WSECU Cash Back Visa Signature® credit card
Automatic cash back*
1% - 1.5%
Annual percentage rateCredit card APR refers to the interest amount paid on post-due balances.†
17.25% - 28.75%
Credit limit
$5,000 - $30,000
Recommended if:
You typically pay off your monthly balance and want cash rewards along with the prestige of a metal credit card.
How to earn automatic cash back*
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1
Swipe for purchases
Earn 1% cash back on every purchase item.
-
2
Make a payment
Earn an additional .5% cash back with every payment.
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3
Collect rewards
Receive cash back in the form of credit on the last day of each billing period.
Additional perks
Included with all WSECU Visa credit cards
- No annual fee†
- No balance transfer fee†
- Auto rental insurance
- Roadside Dispatch® service
- Standard Visa card benefits
- Emergency cash/card disbursement
- Global customer assistance services
Frequently asked questions
No. Cash back is not considered taxable income and will not be included on any tax form received from WSECU.
Yes, there is a $15 fee plus accrued interest when using Skip-a-Pay.
While the Cash Back Visa Signature card does not offer the kind of travel-related rewards that are usually associated with the term “travel card,” it does include Signature concierge, a service that provides 24/7 assistance with travel, entertainment and dining reservations, travel and emergency assistance, and the standard global customer assistance services.
With price protection, cardholders may be reimbursed for the price difference if an item purchased with the card appears in an ad at a lower price.
Yes, as a Visa Signature cardholder you also receive purchase security which covers purchased items against theft or damage due to eligible circumstances for the first 90 days. Some goods purchased with the card are also eligible for extended warranties.
Looking for a different card?
Optimize your credit card for good financial health
How will you use your card?
Will you need to carry a balance? If so, go for a low rate. Will you pay your monthly balance in full most of the time? If so, go for the rewards.