Savings accounts for young adults and minors
Schedule appointment
Here's what you'll need
Here's What You'll Need
Checking, Savings, Share Certificate or Money Market Account
- Valid photo ID
- SSN or ITIN
- Date of Birth
- Address
- Money for an opening deposit
Minor Accounts
- Valid Photo ID (if minor doesn't have an ID, an adult must be a joint signer)
- SSN or ITIN
- Date of Birth
- Address
- Money for an opening deposit
New member? For security, WSECU verifies identity with a soft credit pull, which does not affect credit scores. Please remove any credit freezes by contacting the relevant credit bureaus.
0.15%
APY
The total amount earned with compounded dividends over a year.
$1.00
Balance requirement
The balance needed to meet account terms and conditions.
N/A
Monthly service fees
The amount charged every month to maintain the account.
Sub-Savings AccountTo open an additional Savings Account:
- Sign in to Online Banking on wsecu.org
- Click the "Apply" tab
- Select "Savings Account" from the menu
Here's What You'll Need
Checking, Savings, Share Certificate or Money Market Account
- Valid photo ID
- SSN or ITIN
- Date of Birth
- Address
- Money for an opening deposit
Minor Accounts
- Valid Photo ID (if minor doesn't have an ID, an adult must be a joint signer)
- SSN or ITIN
- Date of Birth
- Address
- Money for an opening deposit
New member? For security, WSECU verifies identity with a soft credit pull, which does not affect credit scores. Please remove any credit freezes by contacting the relevant credit bureaus.
JustU Savings accounts for ages 18-25
JustU accounts help young adults ages 18-25 build money management skills. Schedule an appointment or visit your nearest branch to open an account.
- WSECU deposits $1 to open account
- Accessible with Online and Mobile Banking
- Accounts automatically convert to general membership account at age 26
Schedule appointment
Here's what you'll needHere's What You'll Need
Checking, Savings, Share Certificate or Money Market Account
- Valid photo ID
- SSN or ITIN
- Date of Birth
- Address
- Money for an opening deposit
Minor Accounts
- Valid Photo ID (if minor doesn't have an ID, an adult must be a joint signer)
- SSN or ITIN
- Date of Birth
- Address
- Money for an opening deposit
New member? For security, WSECU verifies identity with a soft credit pull, which does not affect credit scores. Please remove any credit freezes by contacting the relevant credit bureaus.
Based on term length
Dividend rate
Earnings based on rate and deposit amount.
$100.00
Balance requirement
The balance needed to meet account terms and conditions.
6 to 84 months
Term length agreement
The length of time money must stay in the account to avoid penalties.
JustU Share Certificates for ages 18-25
Get a boost on savings with a certificate created just for young adults, 18-25. Schedule an appointment or visit your nearest branch to open an account.
- Minimum deposit only $100
- Bonus deposit of $25* (limited to one offer per member)
- Additional deposits at any point in term allowed
- Short-term and long-term options available
- Automatic renewal after maturity
- Penalty for early withdrawal
Schedule appointment
Here's what you'll needHere's What You'll Need
Checking, Savings, Share Certificate or Money Market Account
- Valid photo ID
- SSN or ITIN
- Date of Birth
- Address
- Money for an opening deposit
Minor Accounts
- Valid Photo ID (if minor doesn't have an ID, an adult must be a joint signer)
- SSN or ITIN
- Date of Birth
- Address
- Money for an opening deposit
New member? For security, WSECU verifies identity with a soft credit pull, which does not affect credit scores. Please remove any credit freezes by contacting the relevant credit bureaus.
View disclosuresJustU Certificates require a $100 minimum opening deposit. Bonus will be deposited at the time a qualified certificate is opened. Funds are not accessible for withdrawal or transfer for 90 days. Closure of certificate prior to 90 days will result in forfeiture of bonus offer.
View Certificate Rate and Fee Schedule for certificate APY, rates and additional disclosures.
0.15%
APY
The total amount earned with compounded dividends over a year.
