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Personal credit cards

Discover the WSECU credit card that's best for you

With options for everything from earning cash back to credit building, WSECU has you covered. Compare our cards and apply today for the one that fits your lifestyle and spending habits.

No annual fees

No matter which card you choose, you’ll never pay an annual fee. Not now. Not ever.


WSECU Cash Back Visa Signature® card

Who is this card for?

Recommended if you want cash rewards and you typically pay off your monthly balance.

Image of Cash Back Card

the front of the WSECU Cash Back Visa credit card

Card details

  • 1% - 1.5% automatic cash back*
  • 15.00% - 26.50% APR
  • $5,000 - $50,000 credit limit

WSECU Low Rate Visa® card

Who is this card for?

Recommended if you typically pay more than the minimum monthly payment but less than the full balance.

Image of Cash Back Card

the front of the WSECU Low Rate Visa credit card

Card details

  • 0% introductory rate on balance transfers for six months
  • 8.50% - 20.00% APR
  • $250- $50,000 credit limit

WSECU Create® Visa® card

Who is this card for?

Recommended if you’re a student or new borrower looking to build credit.

Image of Cash Back Card

the front of the WSECU Create Visa credit card

Card details

  • 0.25% rate decrease with on-time payments
  • 17.50% APR
  • $250- $2,500 credit limit

WSECU Platinum Rewards Visa® card

Who is this card for?

Recommended if you appreciate redeemable rewards for things like merchandise, gift cards and airline tickets.

Image of Cash Back Card

the front of the WSECU Platinum Rewards Visa credit card

Card details

  • 1 point per dollar charged§
  • 13.00% - 24.50% APR
  • $250- $50,00 credit limit

Included with all WSECU Visa cards

  • No annual fee
  • Auto rental insurance
  • No balance transfer fee
  • Emergency cash/card disbursement
  • Standard Visa card benefits
  • Roadside Dispatch® service
  • Global customer assistance services

Which WSECU Credit Card is Right For You?

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Cash Back Visa Signature
Low Rate Visa
WSECU Create Visa
Platinum Rewards Visa
Hide this rowShow this row Image
Cash Back Visa Image
Low Rate Visa Image
WSECU Create Visa Image
Platinum Rewards Visa Image
Hide this rowShow this row Recommended If

You're seeking cash rewards for everyday purchases and typically pay off most or all of your balance monthly.

You typically pay more than the minimum monthly payment but less than the full balance.

You're a student or new borrower looking to build credit.

You appreciate redeemable rewards for things like merchandise, gift cards, and airline tickets.

Hide this rowShow this row Key Benefit

Earn up to 1.5% cash back automatically*

0% introductory rate on balance transfers for six months

0.25% rate decrease with on-time payments

Earn 1 point per dollar charged§

Hide this rowShow this row Rate

15.00% - 26.50%

8.50% - 20.00%

17.50%

13.00% - 24.50%

Hide this rowShow this row Benefits Benefits for Cash Back Visa Signature
Identity theft protection
Skip-a-Pay availability
1% automatic cash back on purchases*
0.5% automatic cash back on payments*
Visa Signature benefits
Tungsten metal card
Benefits for Low Rate Visa
Identity theft protection
Skip-a-Pay availability
0% introductory rate on balance transfers for six months
Low standard APR
Benefits for WSECU Create Visa
0.25% rate decrease with on-time payments
Tiered late fees: First late fee is $10, second is $20, all others are $25
Benefits for Platinum Rewards Visa
Identity theft protection
Skip-a-Pay availability
0% introductory rate on balance transfers for six months
Earn 1 point per dollar charged§

Optimize your credit card for good financial health

How will you use your card?

Will you need to carry a balance? If so, go for a low rate. Will you pay your monthly balance in full most of the time? If so, go for the rewards.

Resources

Footnotes

* 1% cash back on purchases. Half percent (.50%) cash back on payments. † See Important Credit Card Disclosures for complete details. ‡ Rate will decrease by 0.25% every six consecutive on-time payments, up to 2%. § See Rewards Terms and Conditions for complete details about Platinum Rewards Visa cards.

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