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Our lowest rate card

Interest rates that start low and stay low

Our lowest rate card

Interest rates that start low and stay low

WSECU Low Rate Visa® card

Introductory balance transfer rate*

0%

Annual percentage rateCredit card APR refers to the interest amount paid on post-due balances.

10.00% - 21.50%

Available credit

$250 - $50,000

Recommended if:

You typically pay more than the minimum monthly payment but less than the full balance.

Apply now

Here's what you'll need

No fee, 0% balance transfer rate*

  • 1

    0% APRCredit card APR refers to the interest amount paid on post-due balances.

    Transfer balances in Online Banking for a 0% interest rate.

  • 2

    60 days

    All balance transfers made within the first 60 days of opening your account are interest free during the promotional period.

  • 3

    6 months

    All eligible balance transfers are interest free for the six-month period following the initial transfer.

Three perks of the WSECU Create Visa

The lowest rates we offer

Skip-a-Pay availability

Emergency cash and card disbursement

Included with all WSECU Visa cards

  • No annual fee
  • Auto rental insurance
  • No balance transfer fee
  • Emergency cash/card disbursement
  • Standard Visa card benefits
  • Roadside Dispatch® service
  • Global customer assistance services

Optimize your credit card for good financial health

How will you use your card?

Will you need to carry a balance? If so, go for a low rate. Will you pay your monthly balance in full most of the time? If so, go for the rewards.

Frequently asked questions

Members may request as many balance transfers as they’d like within the introductory/promotional period.

Balance transfers must be made in the first 60 days of opening your account.

Balance transfers receive a 0% rate for the six-month period that begins with the first transfer. The introductory rate expires at the end of the initial six-month period for all subsequent transfers, regardless of when they were initiated.

Yes, there is a $15 fee plus accrued interest when using Skip-a-Pay.

Resources

Footnotes

* 0% introductory APR on balance transfers for six months if the transfer is made within 60 days of account opening.† See Important Credit Card Disclosures for complete details.

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