Can I use other accounts I have with WSECU to cover overdrafts?

Yes. Your WSECU savings account(s) and/or other checking accounts you have with us are eligible.

Can I use my Money Market Account to cover overdrafts?

No – Money Markets are not eligible.

What are my other options?

• Visa® credit card (subject to credit approval)
• Personal line of credit (subject to credit approval)
• Courtesy Pay

Product/Service

Any savings account or other checking accounts you have with WSECU

Features
Transfers in $100 increments. Fee per occurrence ¹. Maximum 6 transfers from savings account per month ²
How it works
Transfers occur automatically when funds are needed
How to request it
Call us or stop by to set it up

Visit our Overdraft Services page for more information.

Product/Service

Courtesy Pay

Features
Fee per occurrence ¹. Available on checks, electronic payments ³, ATM and debit transactions
How it works
Transaction coverage occurs when funds are needed
How to request it
Coverage is automatic for checks and electronic payments. Opt in required for ATM and everyday debit card transactions

Product/Service

Line of credit

Features
Transfers in $25 increments. Interest accrues on balance. Pre-established limit to draw on
How it works
Transfers occur automatically when funds are needed
How to request it
Requires loan application. Subject to credit approval.

Product/Service

Visa credit card

Features
Fee based on amount advanced ⁴. Pre-established limit. Transfers in $25 increments.
How it works
Transfers occur automatically when funds are needed
How to request it
Requires loan application. Subject to credit approval.