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WSECU Auto Loans

Get behind the wheel of a great auto loan.

A loan from WSECU will help you hit the road in a new or used vehicle. We offer low fixed rates, flexible terms and up to 125% on financing. Apply now to get the keys to the car you can’t stop thinking about.

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man petting his dog sitting on the trunk of his car

We make getting an auto loan easy.

Along with great rates at WSECU, we offer a convenient application process. You can schedule time at one of our branch locations, apply online or apply for a WSECU auto loan when you buy a car from a participating Credit Union Direct Lending dealer.

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New car. Used car. Refi. WSECU can help.

We have competitive rates and terms on auto loans for just about any age of vehicle you want to buy. In fact, we can even provide an auto loan for you to refinance a vehicle you already own.

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See what our members are saying.

"After trying to refinance two auto loans that were financed at another bank and it taking them over two weeks to provide me a rate and term, I walked into WSECU and got approved for both refinances at half the rate and a better term within one hour. WSECU completely met my needs. It was a relief to me, and the staff are fabulous!"

WSECU member

Auto Loan Calculator

How much can I borrow?

Enter the loan amount and we'll calculate your monthly payment, or enter your desired monthly payment and we'll tell you how much you can borrow.

What is your desired monthly payment?

This is the amount you pay monthly for the length of the term.
Enter in a dollar amount

How much would you like to borrow?

This is the total loan amount.
Enter in a dollar amount
Enter in a dollar amount

How much can I borrow?

The amount you will pay towards the loan monthly.
Enter in a dollar amount
Enter loan amount instead
The amount of money loaned.
Enter in a dollar amount
Enter monthly payment instead
The amount you'll pay each year to borrow the money, expressed as a percentage. Your actual rate may vary. See rates for this loan type for other options.
Enter in a percentage
The duration of time it takes to pay off the loan in months.
Enter in a number between 1 and 360

Principal & Interest Over Time

When using the calculator, please remember the dollar amounts displayed aren’t guaranteed, and what you actually pay may be different. The estimates you receive are for illustrative and educational purposes only. The results of any loan calculator are not intended to be and should not be considered a decision of, or a commitment to the loan type or amount for which you may qualify.


Anyone who is eligible for membership with WSECU may apply for an auto loan.

Click any of the Get started buttons on this page, call the Contact Center or visit a branch.

Yes, the application process asks if you have picked out a car yet. If you have, it will ask for specifics (year, make, model, VIN). If you have not, you can only request an amount to be preapproved for.

At the end of the auto loan application, you’ll see a message stating that WSECU will be in contact in the next couple of business days. The next steps could vary depending on if you’re refinancing a vehicle, purchasing from a private party or purchasing from a dealer.

Get in the driver's seat of your dream car.

WSECU has the financing you need to take the wheel of your car you've been waiting for.

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Your perspective is important to us and helps us see where we’re hitting the mark and where there might be areas to improve.