Loans for your boat, motorcycle and RV
Here's what we offer:
- Fixed rates and flexible terms
- Online application
- Apply on the spot at participating dealers
Get started Check application status
Here's what you'll need
Auto, Recreational Vehicle, Personal Loan or Line of Credit
- SSN or ITIN
- Date of birth
- Address
- Employment information and income
- Monthly rent or mortgage payment
- Additional expenses; e.g., monthly child support, child care, alimony, etc.
- Loan information (if refinancing a loan from another institution)
| Type of Loan | Annual Percentage Rate | Max Loan-to-Value | Loan Maximum | Repayment Maximum |
|---|---|---|---|---|
| RV New | 7.25% - 14.59% | 100%* | $250,000 | Up to 180 Months |
| RV Used | 7.25% - 14.59% | 100%* | $250,000 | Up to 180 Months |
| Motorcycle New/Used | 6.47% - 23.54% | 115%* | $75,000 | Up to 84 Months |
| Classic Motorcycle 20 Years or Older | 7.47% - 24.54% | 70%* | $75,000 | Up to 84 Months |
| Boat New/Used | 6.57% - 22.04% | 95%* | $250,000 | Up to 180 Months |
Rates and terms listed are current as of March 15, 2026. Rates and terms are subject to change at WSECU's discretion.
RV Loans
Here's what we offer:
- Fixed rates and flexible terms
- Online application
- Apply on the spot at participating dealers
Get started Check application status
Here's what you'll need
Auto, Recreational Vehicle, Personal Loan or Line of Credit
- SSN or ITIN
- Date of birth
- Address
- Employment information and income
- Monthly rent or mortgage payment
- Additional expenses; e.g., monthly child support, child care, alimony, etc.
- Loan information (if refinancing a loan from another institution)
| Type of Loan | Annual Percentage Rate | Max Loan-to-Value | Loan Maximum | Repayment Maximum |
|---|---|---|---|---|
| RV New | 7.25% - 14.59% | 100%* | $250,000 | Up to 180 Months |
| RV Used | 7.25% - 14.59% | 100%* | $250,000 | Up to 180 Months |
| Motorcycle New/Used | 6.47% - 23.54% | 115%* | $75,000 | Up to 84 Months |
| Classic Motorcycle 20 Years or Older | 7.47% - 24.54% | 70%* | $75,000 | Up to 84 Months |
| Boat New/Used | 6.57% - 22.04% | 95%* | $250,000 | Up to 180 Months |
Rates and terms listed are current as of March 15, 2026. Rates and terms are subject to change at WSECU's discretion.
Rates and terms listed are current as of October 15, 2026. Rates and terms are subject to change at WSECU's discretion.
Maximum advance may include sales tax, license, and warranty, depending on your credit history. Your rate and the financing terms (such as Loan-To-Value, Maximum Amount and Payment Period) that you qualify for will be determined by your personal credit history, vehicle mileage, loan term, collateral and vehicle age. Proof of income may be required. All loans are subject to our lending policies.
Equity Take-Outs: We will finance up to the LTV listed for purchases per loan type.
Payment examples:
Motorcycle: $15.81 per $1,000 at 8.44% APR for 84 months
Boat: $11.19 per $1,000 at 8.64% APR for 144 months
RV: $10.42 per $1,000 at 9.45% APR for 180 months
Rates and terms listed are current as of October 15, 2026. Rates and terms are subject to change at WSECU's discretion.
RV Loan Calculator
Auto Loan Rates and Terms
| Type of Loan | Annual Percentage Rate | Max Loan-to-Value | Loan Maximum | Repayment Maximum |
|---|---|---|---|---|
| RV New | 7.25% - 14.59% | 100%Max LTV* | $250,000 | Up to 180 Months |
| RV Used | 7.25% - 14.59% | 100%Max LTV* | $250,000 | Up to 180 Months |
| Motorcycle New/Used | 6.47% - 23.54% | 115%Max LTV* | $75,000 | Up to 84 Months |
| Classic Motorcycle 20 Years or Older | 7.47% - 24.54% | 70%Max LTV* | $75,000 | Up to 84 Months |
| Boat New/Used | 6.57% - 22.04% | 95%Max LTV* | $250,000 | Up to 180 Months |
Rates and terms listed are current as of October 15, 2026. Rates and terms are subject to change at WSECU's discretion.