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Hours and service availability are updated regularly based on regional conditions. Please visit our branch services page to plan your visit.

Get the latest information on our service options and resources for financial challenges.

Mortgage Refinance

A vase with flowers text reads Washington is our home too

Possibilities for the home you already own

If you need to:

  • Refinance an existing mortgage
  • Refinance existing home to receive cash at closing

Here’s what we offer:

  • Competitive fixed and adjustable rates
  • Home loan consulting

See Rates: Fixed Rate | Jumbo Fixed | Adjustable Rate

Apply Now

Here's what you'll need

Mortgage Refinance Calculator

How much will my monthly payment be?

Enter how much you are looking to borrow and let us calculate your monthly payment.

Get Started

How much would you like to borrow?

This could include your current mortgage balance plus any additional funds you may need.

$
Enter in a dollar amount between $50,000 and $1,000,000. Want to borrow more or less than this? Give us a call and see if we can help.
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Loan Information
Enter in a dollar amount between $50,000 and $1,000,000. Want to borrow more or less than this? Give us a call and see if we can help.
Enter in a number between 1 and 10.
Enter in a dollar amount
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Monthly Payment Breakdown
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When using the calculator, please remember the dollar amounts displayed aren’t guaranteed, and what you actually pay may be different. The estimates you receive are for illustrative and educational purposes only. The results of any loan calculator are not intended to be and should not be considered a decision of, or a commitment to the loan type or amount for which you may qualify. Estimated property tax rate is 1.10%, actual property tax rate will be based the county in which the property is located. 
Fixed Rate Mortgage Loans
30-Year Fixed Rate
3.375%*
Interest Rate
3.490%*
Annual Percentage Rate (APR)
View Assumptions
Here's what you'll need
20-Year Fixed Rate
3.250%*
Interest Rate
3.411%*
Annual Percentage Rate (APR)
View Assumptions
Here's what you'll need
15-Year Fixed Rate
3.000%*
Interest Rate
3.207%*
Annual Percentage Rate (APR)
View Assumptions
Here's what you'll need

Rates subject to change at any time.

HOW TO APPLY

Apply Now
Jumbo 30-Year Fixed Rate
3.625%*
Interest Rate
3.640%*
Annual Percentage Rate (APR)
View Assumptions
Here's what you'll need

Rates subject to change at any time.

Jumbo Fixed Rate Loans

We offer fixed Jumbo loans for home loan amounts that are higher than $510,400.

Even better, we don't charge origination fees** on Jumbo Loans, giving you the chance to save thousands of dollars in upfront costs.

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**Applicable to Jumbo Loans only. Other associated loan costs, prepaid fees and third party fees apply. Mortgage programs, terms and conditions subject to change without notice.

HOW TO APPLY

Apply Now

Adjustable Rate Mortgage Loans (ARM)

If you plan to be in your home for a relatively short period of time, an ARM might be a good choice.

Your interest rate is fixed for an initial period before switching to an adjustable rate. For example, a 7/1 ARM would have a fixed rate for the first seven years, then switch to an adjustable rate which can change annually for the remaining loan term.

ARMs have 30-year terms with 5/1, 7/1, 10/1 and 15/1 options.
Adjustable Rate Mortgage Loans
15/1 ARM
3.000%*
Interest Rate
3.007%*
Annual Percentage Rate (APR)
View Assumptions
Here's what you'll need
7/1 ARM
2.875%*
Interest Rate
2.840%*
Annual Percentage Rate (APR)
View Assumptions
Here's what you'll need
5/1 ARM
2.750%*
Interest Rate
2.783%*
Annual Percentage Rate (APR)
View Assumptions
Here's what you'll need

Rates subject to change at any time.

HOW TO APPLY

Apply Now

*These mortgage rates are based on assumptions and conditions including but not limited to property type, occupancy, loan-to-value and credit score. Your interest rate will be based on loan specifics and your credit history. Once your rate is locked, a float-down option is not available.

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Resources

Calculator

Mortgage Comparison Calculator: 15 Years vs 30 Years

Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
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Mortgage Purchase Calculator

Enter your home's sale price – and let us calculate your monthly payment.
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Mortgage Refinance Calculator

Enter your refinance amount – and let us calculate your monthly payment.
Home Mortgage

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