Can I use other accounts I have with WSECU to cover overdrafts?

Yes. Your WSECU savings account(s) and/or other checking accounts you have with us are eligible.

Can I use my Money Market Account to cover overdrafts?

No – Money Markets are not eligible.

What are my other options?

• Visa^® credit card (subject to credit approval)
• Personal line of credit (subject to credit approval)
• Courtesy Pay

How does overdraft work for different products WSECU offers?

Any savings account or other checking accounts you have with WSECU

Features

Transfers in $100 increments. Fee per occurrence^{View Savings and Checking Fee Schedule1} 

How it works

Transfers occur automatically when funds are needed

How to request it

Call us or stop by to set it up

Visit our Overdraft Services page for more information.

Courtesy Pay

Features

Fee per occurrence^{View Savings and Checking Fee Schedule1}. Available on checks, electronic payments^{Electronic Payments Footnote2}, ATM and debit transactions

How it works

Transaction coverage occurs when funds are needed^{Courtesy Pay Disclosure3}

How to request it

Coverage is automatic for checks and electronic payments. Opt in required for ATM and everyday debit card transactions

Line of credit

Features

Transfers in $25 increments. Interest accrues on balance. Pre-established limit to draw on

How it works

Transfers occur automatically when funds are needed

How to request it

Requires loan application. Subject to credit approval.

Visa credit card

Features

Fee based on amount advanced^{View Important Credit Card Disclosures4}. Pre-established limit. Transfers in $25 increments.

How it works

Transfers occur automatically when funds are needed

How to request it

Requires loan application. Subject to credit approval.