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Loan Payoff Calculator

The loan payoff calculator helps you determine how long it will take you to pay off your loan balance based on your monthly payment.

 

Loan Payoff Calculator

How long will it take to pay off my loan?

How many months will it take to pay off my loan?

Get started

Loan balance

This is the total amount that remains to be paid on your loan.

$
Enter in a dollar amount
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What is your APR?

Please enter the annual percentage rate of your loan.

%
Enter a valid APR.
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How do you want to pay off your loan?

Please select the path that best fits your goal.

I know when I want to be debt free. I know how much I can afford per month.
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How much time?

In what amount of time would you like to pay off this loan?

Years
Months
Please enter a length of time
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How much can you pay per month?

Please enter the amount that you are able to comfortably pay per month.

Minimum ${#} required.
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Loan Payoff Information

The amount you will pay towards your balance monthly.
Minimum ${#} required to cover interest.
Adjust time until payoff
Timeframe The length of time it will take to pay off your balance.
Must be 0 to 11 months and 0 to 99 years, totaling at least 1 month
Adjust monthly payment
The cost of the loan, including interest and fees.
Enter a valid APR
Total balance you currently owe.
Enter a dollar amount

Loan Payoff Breakdown

Time Until Payoff
0
0

Monthly payment too low

Learn more about how to manage debt

When using the calculator, please remember the dollar amounts displayed aren’t guaranteed, and what you actually pay may be different. The estimates you receive are for illustrative and educational purposes only. The results of any loan calculator are not intended to be and should not be considered a decision of, or a commitment to the loan type or amount for which you may qualify.

Resources

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How to Manage Debt

How to Make a Loan or Credit Card Payment

Give your loan the payoff.

Learn strategies to help you save while you pay down your debt.

Read the article

Your perspective is important to us and helps us see where we’re hitting the mark and where there might be areas to improve.

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