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Credit Card Consolidation Calculator

Is credit card consolidation the right step for you? Use this calculator to estimate what your new monthly payment would be and see how much you could save on interest by transferring your balances to one card. Try adjusting your terms and rate until you find a consolidation plan that fits your needs – and most importantly your budget!

Credit Card Consolidation Calculator

How much can I save? Enter your credit card balances to see how much you can save by consolidating. Should you consolidate your credit card debt? This calculator is designed to help determine if consolidation is right for you. Fill in your credit card balances and see what your monthly payment would be with a new loan or credit card. Try adjusting your terms and rate until you find a consolidation plan that fits your needs - and most importantly your budget! What do you want to consolidate? Add your current credit cards that you'd like to consolidate. Enter the balances, interest rates and monthly payments for each of the credit cards you want to consolidate. If you're not sure of the exact amounts, you can find them on your account statements or by contacting your lender. What kind of product would you like to consolidate into? Select whether you'll use a new loan or a new credit card with an introductory APR. Your new loan What are the terms on your new loan? Your new credit card What are the details on your new credit card? Does it have an introductory rate?

When using the calculator, please remember the dollar amounts displayed aren't guaranteed, and what you actually save may be different. The estimates you receive are for illustrative and educational purposes only. The results of any savings calculator are not intended to be and should not be considered a guarantee of the amount for which you may save.

Resources

Paying Off Credit Card Debt With a Balance Transfer

How credit cards affect your credit score

Beginner's guide to start building credit

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