Share Certificates are a type of savings account that let you lock in a fixed rate for a future return, usually at higher rates than regular savings accounts.

How much you’ll earn, known as the APY (Annual Percentage Yield), varies based on the terms. Choose from short run, long haul, or everywhere in between.

It’s easy and there are no fees. Simply deposit a minimum of $250 and pick your terms. Then sit back, relax and watch the savings roll in.

• Terms ranging from 6 to 84 months
• Zero fees — an early withdrawal penalty may be imposed
• Get started with as little as $250
• Federally insured by NCUA

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