Skip to main content

Main Header

Important Notifications

We're all about Washington

With 24 locations in The Evergreen State, we're always close to home.

Join now

Serving all Washingtonians

WSECU is committed to the financial success of everyone who calls Washington home. Originally founded to serve state employees, in 2013 we expanded our membership to anyone who lives, works, or worships in our great state. If you're related to someone who's eligible for membership, you're eligible too!

Join in 3 easy steps

  • 1

    Confirm your eligibility.

    If you meet one of the requirements listed above,
    or you're a CWU, Evergreen, UW or WSU student, you're in!

  • 2

    Tell us about yourself.

    Share your name, address, date of birth, Social Security number and a government-issued identity card such as a driver’s license.

  • 3

    Make a deposit and enjoy the bounty.

    Get 0.20% APY* on savings accounts, a great mobile app, amazing member benefits, and competitive rates on auto and home loans.

Join now

Join now

*See Rate and Fee Schedule for complete details.

Neighbors helping neighbors

We’re a member-powered credit union dedicated to the spirit of public service. The dollars our members deposit go right back into the communities we serve, helping members build homes and buy cars, creating more jobs to support the people and places that make Washington such an amazing place to call home.

Why WSECU, anyway?

What’s the difference between a bank and a credit union? Banks are owned by shareholders; credit unions are owned by their members. So instead of profiting stockholders, WSECU reinvests 4% of our net income into our communities. The rest goes back into the credit union. You get better rates, fewer fees and great service. What’s not to like?

Washington, let’s grow together

Whether you’re looking to buy or refi a house, find a new ride or get a low-interest rate credit card, we’ve got you.


Find your dream home.

Get a competitive rate on a new home, refinance or a home equity line of credit.

Learn more

Get a seriously low rate.

Consolidate debt or take a much-needed vacation with a Low Rate Visa® card.

Learn more

Let's talk car loans.

Before you go to the dealer, we'll help you find the best interest rate.

Learn more

Bank nationwide

WSECU gives you access to a network of over 5,000 shared branches and more than 30,000 ATMs. Even when traveling, there’s a location near you.

Find WSECU banking services near you.

WSECU branches
Shared branches
ATM locations

Benefits of being a member

Being a member has its perks. No wonder Forbes ranked WSECU as the #1 Washington state credit union in 2023. Enjoy favorable rates on everything from credit cards to savings accounts. Insured deposits. A great mobile app. Access to your money from ATMs anywhere in the world. And since you’ll be part of a member-owned cooperative that gives 4% of its net income back to your local community, you’ll see the good happening all around you. Every day.

Join now

Forbes 2023 Best-In-State Credit Unions

Forbes 2023 Best-In-State Credit Unions

What our members are saying

Absolutely love WSECU. They have great products, their staff are always helpful and polite. It always feels more like a “family” with credit unions, but WSECU goes above and beyond to make you feel welcome, at the same time their professionalism reminds you that your business and personal needs are the primary focus. They continue to raise the bar, and set the example. Thank you WSECU, for putting your members first, and promoting financial well-being in our Washington communities.
Allen H.
WSECU member

Your perspective is important to us and helps us see where we’re hitting the mark and where there might be areas to improve.