your options:

Cash Back Visa Signature
Earn up to 1.5% cash back automatically.*

Low Rate Visa
No gimmicks, just a seriously low rate.

WSECU Create Visa
Get rewarded for on-time payments.

Apply nowCompare cards

Here's what you'll need

* 1% cash back on purchases. Half percent (.50%) cash back on payments.

cash visa card

Cash Back Visa Signature

Earn Cash Back Automatically

Do you love earning cash back rewards on everything from travel to everyday purchases? So do we. That’s why our Cash Back Visa Signature credit card is perfect for all kinds of spending, especially if you typically pay off your balance every month. It gives you up to 1.5% cash back automatically every time you use it. Plus, you’ll love the Signature benefits and the sleek tungsten metal card.

Features include:

  • Up to 1.5% cash back automatically*
  • $5,000 - $50,000 limit
  • Annual Percentage RateThe annual cost of the loan, including interest and fees, expressed as a percentage. 12.75% - 24.25%*
  • Visa Signature Perks
  • Tungsten metal
  • Skip-A-Pay availability
  • No annual fee

Apply now Compare cards

* 1% cash back on purchases. Half percent (.50%) cash back on payments. See Important Credit Card Disclosures for complete details and exclusions.  

Recommended if:
You're seeking cash rewards for everyday purchases and typically pay off most or all of your balance monthly.
Cash Back Visa Signature Card
Cash Back Visa Signature Details
Cash Back Visa Signature Card
Unique to this card:
  • Tungsten metal card
  • Identity theft protection
  • 1% automatic cash back on purchases
  • Visa Signature benefits
  • 0.5% automatic cash back on payments
  • Skip-A-Pay availability
Included with all cards:
  • Auto rental insurance
  • Emergency cash/card disbursement
  • Roadside dispatch
  • No balance transfer fee
  • Standard Visa benefits

* 1% cash back on purchases. Half percent (.50%) cash back on payments. See Important Credit Card Disclosures for complete details and exclusions.

low rate visa

Low Rate Visa

No Gimmicks Here. Just a Seriously Low Rate.

Do you like keeping your finances simple and easy? The Low Rate Visa credit card can help you do just that. There’s no balance transfer fee or annual fee, and your interest rate will start low and stay low. It’s a great card to have in your wallet for purchases you want to pay off over time without accruing too much interest.

Features include:

  • 0% introductory rate on balance transfers for six months^
  • $250 - $50,000 limit
  • Annual Percentage Rate The annual cost of the loan, including interest and fees, expressed as a percentage. 6.25% - 17.75%^
  • Visa Standard Perks
  • Skip-A-Pay availability
  • No annual fee

Apply now Compare cards

^ See Important Credit Card Disclosures for complete details.  

Recommended if:
You typically pay more than the minimum monthly payment but less than the full balance.
Low Rate Visa Card
Low Rate Visa Details
Low Rate Visa Card
Unique to this card:
  • 0% introductory rate on balance transfers for six months^
  • Low standard APR
  • Skip-A-Pay availability
Included with all cards:
  • Auto rental insurance
  • Emergency cash/card disbursement
  • Roadside dispatch
  • No balance transfer fee
  • Standard Visa benefits

^ See Important Credit Card Disclosures for complete details.

wsecu create visa

WSECU Create Visa

Get Rewarded for On-Time Payments

Are you ready to start building your credit? The WSECU Create Visa credit card is a great option. With no annual fee and a low-interest reward program for on-time payments, you can establish healthy credit habits and set yourself up for a successful financial future. 

Features include:

  • 0.25% rate decrease with on-time payments1
  • Tiered late fees: First late fee is $10, second is $20, all others are $25^
  • $250 - $2,500 limit
  • Annual Percentage Rate The annual cost of the loan, including interest and fees, expressed as a percentage. 15.25%^
  • Visa Standard Perks
  • No annual fee

Apply now Compare cards

1 Rate will decrease by 0.25% every six consecutive on-time payments, up to 2%. See Important Credit Card Disclosures for complete details.
^ See Important Credit Card Disclosures for complete details.  

