Please note: while these items are typically standard requirements, it varies from borrower to borrower and additional or different documentation may be needed. Your Loan Officer will keep you updated.
Social Security card
Divorce decree (if applicable)
Proof of veteran status (for VA loan) Employment/Income
Federal income tax returns for the previous two years
W-2 forms for the previous two years
Pay stubs for the previous 30 days
Proof of additional income, such as Social Security benefits, child support, or alimony (if applicable)
Previous two years’ and year-to-date profit and loss statements (if self-employed)
Balance sheet for the most recent quarter (if self-employed)
Statements for checking and savings accounts for the last three months
Statements for retirement funds and other investments for the last three months
Titles for automobiles and other property
If part of the down payment comes from gift, a gift letter – we will provide a form for you to complete.
Most recent statements for credit cards, loans, and other credit
Canceled checks (or other proof of payment) for rent or mortgage for the last 12 months
Court documentation for bankruptcy or judgment (if applicable)
Listing agreement or sales contract for current home (if applicable)
Proof of earnest money deposit
Proof of homeowners insurance (needed before closing)
Contact information for homeowners association (if applicable)
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