Homebuyer
assistance
Let's clear a path to homeownership.
Homebuyer
assistance
Let's clear a path to homeownership.
Getting you to your new home
WSECU’s partnership with the Washington State Housing Finance Commission (WSHFC) offers programs to help qualified homebuyers purchase homes. Meet with one of our highly qualified Home Loan Officers to learn more.
- Up to $50,000 in down payment assistance through programs like the Welcome Home Grant and others
- Flexible credit guidelines
- Qualification based on Area Median Income (AMI)
Programs for first-generation homebuyers
If you’re the first in your family to buy a home, we provide guided support through the homebuying process.
First-Generation Home Loan: A fixed-rate home loan offering flexible financing and low down payment requirements for eligible first-generation homebuyers who meet program guidelines.
Down Payment Assistance: Pair your First-Generation Home Loan with up to $30,000 to help cover down payment and closing costs for first-generation homebuyers. Funds are repaid when the home is sold, refinanced or transferred.*
- Up to $30,000 available
- 0% APR, $0 monthly payments
- Homebuyer education required
- Income limits apply
- Primary residence only
Additional support: Our team offers guided support every step of the way, from education and readiness to one-on-one conversations with experienced Loan Officers who can help you move forward with confidence.
Finding a way to homeownership
Our programs help put home on your map. Let’s talk about your options.
- 1
Make your appointment
Talk with a home loan officer for personalized support.
- 2
Choose your route
We’ll discuss options and avenues to your new home.
- 3
Start your journey
Your home loan officer will help guide the way.