Can I use other accounts I have with WSECU to cover overdrafts?
Yes. Your WSECU savings account(s) and/or other checking accounts you have with us are eligible.
Can I use my Money Market Account to cover overdrafts?
No – Money Markets are not eligible.
What are my other options?
Visa® credit card (subject to credit approval)
Personal line of credit (subject to credit approval)
Any savings account or other checking accounts you have with WSECU
Features Transfers in $100 increments. Fee per occurrence 1. Maximum 6 transfers from savings account per month 2 How it works Transfers occur automatically when funds are needed How to request it Call us or stop by to set it up
Features Fee per occurrence 1. Available on checks, electronic payments 3, ATM and debit transactions How it works Transaction coverage occurs when funds are needed How to request it Coverage is automatic for checks and electronic payments. Opt in required for ATM and everyday debit card transactions
Line of credit
Features Transfers in $25 increments. Interest accrues on balance. Pre-established limit to draw on How it works Transfers occur automatically when funds are needed How to request it Requires loan application. Subject to credit approval.
Visa credit card
Features Fee based on amount advanced 4. Pre-established limit. Transfers in $25 increments. How it works Transfers occur automatically when funds are needed How to request it Requires loan application. Subject to credit approval.
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