Mobile Deposit makes it easy to deposit checks on the go. The money goes right into your account — exactly as if you gave it to a teller.

How to use Mobile Deposit

Download the WSECU Mobile Banking app for your Android or iOS device and manage your money from anywhere.

1. Endorse the back of the check and write "For mobile deposit only.”
2. Sign in to the WSECU Mobile Banking app.
3. For iOS, on the bottom menu, select "Deposit."
   For Android, select the icon at top left to expand the menu, then select “Deposit.”
4. At the top of the screen, select the account where you want the check deposited.
5. Enter the dollar amount of the check.
6. Select "Take Photo."
7. Hold your device above the front of the check. The camera will automatically capture an image when it is well-framed. If auto-capture is unable to take the image, an option to take the image manually will appear.
8. Follow the prompt to turn the check over and follow the same process as the front.
9. Review the information to ensure everything is correct. When ready, select “Deposit Check.”

Mobile Deposit tips

• Endorse your check by signing the back in blue or black ink.
• Under your endorsement, clearly write “For mobile deposit only.”
• When possible, use a dark backdrop behind your check to photograph it.
• If you have a check from the IRS with two payee names on it, both people must endorse the check (sign the back) before it can be deposited.
• When you’re done, date and mark your check as deposited (as a reminder not to inadvertently deposit the check again).
• When you use Mobile Deposit, up to $2,000 of your deposit is immediately available; the rest will need two business days for processing.
• Some checks don’t work with Mobile Deposit — such as checks with a cluttered design (often an issue with unemployment insurance checks and money orders).