Checking accounts for everyone in Washington
Enjoy early direct deposits with one of our hassle-free checking accounts.
Cash Back Checking
Earn cash back automatically.
Balanced Checking
Stay within your balance and enjoy automatic round-up savings.
Basic Checking
Hassle-free with no monthly service fees.
Checking accounts
Enjoy early direct deposits with one of our hassle-free checking accounts.
Cash Back Checking
Earn cash back automatically.
Balanced Checking
Stay within your balance and enjoy automatic round-up savings.
Basic Checking
Hassle-free with no monthly service fees.
Included with all WSECU checking accounts
- WSECU Debit Card
- Online Banking & Bill Pay
- Overdraft Protection
- eStatements
- Early Direct Deposit* PayItNow P2P Transfer†
Cash Back Checking
A debit card with rewards for your everyday purchases.
Recommended if: You use your debit card for most purchases and love getting cash-back rewards.
- If you have direct deposit (greater than $1,000 monthly), automatically receive 1% cash back on gas, restaurant and airline purchases and $0.05 cash back on other debit card purchases.
- If you don't have direct deposit, automatically receive $0.05 cash back on debit card purchases.
- Free eStatements; mailed paper statements available for $3/month.
- Write personal checks for $1 per check.
- No monthly service fee.
- Courtesy Pay available.‡
Balanced Checking
Build healthier financial habits and save more with our round-up savings checking account.
Recommended if: You prefer an all-digital account that encourages financial stability through automatic savings.
- Every debit card purchase is rounded up to the nearest dollar and the difference is transferred to your savings (minimum balance of $50 required for savings to occur).
- Free eStatements. Mailed paper statements not available.
- Monthly account fee is $5.
- No personal checks.
- No overdraft feesFees incurred due to withdrawing more funds than currently available in an account, but the financial institution allows the transaction to clear..
Basic Checking
Like to keep it simple? Try this traditional checking account.
Recommended if: You would like to keep it simple with a traditional checking account.
- Free eStatements; mailed paper statements available for $3/month.
- Write personal checks for free.
- No monthly service fee.
- Courtesy Pay available.‡
Digital Services
Mobile Banking
- Manage your account settings and profile.
- Sign in securely using biometrics.
- Deposit checks from your mobile device.
- Transfer money to your external accounts.
- Temporarily lock and unlock your cards.
Scan this code to learn more about our mobile app.
.svg?language=en-US)
‡ See our Courtesy Pay Policy for full details.