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Mortgage refinancing to reach your goals

Our Home Loan Officers are ready to work one-on-one to help you find your best refinance option.

Apply nowSchedule appointment

Here's what you'll need

Mortgage refinancing to reach your goals

Our Home Loan Officers are ready to work one-on-one to help you find your best refinance option.

Apply nowSchedule appointment

Here's what you'll need

Skip to rates

Why refinance your home loan?

Lower payments

A new rate or term may lower monthly payments.

Earlier pay off

It may be easier to pay off your home sooner.

Cash access

A cash-out refi lets you trade equity for cash.

Switching lenders is simple

  • 1

    Meet with a Home Loan Officer

    Discuss term and rate options and get answers to all your home loan questions.

  • 2

    Apply online or in person

    Have your documentation on hand for a quick application. Here's what you'll need

  • 3

    Clear conditions and close

    Your Home Loan Officer will work with you to collect any final information for closing.

Apply now


Choose a fixed-rate or adjustable-rate loan

Fixed rates make it easy to plan ahead and budget. Adjustable rates may make sense if you don’t intend to own your home for very long. Not sure which is best? We’ll help you decide.

Fixed Rate Mortgages
15-Year Fixed Rate
7.000%*
Interest Rate The amount you'll pay each year to borrow the money, expressed as a percentage.
7.206%*
Annual Percentage Rate (APR) The cost of the loan, including interest and fees.
30-Year Fixed Rate
7.750%*
Interest Rate The amount you'll pay each year to borrow the money, expressed as a percentage.
7.896%*
Annual Percentage Rate (APR) The cost of the loan, including interest and fees.
Jumbo 30-Year Fixed Rate
7.375%*
Interest Rate The amount you'll pay each year to borrow the money, expressed as a percentage.
7.462%*
Annual Percentage Rate (APR) The cost of the loan, including interest and fees.

Rates subject to change at any time.

Adjustable Rate Mortgages
15/1 ARM
7.250%*
Interest Rate The amount you'll pay each year to borrow the money, expressed as a percentage.
7.515%*
Annual Percentage Rate (APR) The cost of the loan, including interest and fees.
7/6 ARM
6.750%*
Interest Rate The amount you'll pay each year to borrow the money, expressed as a percentage.
7.633%*
Annual Percentage Rate (APR) The cost of the loan, including interest and fees.
5/6 ARM
6.500%*
Interest Rate The amount you'll pay each year to borrow the money, expressed as a percentage.
7.724%*
Annual Percentage Rate (APR) The cost of the loan, including interest and fees.

Rates subject to change at any time.


FAQ

Yes. We offer mortgages on properties in Washington, Oregon and Idaho.

A jumbo loan is a home loan that exceeds $977,500 in King, Pierce or Snohomish counties. In other Washington state counties, jumbo loans exceed $766,550.

An adjustable-rate mortgage is a home loan with an interest rate that is periodically adjusted according to predetermined terms. 

Our Home Loan Officers can help with that! Schedule an appointment to discuss your unique situation today.

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Footnotes

* These mortgage rates are based on assumptions and conditions including but not limited to property type, occupancy, loan-to-value and credit score. Your interest rate will be based on loan specifics and your credit history. Once your rate is locked, a float-down option may be available.

Your perspective is important to us and helps us see where we’re hitting the mark and where there might be areas to improve.