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Checking accounts for your small business Business Checking

  • Debit card with rewards points
  • No foreign transaction fees
  • Direct deposit

Open account

Here's what you'll need

Checking accounts for your small business Business Checking

  • Debit card with rewards points
  • No foreign transaction fees
  • Direct deposit

Open account

Here's what you'll need

Included in business checking accounts

Business Features part 1

Visa rewards

Earn points every time you swipe your debit card.

Bill Pay

Set up digital payments in Online and Mobile Banking.

Unlimited transactions

Deposit or withdraw funds as needed without any transaction fees.

Business Features part 2

30,000+ ATMs

Access cash from our covenient network of fee-free ATMs.

Notary service

Make an appointment at your nearest branch for complimentary notary service.

NCUA insurance

Deposit up to $250,000 and your accounts are federally insured.

Which Business Checking account is best for you?

Are you just starting or is your business a side hustle? With zero fees or balance requirements, Small Business Checking is great for small or new businesses that are just getting off the ground.

Is your business established with a steady cash flow? Small Business Interest Checking may be an excellent choice. You’ll earn dividends when your account reaches a monthly average of $2,000, and service fees are waived for accounts that hold a monthly average of $10,000.

Open account

Here's what you'll need

Business Checking Accounts
Account type
definition for Balance requirement : Balance requirement definition for APY : APY definition for Dividend rate : Dividend rate definition for Monthly service fee : Monthly service fee
Small Business Checking

$0

N/A

N/A

$0

Small Business Interest Checking

$2,000 Minimum Average Daily Balance

0.05%

0.04%

$6
Waived for accounts with average monthly balance above $10,000

Rates and terms listed are current as of April 1, 2025. Rates and terms are subject to change at WSECU's discretion. View Rate and Fee Schedule for complete details.

FAQ

Yes. Stop by your nearest branch or call us at 800.562.0999 and we'll assist you in opening your new account.

Business checking account holders can order checks by visting your nearest branch or by calling 800.562.0999.

Earn one point for every three dollars in purchases when you swipe your WSECU Visa business debit card. To redeem your points, sign in to Online or Mobile Banking and select "Rewards" on the Account Summary page.

Due to legal restrictions, we cannot offer business accounts to money-service businesses, casinos or marijuana/cannabis businesses.

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Business Platinum Rewards Visa® card

Earn rewards points without paying an annual fee.

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Business Line of Credit

Enjoy access to funds whenever you need it.

Learn more about WSECU's Business Line of Credit

Still have questions? Our Member Consultants can help.

Let's talk. Schedule an appointment at your nearest branch, and we'll help you find the best solutions for your business.

Schedule an appointment

Your perspective is important to us and helps us see where we’re hitting the mark and where there might be areas to improve.