WSECU Low Rate Visa® card
Introductory balance transfer rate*
Annual percentage rateCredit card APR refers to the interest amount paid on post-due balances.†
11.50% - 23.00%
$250 - $50,000
No fee, 0% balance transfer rate*
0% APRCredit card APR refers to the interest amount paid on post-due balances.
Transfer balances in Online Banking for a 0% interest rate.
All balance transfers made within the first 60 days of opening your account are interest free during the promotional period.
All eligible balance transfers are interest free for the six-month period following the initial transfer.
Included with all WSECU Visa cards
- No annual fee
- Auto rental insurance
- No balance transfer fee
- Emergency cash/card disbursement
- Standard Visa card benefits
- Roadside Dispatch® service
- Global customer assistance services
Frequently asked questions
Members may request as many balance transfers as they’d like within the introductory/promotional period.
Balance transfers must be made in the first 60 days of opening your account.
Balance transfers receive a 0% rate for the six-month period that begins with the first transfer. The introductory rate expires at the end of the initial six-month period for all subsequent transfers, regardless of when they were initiated.
Yes, there is a $15 fee plus accrued interest when using Skip-a-Pay.
Optimize your credit card for good financial health
How will you use your card?
Will you need to carry a balance? If so, go for a low rate. Will you pay your monthly balance in full most of the time? If so, go for the rewards.