Credit Cards
Find the Right Visa® Credit Card for You
With options for everything from earning cash back to building your credit, WSECU has you covered. Compare our cards and apply today for the one that fits your lifestyle and spending habits.
Cash Back Visa Signature
Earn up to 1.5% cash back automatically.*
Low Rate Visa
No gimmicks, just a seriously low rate.
WSECU Create Visa®
Get rewarded for on-time payments.
I want to: Earn Cash Back | Have a Low Rate | Build Credit
Cash Back Visa Signature
Earn Cash Back Automatically
Do you love earning cash back rewards on everything from travel to everyday purchases? So do we. That’s why our Cash Back Visa Signature credit card is perfect for all kinds of spending, especially if you typically pay off your balance every month. It gives you up to 1.5% cash back automatically every time you use it. Plus, you’ll love the Signature benefits and the sleek tungsten metal card.
Features include:
- Up to 1.5% cash back automatically *
- $5,000 - $50,000 limit
- Annual Percentage Rate 14.25% - 25.75% *
- Visa Signature Perks
- Tungsten metal
- Skip-A-Pay availability
- No annual fee
Cash Back Visa Signature
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Key Benefit:Earn up to 1.5% cash back automatically*
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definition for Annual Percentage Rate (APR)<span class="mobile">:</span> : Annual Percentage Rate (APR):14.25% - 25.75%*
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definition for Available Credit Range<span class="mobile">:</span> : Available Credit Range:$5,000 - $50,000
- Tungsten metal card
- Identity theft protection
- 1% automatic cash back on purchases
- Visa Signature benefits
- 0.5% automatic cash back on payments
- Skip-A-Pay availability
- Auto rental insurance
- Emergency cash/card disbursement
- Roadside dispatch
- No balance transfer fee
- Standard Visa benefits
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Low Rate Visa
No Gimmicks Here. Just a Seriously Low Rate.
Do you like keeping your finances simple and easy? The Low Rate Visa credit card can help you do just that. There’s no balance transfer fee or annual fee, and your interest rate will start low and stay low. It’s a great card to have in your wallet for purchases you want to pay off over time without accruing too much interest.
Features include:
- Low introductory rate on balance transfers for six months ^
- $250 - $50,000 limit
- Annual Percentage Rate 7.75% - 19.25% ^
- Visa Standard Perks
- Skip-A-Pay availability
- No annual fee
Low Rate Visa
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Key Benefit:0% introductory rate on balance transfers for six months^
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definition for Annual Percentage Rate (APR)<span class="mobile">:</span> : Annual Percentage Rate (APR):7.75% - 19.25%^
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definition for Available Credit Range<span class="mobile">:</span> : Available Credit Range:$250 - $50,000
- Low introductory rate on balance transfers for six months^
- Low standard APR
- Skip-A-Pay availability
- Auto rental insurance
- Emergency cash/card disbursement
- Roadside dispatch
- No balance transfer fee
- Standard Visa benefits
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WSECU Create Visa
Get Rewarded for On-Time Payments
Are you ready to start building your credit? The WSECU Create Visa credit card is a great option. With no annual fee and a low-interest reward program for on-time payments, you can establish healthy credit habits and set yourself up for a successful financial future.
Features include:
- 0.25% rate decrease with on-time payments 1
- Tiered late fees: First late fee is $10, second is $20, all others are $25 ^
- $250 - $2,500 limit
- Annual Percentage Rate 16.75% ^
- Visa Standard Perks
- No annual fee
WSECU Create Visa
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Key Benefit:Get rewarded for making on-time monthly payments1
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definition for Annual Percentage Rate (APR)<span class="mobile">:</span> : Annual Percentage Rate (APR):16.75%^
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definition for Available Credit Range<span class="mobile">:</span> : Available Credit Range:$250 - $2,500
- 0.25% rate decrease with on-time payments1
- Tiered late fees: First late fee is $10, second is $20, all others are $25^
- Auto rental insurance
- Emergency cash/card disbursement
- Roadside dispatch
- No balance transfer fee
- Standard Visa benefits
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Rewards Visa
Rewards Points Earned on Purchases
With one point per dollar earned on every purchase, the Rewards Visa credit card is a great option if you enjoy redeeming rewards for gift cards, travel or other great stuff. You can also take advantage of standard Visa benefits including identity theft protection.
Features include:
- 1 point per dollar charged *
- $250 - $50,000 limit
- Annual Percentage Rate 12.25% - 23.75% ^
- Identity theft protection
- Standard Visa Perks
- No balance transfer fee
- Skip-A-Pay Availability
- No annual fee
Platinum Rewards Visa
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Key Benefit:Earn rewards points on purchases
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definition for Annual Percentage Rate (APR)<span class="mobile">:</span> : Annual Percentage Rate (APR):12.25% - 23.75%^
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definition for Available Credit Range<span class="mobile">:</span> : Available Credit Range:$250 - $50,000
- Earn 1 point per dollar charged^
- 0% introductory rate on balance transfers for six months*
- Identity theft protection
- Skip-A-Pay availability
- Auto rental insurance
- Emergency cash/card disbursement
- Roadside dispatch
- No balance transfer fee
- Standard Visa benefits