Credit Cards
Introducing 3 New Visa® Credit Cards
From automatic cash back to building credit, our new Visa ® credit cards give you exactly what you want out of a credit card. Find the right one for you and apply online today!
Cash Back Visa Signature
Earn up to 1.5% cash back automatically.*
Low Rate Visa
No gimmicks, just a seriously low rate.
WSECU Create Visa ®
Get rewarded for on-time payments.
*1% cash back on purchases. Half percent (.50%) cash back on payments.
Card Comparison Snapshot
Cash Back Visa Signature
Earn up to 1.5% cash back automatically.
Perfect if you're seeking cash rewards for everyday purchases and typically pay off most or all of your balance monthly.
Account Attributes
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See definition for Annual Percentage Rate (APR) Annual Percentage Rate (APR)15.00% - 26.50%^
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See definition for Available Credit Range Available Credit Range$5,000 - $50,000
More Information
- Up to 1.5% cash back automatically*.
- Visa Signature Perks.
- Visa Standard Perks.
- Skip-A-Pay availability.
- No annual fee.
Low Rate Visa
No gimmicks. Just a seriously low rate.
Great if you typically pay more than the minimum monthly payment but less than the full balance.
Account Attributes
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See definition for Annual Percentage Rate (APR) Annual Percentage Rate (APR)8.50% - 20.00%^
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See definition for Available Credit Range Available Credit Range$250 - $50,000
More Information
- Low introductory rate for balance transfers for six months^.
- Visa Standard Perks.
- Skip-A-Pay availability.
- No annual fee.
^See Important Credit Card Disclosures for complete details.
WSECU Create Visa
Get rewarded for on-time payments.
Designed for students and new borrowers looking to build credit.
Account Attributes
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See definition for Annual Percentage Rate (APR) Annual Percentage Rate (APR)17.50%^
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See definition for Available Credit Range Available Credit Range$250 - $2,500
More Information
- 0.25% rate decrease with on-time payments1.
- Tiered late fees: first late fee is $10.00, second is $20.00, all others are $25.00^.
- Visa Standard Perks.
- No annual fee.
Platinum Rewards Visa
Rewards points earned on purchases.
Ideal if you appreciate redeemable rewards for things like merchandise, gift cards and airline tickets.
Account Attributes
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See definition for Annual Percentage Rate (APR) Annual Percentage Rate (APR)13.00% - 24.50%^
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See definition for Available Credit Range Available Credit Range$250 - $50,000
More Information
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1 point per dollar charged.
- Identity theft protection.
- Visa Standard Perks.
- No balance transfer fee.
- Skip-A-Pay availability.
- No annual fee.
Rates effective January 18, 2019.
Cash Back Visa Signature
Earn Cash Back Automatically
With up to 1.5% cash back automatically, the new Cash Back Visa Signature credit card is a great choice if you tend to use your credit card frequently for many different types of purchases. Plus, it's a Tungsten metal card! In addition to earning money every time you spend, you can also take advantage of Visa Signature Perks like identity theft protection and special discounts.
Features include...
- Up to 1.5% cash back automatically*.
- $5,000 - $50,000 limit.
- Annual Percentage Rate 15.00% - 26.50%^.
- Visa Signature Perks.
- Visa Standard Perks.
- Skip-A-Pay availability.
- No annual fee.
*1% cash back on purchases. Half percent (.50%) cash back on payments.
^See Important Credit Card Disclosures for complete details.
Low Rate Visa
No Gimmicks Here. Just a Seriously Low Rate.
The new Low Rate Visa is the perfect credit card to use on large purchases that you want to pay off over time without accruing a lot of interest. With no balance transfer fee or annual fee, this card gives you a low rate without a lot of strings attached.
Features include...
- Low introductory rate for balance transfers for six months^.
- $250 - $50,000 limit.
- Annual PercentagRate 8.50% - 20.00%^.
- Visa Standard Perks.
- Skip-A-Pay availability.
- No annual fee.
^See Important Credit Card Disclosures for complete details.
WSECU Create Visa
Get Rewarded for On-Time Payments
The new WSECU Create Visa credit card is the perfect card if you're just starting to build credit. After six months of on-time payments, you'll be rewarded with a lower interest rate. It's our way of helping you as you begin your financial journey.
Features include...
- 0.25% rate decrease with on-time payments1.
- Tiered late fees: first late fee is $10.00, second is $20.00, all others are $25.00^.
- $250 - $2,500 limit.
- Annual Percentage Rate is 17.50%^.
- Visa Standard Perks.
- No annual fee.
1Rate will decrease by 0.25% every six consecutive on-time payments, up to 2%. See Important Credit Card Disclosures for complete details.
^See Important Credit Card Disclosures for complete details.
Rewards Visa
Rewards Points Earned on Purchases
With 1 point per dollar earned on every purchase, the Rewards Visa is a great option if you enjoy redeeming rewards for gift cards, travel or other great stuff. You can also take advantage of standard Visa benefits including identity theft.
Features include...
- 1 point per dollar charged.
- $250 - $50,000 limit.
- Annual Percentage Rate 13.00% - 24.50%^.
- Identity theft protection.
- Standard Visa Perks.
- No balance transfer fee.
- Skip-A-Pay Availability.
- No annual fee.
^See Important Credit Card Disclosures for complete details about Rewards cards opened after 8/20/18.