Recommended if:
You're a student or new borrower looking to build credit.
WSECU Create Visa Card
WSECU Create Visa Details
WSECU Create Visa Card
Unique to this card:
  • 0.25% rate decrease with on-time payments1
  • Tiered late fees: First late fee is $10, second is $20, all others are $25^
Included with all cards:
  • Auto rental insurance
  • Emergency cash/card disbursement
  • Roadside dispatch
  • No balance transfer fee
  • Standard Visa benefits

1 Rate will decrease by 0.25% every six consecutive on-time payments, up to 2%.
^ See Important Credit Card Disclosures for complete details.

platinum visa

Rewards Visa

Rewards Points Earned on Purchases

With one point per dollar earned on every purchase, the Rewards Visa credit card is a great option if you enjoy redeeming rewards for gift cards, travel or other great stuff. You can also take advantage of standard Visa benefits including identity theft protection. 

Features include:

  • 1 point per dollar charged*
  • 0% introductory rate on balance transfers for six months^
  • $250 - $50,000 limit
  • Annual Percentage Rate The annual cost of the loan, including interest and fees, expressed as a percentage. 10.75% - 22.25%^
  • Identity theft protection
  • Standard Visa Perks
  • No balance transfer fee
  • Skip-A-Pay Availability
  • No annual fee

Apply now Compare cards

^ See Important Credit Card Disclosures for complete details about Rewards cards opened after 8/20/18.
* See Rewards Terms and Conditions for complete details about Rewards cards opened after 8/20/18.

Recommended if:
You appreciate redeemable rewards for things like merchandise, gift cards and airline tickets.
Platinum Rewards Visa Card
Platinum Rewards Visa Details
Platinum Rewards Visa Card
Unique to this card:
  • Earn 1 point per dollar charged^
  • 0% introductory rate on balance transfers for six months*
  • Identity theft protection
  • Skip-A-Pay availability
Included with all cards:
  • Auto rental insurance
  • Emergency cash/card disbursement
  • Roadside dispatch
  • No balance transfer fee
  • Standard Visa benefits

* See Important Credit Card Disclosures for complete details about Rewards cards opened after 8/20/2018.
^ See Rewards Terms and Conditions for complete details about Rewards cards opened after 8/20/2018.

Credit Card Consolidation Calculator

How much can I save?

Enter your credit card balances to see how much you can save by consolidating.

Next

What do you want to consolidate?

Add your current credit cards that you'd like to consolidate.

Save and add another Save and continue
Back Skip and continue

Review your current products

Here's what you've entered so far...

Next
Back

What kind of product would you like to consolidate into?

Would you like to consolidate into a credit card or a loan?

Consolidate
to a new
credit card. Consolidate
to a
new loan.
Back

Your new credit card

What are the details on your new credit card? Does it have an introductory rate?

Next
Back

Your new loan

What are the terms on your new loan?

Next
Back

Products

Your current credit card(s) or loan(s):

Add more

The new card you're transferring to:

Low promotional APR sometimes offered for new credit cards.
Enter a valid APR
Term of the introductory APR in months
Months
Enter a valid introductory term
The cost of the loan, including interest and fees.
Enter a valid APR

The new loan you're transferring to:

The cost of the loan, including interest and fees.
Enter the APR of your Loan as a percentage
The duration of time it takes to pay off the loan in months.
Months
Enter the number of terms (months) of the loan

Enter in the details of your new credit card.

Comparison Summary

Credit Card
Credit Card

Total Interest Comparison

Monthly Payment Comparison

Learn more about our credit cards
Checking Account
Home Equity Loans
Auto Loan
Mortgage Loan
Personal Loans

Resources

Debt Consolidation Calculator

Loan Consolidation Calculator

Credit Card Payoff Calculator

Your perspective is important to us and helps us see where we’re hitting the mark and where there might be areas to improve.

Feedback submission button and cookie policy notification.