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Checking Accounts

Parent and child and WSECU debit card

Introducing 3 New Checking Accounts

With our new checking accounts, you can simplify your checking experience with an account that fits your unique Washington lifestyle. Whether you want cash back rewards, automatic savings or a traditional hassle-free account, you'll find just what you need with us.

Cash Back Checking
Earn cash back automatically.

Balanced Checking
Stay within your balance without unexpected fees.

Basic Checking
Hassle-free with no monthly fees.

Open Today

Compare Accounts

Here's what you'll need

Checking Rates and Terms

debit card

Cash Back Checking

A mostly digital account that is great if you use your debit card for most purchases and love getting cash back rewards.

Account Attributes

  • If you have direct deposit (greater than $1,000 monthly), automatically receive 1% cash back on gas, restaurants and airline purchases and $0.05 cash back on other debit transactions.
  • If you don't have direct deposit, automatically receive $0.05 cash back on debit transactions.
  • Write personal checks for $1 per check.
  • Free e-statements; mailed paper statements available for $3/month.
  • No monthly fee.

More Information

debit card

Balanced Checking

An all digital account with a predictable monthly fee that encourages financial stability through saving money automatically.

Account Attributes

  • Every debit card purchase is rounded up to the nearest dollar and the difference is transferred to your savings.
  • No overdraft or non-sufficient funds (NSF) fees.
  • No personal checks.
  • Free e-statements. Mailed paper statements not available.
  • Monthly account fee is $5.

More Information

debit card

Basic Checking

Like to keep it simple? Try this traditional checking account.

Account Attributes

  • Write personal checks for free.
  • Free e-statements or mailed paper statements.
  • No monthly fee.

More Information

Two women with shopping bags and WSECU Debit Card

Cash Back Checking

Great if you use your debit card for most purchases and love getting cash back rewards.

  • If you have direct deposit (greater than $1,000 monthly), automatically receive 1% cash back on gas, restaurants and airline purchases and $0.05 cash back on other debit transactions.
  • If you don't have direct deposit, automatically receive $0.05 cash back on debit transactions.
  • Write personal checks for $1 per check.
  • Free e-statements; mailed paper statements available for $3/month.
  • No monthly fee

Open Today

Already have a WSECU Checking Account?

Already have a WSECU Checking Account?

You might consider upgrading to the Cash Back account if you...

  • Want to earn more money.
  • Write only a couple checks each month.
  • Like e-statements.
  • Want a new card.

Interested in upgrading? Get started by visiting a branch or calling us at 800.562.0999.

Walking on a log and WSECU Debit Card

Balanced Checking

The perfect account if you want to save money automatically and build healthier financial habits.

  • Every debit card purchase is rounded up the nearest dollar and the difference is transferred to your savings.
  • No overdraft or non-sufficient funds (NSF) fees.
  • No personal checks.
  • Free e-statements. Mailed paper statements not available.
  • Monthly account fee is $5.

Open Today

Already have a WSECU Checking Account?

Already have a WSECU Checking Account?

You might consider upgrading to the Balanced account if you...

  • Are looking for simple, automatic savings.
  • Have experience incurring high NSF or ODP fees and want more predictability.
  • Do not write paper checks.
  • Like e-statements.
  • Want a new card.

Interested in upgrading? Get started by visiting a branch or calling us at 800.562.0999.

Girl blowing bubbles and WSECU Debit Card

Basic Checking

Like to keep it simple? Try this traditional checking account.

  • Write personal checks for free.
  • Free e-statements or mailed paper statements.
  • No monthly fee.

Open Today

Already have a WSECU Checking Account?

Already have a WSECU Checking Account?

You might consider upgrading to the Basic account if you...

  • Want a new card.

Interested in upgrading? Get started by visiting a branch or calling us at 800.562.0999.

Compare all WSECU checking accounts

Thinking about upgrading your current account? Let us help guide you as to which account will fit your needs best. Check out our account comparison tool to get an understanding how your current checking account compares to the new checking accounts.

Compare Accounts

See the complete rate and fee schedule for additional account details.

Digital Services

Mobile Banking

  • Deposit checks
  • View balance
  • Pay bills
  • Transfer funds between accounts
  • Find a branch or ATM
  • Apply for a loan

App Store              Google Play Store

mobile banking

Online Banking

  • Transfers to other member accounts
  • Transfer to accounts you have at other financial institutions
  • Customized account alerts
  • View e-statements
  • Manage and pay bills

Create My Account

online banking screenshot

Bill Pay

  • Easy setup and management of payees
  • Schedule payments through Online or Mobile Banking
  • Receive e-bills from participating payees
  • Set payment reminders
  • Schedule automatic payments

Sign up for Bill Pay

billpay screenshot

Resources

Calculator

Cash Flow Calculator

Having adequate cash flow is essential to keep your business running. If you run out of available cash, you run the risk of not being able to meet your current obligations such as your payroll, accounts payable and loan payments. Use this calculator to help you determine the cash flow generated by your business.
Banking
Calculator

Home Budget Analysis Calculator

One of the most important aspects of controlling your budget is to determine where your money is going. This calculator helps you do just that. By entering your income and monthly expenditures, you can see how much you have left to save and where your money is being spent.
Banking
Calculator

Asset Allocation Calculator

Asset allocation is designed to help you create a balanced portfolio of investments. Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.
Investing

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