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Mortgage Refinance

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Possibilities for the home you already own

If you need to:

  • Refinance an existing mortgage
  • Refinance existing home to receive cash at closing

Here’s what we offer:

  • Competitive fixed and adjustable rates
  • Home loan consulting

See Rates: Fixed Rate | Jumbo Fixed | Adjustable Rate

Apply now

Here's what you'll need

Mortgage Refinance Calculator

How much will my monthly payment be?

Enter how much you are looking to borrow and let us calculate your monthly payment.

Get started calculating your monthly mortgage payment

How much would you like to borrow?

This could include your current mortgage balance plus any additional funds you may need.

Enter in a dollar amount between $50,000 and $1,000,000. Want to borrow more or less than this? Give us a call and see if we can help.

Loan Information

The amount your are looking to borrow. This is typically what you owe on the home, but it is possible to buy down this amount. For additional funds, you can borrow up to current value of the home (known as cash-out refinancing.)
Enter in a dollar amount between $50,000 and $1,000,000. Want to borrow more or less than this? Give us a call and see if we can help.
The amount you'll pay each year to borrow the money, expressed as a percentage.
Enter in a number between 1 and 10.
The duration of time it takes to pay off the loan.
Taxes paid based on the value of the property.
Enter in a dollar amount
A form of property insurance that covers losses and damages to an individual's house and to assets in the home.
Enter in a dollar amount
Fees paid to an organization of homeowners of a particular subdivision, condominium, or planned development.
Enter in a dollar amount

Monthly Payment Breakdown

When using the calculator, please remember the dollar amounts displayed aren’t guaranteed, and what you actually pay may be different. The estimates you receive are for illustrative and educational purposes only. The results of any loan calculator are not intended to be and should not be considered a decision of, or a commitment to the loan type or amount for which you may qualify. Estimated property tax rate is 1.10%, actual property tax rate will be based the county in which the property is located. 

Adjustable Rate Mortgage Loans (ARM)

Adjustable Rate Mortgage Loans (ARM)

If you plan to be in your home for a relatively short period of time, an ARM might be a good choice.

Your interest rate is fixed for an initial period before switching to an adjustable rate. For example, a 7/6 ARM would have a fixed rate for the first seven years, then switch to an adjustable rate which can change every six months for the remaining loan term.

  • 30-year terms with 5/6, 7/6, 10/6 and 15/1 options


These mortgage rates are based on assumptions and conditions including but not limited to property type, occupancy, loan-to-value and credit score. Your interest rate will be based on loan specifics and your credit history. Once your rate is locked, a float-down option may be available.

Your perspective is important to us and helps us see where we’re hitting the mark and where there might be areas to improve.