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Welcome, Cougs!

On campus, off campus, or on a cross-country road trip, we've got you.

Join now

Welcome, Cougs!

On campus, off campus, or on a cross-country road trip, we've got you.

Join now

Join in 3 easy steps

  • 1

    Confirm your eligibility.

    Are you a student, faculty member or staff member at WSU? If so, you’re in.

  • 2

    Tell us about yourself.

    We'll ask you some basic questions and for a government-issued ID such as a driver’s license.

  • 3

    Choose a checking account.

    Cash Back, Balanced or Basic? Opt for the checking account that works best for you.

Join now

Join now

*See Rate and Fee Schedule for complete details.

Get the CougarCard Plus

Show your Cougar pride with the convenient CougarCard Plus, the card that doubles as a WSECU debit card and your university ID. To access funds in your WSECU checking account, swipe the green mag stripe or use the tap function. Swipe the red mag stripe to access Cougar CASH or your WSU meal plan. And if you lose your card? We replace it for free.

students talking in a group
student using a mobile phone

Why WSECU, anyway?

What’s the difference between a bank and a credit union? Banks are owned by shareholders; credit unions are owned by their members. So instead of profiting stockholders, WSECU reinvests 4% of our net income into our communities. The rest goes back into the credit union. You get better rates, fewer fees and great service. What’s not to like?

WSU, let’s grow together

Whether you’re looking to build credit, get a new car or learn more about managing your finances, we have the tools you need.

Products

Develop financial literacy.

Learn about money management and how you can achieve financial goals at the Financial Learning Center.

Get started

Build credit for the long term.

Set yourself up for success by establishing a healthy credit history with a WSECU Create® Visa® card.

Create credit history

Apply for scholarships.

Apply for one of our annual scholarships for up to $3,000 toward your undergraduate or graduate degree.

Learn more

Bank nationwide

WSECU gives you access to a network of over 5,000 shared branches and more than 30,000 ATMs. Even when traveling, there’s a location near you.

Find WSECU banking services near you.

24
WSECU branches
5,000+
Shared branches
30,000+
ATM locations

Benefits of being a member

Being a member has its perks. No wonder Forbes ranked WSECU as the #1 Washington state credit union in 2023. Enjoy favorable rates on everything from credit cards to savings accounts. Insured deposits. A great mobile app. Access to your money from ATMs anywhere in the world. And since you’ll be part of a member-owned cooperative that gives 4% of its net income back to your local community, you’ll see the good happening all around you. Every day.

Join now

Forbes 2022 Best-In-State Credit Unions

Forbes 2023 Best-In-State Credit Unions

Your perspective is important to us and helps us see where we’re hitting the mark and where there might be areas to improve.