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Direct Deposit vs Payroll Deduction - FAQs

1 minute read

Frequently Asked Questions about Direct Deposit and Payroll Deduction

What is Direct Deposit?

Direct deposit is a service provided by your employer that enables you to have your net paycheck automatically deposited every payday into your checking or savings account.

What is payroll deduction?

Payroll deduction is a service that allows you to allocate part of your paycheck to be automatically credited to an account that you are the primary signer on. Payroll deduction is directed by your Social Security Number and can be set up through your employer.

How do I set up Direct Deposit or payroll deduction?

Contact your employer's payroll department for instructions and forms to fill out to start either service.

Note: Many employers will require a voided check or deposit slip. If you don't have checks or deposit slips, call us at or visit your nearest branch and we can help.

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