Can I use other accounts I have with WSECU to cover overdrafts? Yes. Your WSECU savings account(s) and/or other checking accounts you have with us are eligible.
Can I use my Money Market Account to cover overdrafts? No – Money Markets are not eligible.
What are my other options?
Visa® credit card (subject to credit approval)
Personal line of credit (subject to credit approval)
Product/Service Any savings account or other checking accounts you have with WSECU Features Transfers in $100 increments. Fee per occurrence 1. Maximum 6 transfers from savings account per month 2 How it works Transfers occur automatically when funds are needed How to request it Call us or stop by to set it up
Product/Service Courtesy Pay Features Fee per occurrence 1. Available on checks, electronic payments 3, ATM and debit transactions How it works Transaction coverage occurs when funds are needed How to request it Coverage is automatic for checks and electronic payments. Opt in required for ATM and everday debit card transactions
Product/Service Line of credit Features Transfers in $25 increments. Interest accrues on balance. Pre-established limit to draw on How it works Transfers occur automatically when funds are needed How to request it Requires loan application. Subject to credit approval.
Product/Service Visa credit card Features Fee based on amount advanced 4. Pre-established limit. Transfers in $25 increments. How it works Transfers occur automatically when funds are needed How to request it Requires loan application. Subject to credit approval.
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