Our lowest rate credit card
Enjoy interest rates that start low and stay low
Our lowest rate credit card
Enjoy interest rates that start low and stay low
Recommended if:
You typically pay more than the minimum monthly payment but less than the full balance.
No fee,Disclosures PDF Footnote† no fuss, 0% APR on balance transfersIntro balance transfer rate Footnote*
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1
0% APRCredit card APR refers to the interest amount paid on post-due balances.
Transfer balances in Online Banking for a 0% APR. After six months, the standard 12.25% - 21.25% APR will apply.
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2
60 days
All balance transfers made within the first 60 days of opening your account have 0% APR for six months. Afterward, the standard rate as shown will apply.
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3
6 months
All eligible balance transfers receive 0% APR for the six-month period following the initial transfer. Afterward, the standard rate as shown will apply.
Additional perks
Included with all WSECU Visa credit cards
- No annual feeDisclosures PDF Footnote†
- No balance transfer feeDisclosures PDF Footnote†
- Auto rental insurance
- Roadside Dispatch® service
- Standard Visa card benefits
- Emergency cash/card disbursement
- Global customer assistance services
FAQ
Members may request as many balance transfers as they’d like within the introductory/promotional period.
Balance transfers must be made in the first 60 days of opening your account.
Balance transfers receive a 0% rate for the six-month period that begins with the first transfer. The introductory rate expires at the end of the initial six-month period for all subsequent transfers, regardless of when they were initiated.
Yes, there is a $15 fee plus accrued interest when using Skip-a-Pay.
