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How Cash Advances Work

1 minute read

One of the features of a credit card is the ability to take a cash advance. It's important to keep in mind that cash advances aren’t the same as purchases.

How Cash Advances are Different from Credit Card Purchases

Unlike purchases, cash advances from WSECU credit cards are subject to a cash advance fee. Additionally, interest on cash advances begins to accrue immediately on a daily basis. View our Important Credit Card Disclosures for details.

Common Cash Advance Transactions

  • Withdrawing cash using your credit card at an ATM or in a branch.
  • Advancing funds from your Visa® line of credit through Online Banking, Mobile Banking, or in person at one of our branches or another financial institution.
  • Purchasing WSECU gift cards with your credit card.
  • Using your Visa line of credit as overdraft protection for your checking account.

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