WSECU Low Rate Visa® card
Introductory balance transfer rate*
0%
Annual percentage rateCredit card APR refers to the interest amount paid on post-due balances.†
10.75% - 22.25%
Available credit
$250 - $50,000
Recommended if:
You typically pay more than the minimum monthly payment but less than the full balance.
No fee, 0% balance transfer rate*
-
1
0% APRCredit card APR refers to the interest amount paid on post-due balances.
Transfer balances in Online Banking for a 0% interest rate.
-
2
60 days
All balance transfers made within the first 60 days of opening your account are interest free during the promotional period.
-
3
6 months
All eligible balance transfers are interest free for the six-month period following the initial transfer.
Additional perks
Included with all WSECU Visa cards
- No annual fee
- Auto rental insurance
- No balance transfer fee
- Emergency cash/card disbursement
- Standard Visa card benefits
- Roadside Dispatch® service
- Global customer assistance services
Frequently asked questions
Members may request as many balance transfers as they’d like within the introductory/promotional period.
Balance transfers must be made in the first 60 days of opening your account.
Balance transfers receive a 0% rate for the six-month period that begins with the first transfer. The introductory rate expires at the end of the initial six-month period for all subsequent transfers, regardless of when they were initiated.
Yes, there is a $15 fee plus accrued interest when using Skip-a-Pay.
Optimize your credit card for good financial health
How will you use your card?
Will you need to carry a balance? If so, go for a low rate. Will you pay your monthly balance in full most of the time? If so, go for the rewards.