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Savings accounts for young adults and minors Savings for young adults and minors

JustU Savings accounts
Build money management skills as you head into adulthood.

JustU Share Certificates
Get a boost on savings when you're just starting out.

Minor Savings accounts
Help your children be prepared for the future.

Minor Share Certificates
Save for short- and long-term goals.

Schedule appointment

Here's what you'll need

Savings accounts for young adults and minors Savings for young adults and minors

JustU Savings accounts
Build money management skills as you head into adulthood.

JustU Share Certificates
Get a boost on savings when you're just starting out.

Minor Savings accounts
Help your children be prepared for the future.

Minor Share Certificates
Save for short- and long-term goals.

Schedule appointment

Here's what you'll need

At A Glance

$5.00
Balance requirement The balance needed to meet account terms and conditions.
0.20%
Annual Percentage Yield (APY) The total amount earned with compounded interest over a year.
N/A
Monthly service fees The amount charged every month to maintain the account.
View Rate and Fee Schedule

JustU Savings accounts for ages 18-25

JustU accounts help young adults ages 18-25 build money management skills. Schedule an appointment or visit your nearest branch to open an account.

  • WSECU deposits $5 to open account
  • Accessible with Online and Mobile Banking
  • Accounts automatically convert to general membership account at age 26

Schedule appointment

Here's what you'll need

JustU Savings accounts for ages 18-25

JustU accounts help young adults ages 18-25 build money management skills. Schedule an appointment or visit your nearest branch to open an account.

  • WSECU deposits $5 to open account
  • Accessible with Online and Mobile Banking
  • Accounts automatically convert to general membership account at age 26

Schedule appointment

Here's what you'll need

At A Glance

$5.00
Balance requirement The balance needed to meet account terms and conditions.
0.20%
Annual Percentage Yield (APY) The total amount earned with compounded interest over a year.
N/A
Monthly service fees The amount charged every month to maintain the account.
View Rate and Fee Schedule

At a Glance

$100.00
Balance requirement The balance needed to meet account terms and conditions.
6 to 84 months
Term length agreement The length of time money must stay in the account to avoid penalties.
Based on term length
Dividend rate Earnings based on rate and deposit amount.
View Rate and Fee Schedule

JustU Share Certificates for ages 18-25

Get a boost on savings with a certificate created just for young adults, 18-25. Schedule an appointment or visit your nearest branch to open an account.

  • Minimum deposit only $100
  • Bonus deposit of $25* (limited to one offer per member)
  • Additional deposits at any point in term allowed
  • Short-term and long-term options available
  • Automatic renewal after maturity
  • Penalty for early withdrawal

Schedule appointment

Here's what you'll need

View disclosures

JustU Share Certificates for ages 18-25

Get a boost on savings with a certificate created just for young adults, 18-25. Schedule an appointment or visit your nearest branch to open an account.

  • Minimum deposit only $100
  • Bonus deposit of $25* (limited to one offer per member)
  • Additional deposits at any point in term allowed
  • Short-term and long-term options available
  • Automatic renewal after maturity
  • Penalty for early withdrawal

Schedule appointment

Here's what you'll need

View disclosures

At a Glance

$100.00
Balance requirement The balance needed to meet account terms and conditions.
6 to 84 months
Term length agreement The length of time money must stay in the account to avoid penalties.
Based on term length
Dividend rate Earnings based on rate and deposit amount.
View Rate and Fee Schedule

At a Glance

$5.00
Balance requirement The balance needed to meet account terms and conditions.
0.20%
Annual Percentage Yield (APY) The total amount earned with compounded interest over a year.
N/A
Monthly service fees The amount charged every month to maintain the account.
View Rate and Fee Schedule

Minor Savings accounts for youths under 18

It's never too early to start saving. Schedule an appointment or visit your nearest branch to open an account.

  • Primary savings and sub-savings available
  • Adult joint account holder not required for minors over 14
  • Automatic renewal after maturity
  • Accessible with Online and Mobile Banking
  • Munny Bunny and Munny Bunny Journal for minors 12 and under

UTTMA — Uniform Transfers to Minors Act

  • Minor must be eligible for membership. Membership eligibility not required for custodian.
  • Minor cannot access funds until reaching the age set by custodian.
  • When the minor reaches designated age, the custodian must supply written consent to be removed OR complete an Account Ownership Release form.
  • Once the custodian releases their interest, the account is closed and a new general membership account is opened in the minor's name.

Schedule appointment

Here's what you'll need

Minor Savings accounts for youth under 18

It's never too early to start saving. Schedule an appointment or visit your nearest branch to open an account.

