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Home Equity Loans

Two Adirondack chairs look out over a bay. Text below reads “Washington is our home too.”

Your home, your asset

If you need to:

  • Obtain additional loan or line of credit on a home you already own

Here’s what we offer:

  • Home Equity: Fixed-rate loan
  • Home Equity: Variable-rate line of credit
  • Home loan consulting

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Here's what you'll need

Home Equity Rates

Home Equity Loan

More Information

View Assumptions 

We may lend up to 100% of the appraisal or 100% of the automated valuation model1 of the property. Loans $250,000 and greater require an appraisal at member's cost.

Here's what you'll need

Home Equity Line of Credit (HELOC) - Variable Rate

More Information

We may lend up to 100% of the Appraisal or 100% of the automated valuation model1 of the property. A Prepayment fee of $350 will be charged if the loan is paid off and closed within the first 24 months. Maximum interest rate of 18%.
Variable rate Home Equity Lines of Credit are calculated at the rate specified, then adjusted monthly based on the index plus a margin indicated in the Home Equity Loan Rates and Fees Addendum.

Here's what you'll need

1Certain restrictions apply; please contact us at 800.562.0999 for details.

Rates and terms are based on current market and are subject to change without notice.

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