Zero Down Mortgage
Get credit for great credit with a Zero Down Mortgage.
A great credit score can make the impossible possible — purchasing a home with no money down except closing costs. If your credit is strong enough, you can qualify for a WSECU zero-down fixed-rate loan.
Is a Zero Down Mortgage right for you?
If you want to buy a home but don’t have a lot of savings or want to have emergency cash on hand, this is the mortgage for you. The home will need to be your primary residence for you to qualify for this loan.
Why WSECU for a Zero Down Mortgage?
At WSECU, we’re with you every step of the homebuying process. Our goal is to help you and other members reach their financial goals, including the dream of owning a home. And, like you, we’re lovers of Washington state.
FAQ
We offer fixed or adjustable rate loan options with Private Mortgage Insurance (PMI), up to 100% loan to value (LTV).
We fund homes priced up to $548,250 in most counties and up to $776,250 in King, Pierce and Snohomish Counties.
No, you do not!
Single Family Residences, Warrantable Condominiums. All properties must be a primary residence.