  • Primary savings and sub-savings available
  • Adult joint account holder not required for minors over 14
  • Automatic renewal after maturity
  • Accessible with Online and Mobile Banking
  • Munny Bunny and Munny Bunny Journal for minors 12 and under

UTTMA — Uniform Transfers to Minors Act

  • Minor must be eligible for membership. Membership eligibility not required for custodian.
  • Minor cannot access funds until reaching the age set by custodian.
  • When the minor reaches designated age, the custodian must supply written consent to be removed OR complete an Account Ownership Release form.
  • Once the custodian releases their interest, the account is closed and a new general membership account is opened in the minor's name.

Schedule appointment

Here's what you'll need

At a Glance

$5.00
Balance requirement The balance needed to meet account terms and conditions.
0.20%
Annual Percentage Yield (APY) The total amount earned with compounded interest over a year.
N/A
Monthly service fees The amount charged every month to maintain the account.
View Rate and Fee Schedule

At a Glance

$250.00
Balance requirement The balance needed to meet account terms and conditions.
6 to 84 months
Term length agreement The length of time money must stay in the account to avoid penalties.
Based on term length
Dividend rate Earnings based on rate and deposit amount.
View Rate and Fee Schedule

Minor Share Certificates

It's never too early to start saving. Schedule an appointment or visit your nearest branch to open an account.

  • Primary savings and sub-savings available
  • Adult joint account holder not required for minors over 14
  • Automatic renewal after maturity
  • Accessible with Online and Mobile Banking
  • Munny Bunny and Munny Bunny Journal for minors 12 and under

UTTMA — Uniform Transfers to Minors Act

  • Minor must be eligible for membership. Membership eligibility not required for custodian.
  • Minor cannot access funds until reaching the age set by custodian.
  • When the minor reaches designated age, the custodian must supply written consent to be removed OR complete an Account Ownership Release form.
  • Once the custodian releases their interest, the account is closed and a new general membership account is opened in the minor's name.

Schedule appointment

Here's what you'll need

View disclosures

Minor Share Certificates

It's never too early to start saving. Schedule an appointment or visit your nearest branch to open an account.

  • Primary savings and sub-savings available
  • Adult joint account holder not required for minors over 14
  • Automatic renewal after maturity
  • Accessible with Online and Mobile Banking
  • Munny Bunny and Munny Bunny Journal for minors 12 and under

UTTMA — Uniform Transfers to Minors Act

  • Minor must be eligible for membership. Membership eligibility not required for custodian.
  • Minor cannot access funds until reaching the age set by custodian.
  • When the minor reaches designated age, the custodian must supply written consent to be removed OR complete an Account Ownership Release form.
  • Once the custodian releases their interest, the account is closed and a new general membership account is opened in the minor's name.

Schedule appointment

Here's what you'll need

View disclosures

At a Glance

$250.00
Balance requirement The balance needed to meet account terms and conditions.
6 to 84 months
Term length agreement The length of time money must stay in the account to avoid penalties.
Based on term length
Dividend rate Earnings based on rate and deposit amount.
View Rate and Fee Schedule

Digital Services

Mobile Banking

  • Manage your account settings and profile.
  • Sign in securely using biometrics.
  • Deposit checks from your mobile device.
  • Transfer money to your external accounts.
  • Temporarily lock and unlock your cards.

Scan this code to learn more about our mobile app.

Scan this QR Code with your phone to learn more about the WSECU mobile app

Digital Services

  • Manage your account settings and profile.
  • Sign in securely using biometrics.
  • Deposit checks from your mobile device.
  • Transfer money to your external accounts.
  • Temporarily lock and unlock your cards.
App StoreGoogle Play Store
  • Send money to other member accounts.
  • Transfer funds to your accounts at other financial institutions.
  • Receive customized account alerts.
  • View eStatements.

Create My Account

Available for members over 14 or for younger members who have adult joint account holders. Checking account required.

  • Set up and manage payees.
  • Schedule payments through Online and Mobile Banking.
  • Receive eBills from participating payees.
  • Set payment reminders.
  • Schedule automatic payments.

Sign up for Bill Pay

Resources

Savings Accounts: Everything You Need to Know

The benefits of saving with share certificates

Creating a Personal Budget

* JustU Certificates require a $100 minimum opening deposit. WSECU will make the bonus at the time a qualified certificate is open. Funds are not accessible for withdrawal or transfer for 90 days. Closure of certificate prior to 90 days will result in forfeiture of bonus offer. View Certificate Rate and Fee Schedule for certificate APY, rates and additional disclosures.

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