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Get credit and cash back

Earn cash rewards with every purchase.

Get credit and cash back

Earn cash rewards with every purchase.

WSECU Cash Back Visa Signature® Card

Automatic cash back*

1% - 1.5%

Annual percentage rateCredit card APR refers to the interest amount paid on post-due balances.

16.50% - 28.00%

Credit limit

$5,000 - $50,000

Recommended if:

You want cash rewards and you typically pay off your monthly balance.

Apply now

Here's what you'll need

How to earn automatic cash back*

  • 1

    Swipe for purchases

    Earn 1% cash back on every purchase item.

  • 2

    Make a payment

    Earn an additional .5% cash back with every payment.

  • 3

    Collect rewards

    Receive cash back in the form of credit on the last day of each billing period.

Three card perks

Visa Signature card benefits

Tungsten metal

Skip-a-Pay availability

Three more card perks

Identity theft protection

Travel/emergency assistance

Price protection

Included with all WSECU Visa cards

  • No annual fee
  • Auto rental insurance
  • No balance transfer fee
  • Emergency cash/card disbursement
  • Standard Visa card benefits
  • Roadside Dispatch® service
  • Global customer assistance services

Optimize your credit card for good financial health

How will you use your card?

Will you need to carry a balance? If so, go for a low rate. Will you pay your monthly balance in full most of the time? If so, go for the rewards.

Frequently asked questions

No. Cash back is not considered taxable income and will not be included on any tax form received from WSECU.

Yes, there is a $15 fee plus accrued interest when using Skip-a-Pay.

While the Cash Back Visa Signature card does not offer the kind of travel-related rewards that are usually associated with the term “travel card,” it does include Signature concierge, a service that provides 24/7 assistance with travel, entertainment and dining reservations, travel and emergency assistance, and the standard global customer assistance services.

With price protection, cardholders may be reimbursed for the price difference if an item purchased with the card appears in an ad at a lower price.

Yes, as a Visa Signature cardholder you also receive purchase security which covers purchased items against theft or damage due to eligible circumstances for the first 90 days. Some goods purchased with the card are also eligible for extended warranties.

Resources

Footnotes

* 1% cash back on purchases. Half percent (.50%) cash back on payments. † See Important Credit Card Disclosures for complete details.

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