Personal credit cards
Discover the WSECU credit card that's best for you
With options for everything from earning cash back to credit building, WSECU has you covered. Compare our cards and apply today for the one that fits your lifestyle and spending habits.
Learn more about our four card types
WSECU Low Rate Visa® card
Who is this card for?
Recommended if you typically pay more than the minimum monthly payment but less than the full balance.
Image of Cash Back Card
Card details
- 0% introductory rate on balance transfers for six months†
- 10.75% - 22.25% APR†
- $250 - $50,000 credit limit
Apply now or learn more
WSECU Platinum Rewards Visa® card
Who is this card for?
Recommended if you appreciate redeemable rewards for things like merchandise, gift cards and airline tickets.
Image of Cash Back Card
Card details
- 1 point per dollar charged§
- 15.25% - 26.75% APR†
- $250 - $50,000 credit limit
Apply now or learn more
Included with all WSECU Visa cards
- No annual fee
- Auto rental insurance
- No balance transfer fee
- Emergency cash/card disbursement
- Standard Visa card benefits
- Roadside Dispatch® service
- Global customer assistance services
Which WSECU Credit Card is Right For You?
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Cash Back Visa Signature
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Low Rate Visa
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WSECU Create Visa
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Platinum Rewards Visa
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| Hide this rowShow this row Learn more about this credit card type | ||||
| Hide this rowShow this row Recommended If |
You're seeking cash rewards for everyday purchases and typically pay off most or all of your balance monthly. |
You typically pay more than the minimum monthly payment but less than the full balance. |
You're a student or new borrower looking to build credit. |
You appreciate redeemable rewards for things like merchandise, gift cards, and airline tickets. |
| Hide this rowShow this row Key Benefit |
Earn up to 1.5% cash back automatically* |
0% introductory rate on balance transfers for six months† |
0.25% rate decrease with on-time payments‡ |
Earn 1 point per dollar charged§ |
| Hide this rowShow this row Rate |
17.25% - 28.75%† |
10.75% - 22.25%† |
19.75%† |
15.25% - 26.75%† |
| Hide this rowShow this row Benefits |
Benefits for Cash Back Visa Signature
Identity theft protection
Skip-a-Pay availability
1% automatic cash back on purchases*
0.5% automatic cash back on payments*
Visa Signature benefits
Tungsten metal card
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Benefits for Low Rate Visa
Identity theft protection
Skip-a-Pay availability
0% introductory rate on balance transfers for six months†
Low standard APR
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Benefits for WSECU Create Visa
0.25% rate decrease with on-time payments‡
Tiered late fees: First late fee is $10, second is $20, all others are $25†
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Benefits for Platinum Rewards Visa
Identity theft protection
Skip-a-Pay availability
0% introductory rate on balance transfers for six months†
Earn 1 point per dollar charged§
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Optimize your credit card for good financial health
How will you use your card?
Will you need to carry a balance? If so, go for a low rate. Will you pay your monthly balance in full most of the time? If so, go for the rewards.