Personal Loan & Line of Credit
For your unexpected expenses
If you need:
- A loan or line of credit for personal needs
Here’s what we offer:
- Borrow the amount you need with a competitive fixed-rate loan
- Enjoy flexibility with a competitive variable-rate line of credit
- Use the funds for any purpose
- Apply online anytime
Check the status of your personal loan application
Personal Loan Rate Tables
Personal Line of Credit - Variable Rate
definition for Annual Percentage Rate (APR) : Annual Percentage Rate (APR)8.54%
definition for Max amount : Max amount$50,000
definition for Payment period : Payment periodPayment based on 4% of balance. A minimum payment applies.
Closed-End Personal Loan Example: $21.33 per $1,000 for 60 months at 10.15%
Personal Loan rates quoted are for loans with automatic payment. Rates for all loans without automatic payment will be 0.25% more.
Personal Line of Credit variable rate loans are calculated at the rate specified, then adjusted quarterly based on the index plus a margin indicated in the Truth-In-Lending Disclosure.
Rates and terms listed are current as of February 1, 2019. Rates and terms are subject to change at WSECU's discretion.