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Credit Card Payoff Calculator

The credit card payoff calculator helps you determine how long it will take you to pay off your credit card balance based on your monthly payment.


Credit Card Payoff Calculator

How long will it take to pay off my credit card?

How many months will it take to pay off my credit card?

Credit card balance

This is the total amount that remains to be paid on your credit card.

Enter in a dollar amount

What is your APR?

Please enter the annual percentage rate of your credit card.

Enter a valid APR.

How do you want to pay off your credit card?

Please select the path that best fits your goal.

How much time?

In what amount of time would you like to pay off this credit card?

Years Months
Please enter a length of time

How much can you pay per month?

Please enter the amount that you are able to comfortably pay per month.

Minimum ${#} required.

Credit Card Payoff Information

0 0
Minimum ${#} required to cover interest.
Adjust time until payoff
Must be 0 to 11 months and 0 to 99 years, totaling at least 1 month
Adjust monthly payment

Credit Card Breakdown

Time Until Payoff 0 0

Monthly payment too low

When using the calculator, please remember the dollar amounts displayed aren’t guaranteed, and what you actually pay may be different. The estimates you receive are for illustrative and educational purposes only. The results of any loan calculator are not intended to be and should not be considered a decision of, or a commitment to the loan type or amount for which you may qualify.

Your perspective is important to us and helps us see where we’re hitting the mark and where there might be areas to improve.