WSECU Low Rate Visa® credit card
Introductory balance transfer rateIntro balance transfer rate Footnote*
0%
Annual percentage rateCredit card APR refers to the interest amount paid on post-due balances.Disclosures PDF Footnote†
10.50% - 22.00%
Available credit
$250 - $15,000
Recommended if:
You typically pay more than the minimum monthly payment but less than the full balance.
No fee,Disclosures PDF Footnote† no fuss, 0% APR on balance transfersIntro balance transfer rate Footnote*
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1
0% APRCredit card APR refers to the interest amount paid on post-due balances.
Transfer balances in Online Banking for a 0% APR. After six months, the standard 10.50% - 22.00% APR will apply.
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2
60 days
All balance transfers made within the first 60 days of opening your account have 0% APR for six months. Afterward, the standard rate as shown will apply.
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3
6 months
All eligible balance transfers receive 0% APR for the six-month period following the initial transfer. Afterward, the standard rate as shown will apply.
Additional perks
Included with all WSECU Visa credit cards
- No annual feeDisclosures PDF Footnote†
- No balance transfer feeDisclosures PDF Footnote†
- Auto rental insurance
- Roadside Dispatch® service
- Standard Visa card benefits
- Emergency cash/card disbursement
- Global customer assistance services
Frequently asked questions
Members may request as many balance transfers as they’d like within the introductory/promotional period.
Balance transfers must be made in the first 60 days of opening your account.
Balance transfers receive a 0% rate for the six-month period that begins with the first transfer. The introductory rate expires at the end of the initial six-month period for all subsequent transfers, regardless of when they were initiated.
Yes, there is a $15 fee plus accrued interest when using Skip-a-Pay.
Looking for a different credit card?
Optimize your credit card for good financial health
How will you use your card?
Will you need to carry a balance? If so, go for a low rate. Will you pay your monthly balance in full most of the time? If so, go for the rewards.