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Personal Loans & Lines of Credit

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For your unexpected expenses

If you need:

  • A loan or line of credit for personal needs

Here’s what we offer:

  • Borrow the amount you need with a competitive fixed-rate loan
  • Enjoy flexibility with a competitive variable-rate line of credit
  • Use the funds for any purpose
  • Apply online anytime

Apply now

Here's what you'll need

Check the status of your personal loan application
Personal Loan
9.74% - 19.99%
Annual Percentage Rate (APR)
$30,000
Max amount
Up to 84 months
Payment period
Apply now
Here's what you'll need
Payment example
Personal Line of Credit
Variable Rate
9.11%
Annual Percentage Rate (APR)
$30,000
Max amount
Payment based on 4% of balance. A minimum payment applies.
Payment period
Apply now
Here's what you'll need
Payment example

Rates and terms listed are current as of November 1, 2023. Rates and terms are subject to change at WSECU's discretion.

Personal Loan Calculator

How much can I borrow?

Enter the loan amount and we'll calculate your monthly payment, or enter your desired monthly payment and we'll tell you how much you can borrow.

Calculate monthly payment
Calculate loan amount

What is your desired monthly payment?

This is the amount you pay monthly for the length of the term.
Enter in a dollar amount
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What payment best fits your lifestyle?

Here are a few popular options.
Smaller Loan + Shorter Term (48 months)
Moderate Loan + Moderate Term (60 months)
Larger Loan + Longer Term (84 months)
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How much would you like to borrow?

This is the total loan amount.
$
Enter in a dollar amount
Enter in a dollar amount
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What payment best fits your lifestyle?

Here are a few popular options.
Higher Payment + Shorter Term (48 months)
Moderate Payment + Moderate Term (60 months)
Lower Payment + Longer Term (84 months)
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How much can I borrow?

The amount you will pay towards the loan monthly.
Enter in a dollar amount
Enter loan amount instead
The amount of money loaned.
Enter in a dollar amount
Enter monthly payment instead
The amount you'll pay each year to borrow the money, expressed as a percentage. Your actual rate may vary. See rates for this loan type for other options.
Enter in a percentage
The duration of time it takes to pay off the loan in months.
Enter in a number between 1 and 360

Principal & Interest Over Time

Apply now

When using the calculator, please remember the dollar amounts displayed aren’t guaranteed, and what you actually pay may be different. The estimates you receive are for illustrative and educational purposes only. The results of any loan calculator are not intended to be and should not be considered a decision of, or a commitment to the loan type or amount for which you may qualify.
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Resources

Debt Consolidation Calculator

Personal loan calculator

How to Make a Loan or Credit Card Payment

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