Here's what you'll need
Auto, Recreational Vehicle, Personal Loan or Line of Credit
- SSN or ITIN
- Date of birth
- Address
- Employment information and income
- Monthly rent or mortgage payment
- Additional expenses; e.g., monthly child support, child care, alimony, etc.
- Loan information (if refinancing a loan from another institution)
Maximum advance may include sales tax, license, and warranty, depending on your credit history. Your rate and the financing terms (such as Loan-To-Value, Maximum Amount and Payment Period) that you qualify for will be determined by your personal credit history, vehicle mileage, loan term, collateral and vehicle age. Proof of income may be required. All loans are subject to our lending policies.
Equity Take-Outs: We will finance up to the LTV listed for purchases per loan type.
Payment examples:
Motorcycle: $16.19 per $1,000 at 9.19% APR for 84 months
Boat: $11.60 per $1,000 at 9.39% APR for 144 months
RV: $10.88 per $1,000 at 10.20% APR for 180 months
Rates and terms listed are current as of May 1, 2025. Rates and terms are subject to change at WSECU's discretion.