0.15%
Dividend rate
Earnings based on rate and deposit amount.
$1.00
Balance requirement
The balance needed to meet account terms and conditions.
Minor Savings accounts for youth under 18
It's never too early to start saving. Schedule an appointment or visit your nearest branch to open an account.
- Primary savings and sub-savings available
- Adult joint account holder not required for minors over 14
- Automatic renewal after maturity
- Accessible with Online and Mobile Banking
- Munny Bunny and Munny Bunny Journal for minors 12 and under
UTTMA — Uniform Transfers to Minors Act
- Minor must be eligible for membership. Membership eligibility not required for custodian.
- Minor cannot access funds until reaching the age set by custodian.
- When the minor reaches designated age, the custodian must supply written consent to be removed OR complete an Account Ownership Release form.
- Once the custodian releases their interest, the account is closed and a new general membership account is opened in the minor's name.
Schedule appointment
Here's what you'll needHere's What You'll Need
Checking, Savings, Share Certificate or Money Market Account
- Valid photo ID
- SSN or ITIN
- Date of Birth
- Address
- Money for an opening deposit
Minor Accounts
- Valid Photo ID (if minor doesn't have an ID, an adult must be a joint signer)
- SSN or ITIN
- Date of Birth
- Address
- Money for an opening deposit
New member? For security, WSECU verifies identity with a soft credit pull, which does not affect credit scores. Please remove any credit freezes by contacting the relevant credit bureaus.
Minor Share Certificates
It's never too early to start saving. Schedule an appointment or visit your nearest branch to open an account.
- Primary savings and sub-savings available
- Adult joint account holder not required for minors over 14
- Automatic renewal after maturity
- Accessible with Online and Mobile Banking
- Munny Bunny and Munny Bunny Journal for minors 12 and under
UTTMA — Uniform Transfers to Minors Act
- Minor must be eligible for membership. Membership eligibility not required for custodian.
- Minor cannot access funds until reaching the age set by custodian.
- When the minor reaches designated age, the custodian must supply written consent to be removed OR complete an Account Ownership Release form.
- Once the custodian releases their interest, the account is closed and a new general membership account is opened in the minor's name.
Schedule appointment
Here's what you'll needHere's What You'll Need
Checking, Savings, Share Certificate or Money Market Account
- Valid photo ID
- SSN or ITIN
- Date of Birth
- Address
- Money for an opening deposit
Minor Accounts
- Valid Photo ID (if minor doesn't have an ID, an adult must be a joint signer)
- SSN or ITIN
- Date of Birth
- Address
- Money for an opening deposit
New member? For security, WSECU verifies identity with a soft credit pull, which does not affect credit scores. Please remove any credit freezes by contacting the relevant credit bureaus.
View disclosuresMinor Certificates require a $250 minimum opening deposit. Funds are not accessible for withdrawal or transfer for 90 days. Closure of certificate prior to 90 days will result in forfeiture of bonus offer.
View Certificate Rate and Fee Schedule for certificate APY, rates and additional disclosures.
Mobile Banking
- Manage your account settings and profile.
- Sign in securely using biometrics.
- Deposit checks from your mobile device.
- Transfer money to your external accounts.
- Temporarily lock and unlock your cards.
Scan this code to learn more about our mobile app.
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Online Banking
- Send money to other member accounts.
- Transfer funds to your accounts at other financial institutions.
- Receive customized account alerts.
- View eStatements.
Create my account
Bill Pay
Available for members over 14 or for younger members who have adult joint account holders. Checking account required.
- Set up and manage payees.
- Schedule payments through Online and Mobile Banking.
- Receive eBills from participating payees.
- Set payment reminders.
- Schedule automatic payments
Sign up for Bill Pay
* JustU Certificates require a $100 minimum opening deposit. WSECU will make the bonus at the time a qualified certificate is open. Funds are not accessible for withdrawal or transfer for 90 days. Closure of certificate prior to 90 days will result in forfeiture of bonus offer. View Certificate Rate and Fee Schedule for certificate APY, rates and additional disclosures.
