Skip to content
Skip to main content

Main Header

Appointments Branches & ATMs
Join now

Credit Card Payoff Calculator

The credit card payoff calculator helps you determine how long it will take you to pay off your credit card balance based on your monthly payment.

How long will it take to pay off my credit card? How many months will it take to pay off my credit card? We'll show how much time it will take to pay off your credit card based on the amount of money you pay each month. Alternatively, we can show you how much you need to pay per month to pay off your credit card in a certain amount of time. Credit card balance This is the total amount that remains to be paid on your credit card. We will use this amount to calculate how long it will take to pay off your credit card based on the monthly payment you choose. What is your APR? Please enter the annual percentage rate of your credit card. The annual percentage rate (APR) is the interest rate charged on your credit card. It is expressed as a percentage of the owed amount and is used to calculate your monthly payments. How do you want to pay off your credit card? Please select the path that best fits your goal. If you know when you want to be debt free, we will let you know how much you need to pay per month to reach your goal. If you know how much you want to pay per month, we'll let you know how long it will take to pay off your credit card. How much time? In what amount of time would you like to pay off this credit card? Enter the amount of time you want to pay off your credit card. We will calculate how much you need to pay. How much can you pay per month? Please enter the amount that you are able to comfortably pay per month. We will use this amount to calculate how long it will take to pay off your credit card based on the monthly payment you choose.

When using the calculator, please remember the dollar amounts displayed aren't guaranteed, and what you actually save may be different. The estimates you receive are for illustrative and educational purposes only. The results of any savings calculator are not intended to be and should not be considered a guarantee of the amount for which you may save.

Resources

How credit cards affect your credit score

Paying Off Credit Card Debt With a Balance Transfer

The road to a better credit rating

Feedback submission button and cookie policy notification.

Your perspective is important to us and helps us see where we’re hitting the mark and where there might be areas to improve.