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Credit Card Payoff Calculator

The credit card payoff calculator helps you determine how long it will take you to pay off your credit card balance based on your monthly payment.

 

Credit Card Payoff Calculator

How long will it take to pay off my credit card?

How many months will it take to pay off my credit card?

Get Started

Credit card balance

This is the total amount that remains to be paid on your credit card.

$
Enter in a dollar amount
Next
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What is your APR?

Please enter the annual percentage rate of your credit card.

%
Enter a valid APR.
Next
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How do you want to pay off your credit card?

Please select the path that best fits your goal.

I know when I want to be debt free. I know how much I can afford per month.
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How much time?

In what amount of time would you like to pay off this credit card?

Years Months
Please enter a length of time
Next
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How much can you pay per month?

Please enter the amount that you are able to comfortably pay per month.

Minimum ${#} required.
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Credit Card Payoff Information

Timeframe
0 0
:
Minimum ${#} required to cover interest.
Adjust time until payoff
Timeframe
Years Months
Must be 0 to 11 months and 0 to 99 years, totaling at least 1 month
Adjust monthly payment
Enter a valid APR
Enter a dollar amount
Learn more about how to manage debt

Credit Card Breakdown

Time Until Payoff 0 0

Monthly payment too low

Learn more about how to manage debt

When using the calculator, please remember the dollar amounts displayed aren’t guaranteed, and what you actually pay may be different. The estimates you receive are for illustrative and educational purposes only. The results of any loan calculator are not intended to be and should not be considered a decision of, or a commitment to the loan type or amount for which you may qualify.

Your perspective is important to us and helps us see where we’re hitting the mark and where there might be areas to improve.

Feedback submission button and cookie policy notification.

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