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Student Loans

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Smart Option Student Loan

If you’re faced with college expenses not covered by scholarships and federal loans, we’ve partnered with Sallie Mae to bring you the Smart Option Student Loan® with great repayment options and competitive rates, for borrowers attending degree-granting institutions.


Smart Option Student Loan Features

  • Multiple repayment options
  • A choice of competitive fixed and variable interest rates
  • No origination fees and no prepayment penalty
  • Rewards and interest rate reductions available
  • Rates that reward creditworthy borrowers
  • A creditworthy cosigner may help you qualify and/or receive a lower rate

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Here's what you'll need

Paying for College: the 1-2-3 Approach

There are some great resources out there to help with higher education costs. Student loans are just one of them - there are other options to consider first.

Sallie Mae's 1-2-3 approach offers some great clues - take a couple of minutes and see what they are.

Video: Paying for College: the 1-2-3 Approach

Your perspective is important to us and helps us see where we’re hitting the mark and where there might be areas to improve.