Checking Accounts

Checking accounts for everyone in Washington
Simplify your checking experience with an account that fits your life. Enjoy cash-back rewards, early direct deposits, automatic savings and other perks with a traditional hassle-free account.
Cash Back Checking
Earn cash back automatically.
Balanced Checking
Stay within your balance without unexpected fees.
Basic Checking
Hassle-free with no monthly fees.
Cash Back Checking Accounts

Cash Back Checking
Great if you use your debit card for most purchases and love getting cash-back rewards.
- If you have direct deposit (greater than $1,000 monthly), automatically receive 1% cash back on gas, restaurant and airline purchases and $0.05 cash back on other debit card purchases.
- If you don't have direct deposit, automatically receive $0.05 cash back on debit card purchases.
- Get your paycheck up to two days early with Early Direct Deposit.*
- Send money to anyone with free PayItNow P2P Transfer.†
- Write personal checks for $1 per check.
- Free e-statements; mailed paper statements available for $3/month.
- No monthly fee.
Cash Back Checking Details


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Auto Savings FeatureUp to 1% cash back on purchases with direct deposit of $1,000+ per month
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Check Writing$1 per processed check
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Monthly Fee
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Minimum Balance Requirement
- 1% cash back on gas, restaurant and airline purchases (with $1,000 monthly direct deposit)
- $0.05 cash back on other purchases (with $1,000 monthly direct deposit)
- $0.05 cash back on purchases without direct deposit
- Courtesy Pay available*
- Paper Statements ($3 per month)
- WSECU Debit Card
- Online Banking & Bill Pay
- Overdraft Protection
- E-statements
- PayItNow P2P Transfer†
- Early Direct Deposit*
Balanced Checking Accounts

Balanced Checking
The perfect account if you want to save money automatically and build healthier financial habits.
- Every debit card purchase is rounded up the nearest dollar and the difference is transferred to your savings.
- No overdraftFees incurred due to withdrawing more funds than currently available in an account, but the financial institution allows the transaction to clear. or non-sufficient funds (NSF) feesFees incurred due to attempting to withdraw more funds than currently available in an account..
- Get your paycheck up to two days early with Early Direct Deposit.*
- Send money to anyone with free PayItNow P2P Transfer.†
- No personal checks.
- Free e-statements. Mailed paper statements not available.
- Monthly account fee is $5.
Balanced Checking Details


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Auto Savings FeaturePurchases rounded up and difference transferred to savings
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Check Writing
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Monthly Fee$5
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Minimum Balance Requirement$0
($50 for round-up savings to occur)
- No overdraft feesFees incurred due to withdrawing more funds than currently available in an account, but the financial institution allows the transaction to clear.
- No non-sufficient funds (NSF) fees Fees incurred due to attempting to withdraw more funds than currently available in an account.
- Round-up automatically transferred to savings
- WSECU Debit Card
- Online Banking & Bill Pay
- Overdraft Protection
- E-statements
- PayItNow P2P Transfer†
- Early Direct Deposit*
Basic Checking Accounts

Basic Checking
Like to keep it simple? Try this traditional checking account.
- Write personal checks for free.
- Get your paycheck up to two days early with Early Direct Deposit.*
- Send money to anyone with free PayItNow P2P Transfer†
- Free e-statements or mailed paper statements.
- No monthly fee.
Basic Checking Details


-
Auto Savings Feature
-
Check WritingAvailable for free
-
Monthly Fee
-
Minimum Balance Requirement
- Courtesy Pay available**
- Free paper statements
- WSECU Debit Card
- Online Banking & Bill Pay
- Overdraft Protection
- E-statements
- PayItNow P2P Transfer†
- Early Direct Deposit*
Digital Services
Digital Services
- Transfers to other member accounts
- Transfer to accounts you have at other financial institutions
- Customized account alerts
- View e-statements
- Manage and pay bills
- Easy setup and management of payees
- Schedule payments through Online or Mobile Banking
- Receive e-bills from participating payees
- Set payment reminders
- Schedule automatic payments