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Debt Consolidation Calculator

Should you consolidate your debt? This calculator helps you compare interest rates and payment options to see if simplifying your debt into one loan, or credit card, is the right move for your budget. Try adjusting your terms, loan types or rate until you find a consolidation plan that fits your needs.

How much can I save? Enter your loan and credit card balances to see how much you can save by consolidating. Should you consolidate your loan or credit card debt? This calculator is designed to help determine if consolidation is right for you. Fill in your loan and credit card balances and see what your monthly payment would be with a new loan or credit card. Try adjusting your terms and rate until you find a consolidation plan that fits your needs - and most importantly your budget! What do you want to consolidate? Add your current loans and credit cards that you'd like to consolidate Enter the balances, interest rates and monthly payments for each of the loans and credit cards you want to consolidate. If you're not sure of the exact amounts, you can find them on your account statements or by contacting your lender. What kind of product would you like to consolidate into? Select whether you'll use a new loan or a new credit card with an introductory APR. Your new loan What are the terms on your new loan? Your new credit card What are the details on your new credit card? Does it have an introductory rate?

When using the calculator, please remember the dollar amounts displayed aren't guaranteed, and what you actually save may be different. The estimates you receive are for illustrative and educational purposes only. The results of any savings calculator are not intended to be and should not be considered a guarantee of the amount for which you may save.

Your perspective is important to us and helps us see where we’re hitting the mark and where there might be areas to improve.